▼ 0.50% · 3.625%
HK$2,653
−HK$166/mo
▼ 0.25% · 3.875%
HK$2,735
−HK$84/mo
Today · 4.125%
HK$2,819
baseline
▲ 0.50% · 4.625%
HK$2,990
+HK$171/mo
Deposit HK$582K · loan HK$582K · min. income ≈ HK$5,638/mo (50% DSR)
Upfront cash ≈ HK$582K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,951
−HK$159/mo
▼ 0.25% · 3.875%
HK$3,030
−HK$80/mo
Today · 4.125%
HK$3,110
baseline
▲ 0.50% · 4.625%
HK$3,274
+HK$164/mo
Deposit HK$582K · loan HK$582K · min. income ≈ HK$6,220/mo (50% DSR)
Upfront cash ≈ HK$582K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,918
−HK$183/mo
▼ 0.25% · 3.875%
HK$3,009
−HK$92/mo
Today · 4.125%
HK$3,101
baseline
▲ 0.50% · 4.625%
HK$3,289
+HK$188/mo
Deposit HK$523K · loan HK$640K · min. income ≈ HK$6,202/mo (50% DSR)
Upfront cash ≈ HK$524K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,246
−HK$175/mo
▼ 0.25% · 3.875%
HK$3,333
−HK$88/mo
Today · 4.125%
HK$3,421
baseline
▲ 0.50% · 4.625%
HK$3,602
+HK$181/mo
Deposit HK$523K · loan HK$640K · min. income ≈ HK$6,842/mo (50% DSR)
Upfront cash ≈ HK$524K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,183
−HK$200/mo
▼ 0.25% · 3.875%
HK$3,282
−HK$101/mo
Today · 4.125%
HK$3,383
baseline
▲ 0.50% · 4.625%
HK$3,588
+HK$205/mo
Deposit HK$465K · loan HK$698K · min. income ≈ HK$6,766/mo (50% DSR)
Upfront cash ≈ HK$465K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,541
−HK$191/mo
▼ 0.25% · 3.875%
HK$3,636
−HK$96/mo
Today · 4.125%
HK$3,732
baseline
▲ 0.50% · 4.625%
HK$3,929
+HK$197/mo
Deposit HK$465K · loan HK$698K · min. income ≈ HK$7,464/mo (50% DSR)
Upfront cash ≈ HK$465K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,448
−HK$217/mo
▼ 0.25% · 3.875%
HK$3,556
−HK$109/mo
Today · 4.125%
HK$3,665
baseline
▲ 0.50% · 4.625%
HK$3,888
+HK$223/mo
Deposit HK$407K · loan HK$756K · min. income ≈ HK$7,330/mo (50% DSR)
Upfront cash ≈ HK$407K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,836
−HK$207/mo
▼ 0.25% · 3.875%
HK$3,939
−HK$104/mo
Today · 4.125%
HK$4,043
baseline
▲ 0.50% · 4.625%
HK$4,257
+HK$214/mo
Deposit HK$407K · loan HK$756K · min. income ≈ HK$8,086/mo (50% DSR)
Upfront cash ≈ HK$407K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,714
−HK$232/mo
▼ 0.25% · 3.875%
HK$3,829
−HK$117/mo
Today · 4.125%
HK$3,946
baseline
▲ 0.50% · 4.625%
HK$4,187
+HK$241/mo
Deposit HK$349K · loan HK$814K · min. income ≈ HK$7,892/mo (50% DSR)
Upfront cash ≈ HK$349K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,131
−HK$223/mo
▼ 0.25% · 3.875%
HK$4,242
−HK$112/mo
Today · 4.125%
HK$4,354
baseline
▲ 0.50% · 4.625%
HK$4,584
+HK$230/mo
Deposit HK$349K · loan HK$814K · min. income ≈ HK$8,708/mo (50% DSR)
Upfront cash ≈ HK$349K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,979
−HK$249/mo
▼ 0.25% · 3.875%
HK$4,103
−HK$125/mo
Today · 4.125%
HK$4,228
baseline
▲ 0.50% · 4.625%
HK$4,486
+HK$258/mo
Deposit HK$291K · loan HK$872K · min. income ≈ HK$8,456/mo (50% DSR)
Upfront cash ≈ HK$291K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,426
−HK$240/mo
▼ 0.25% · 3.875%
HK$4,545
−HK$121/mo
Today · 4.125%
HK$4,666
baseline
▲ 0.50% · 4.625%
HK$4,911
+HK$245/mo
Deposit HK$291K · loan HK$872K · min. income ≈ HK$9,332/mo (50% DSR)
Upfront cash ≈ HK$291K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,244
−HK$266/mo
▼ 0.25% · 3.875%
HK$4,376
−HK$134/mo
Today · 4.125%
HK$4,510
baseline
▲ 0.50% · 4.625%
HK$4,785
+HK$275/mo
Deposit HK$233K · loan HK$931K · min. income ≈ HK$9,020/mo (50% DSR)
Upfront cash ≈ HK$233K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,721
−HK$256/mo
▼ 0.25% · 3.875%
HK$4,848
−HK$129/mo
Today · 4.125%
HK$4,977
baseline
▲ 0.50% · 4.625%
HK$5,239
+HK$262/mo
Deposit HK$233K · loan HK$931K · min. income ≈ HK$9,954/mo (50% DSR)
Upfront cash ≈ HK$233K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,509
−HK$283/mo
▼ 0.25% · 3.875%
HK$4,650
−HK$142/mo
Today · 4.125%
HK$4,792
baseline
▲ 0.50% · 4.625%
HK$5,084
+HK$292/mo
Deposit HK$174K · loan HK$989K · min. income ≈ HK$9,584/mo (50% DSR)
Upfront cash ≈ HK$175K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,017
−HK$271/mo
▼ 0.25% · 3.875%
HK$5,151
−HK$137/mo
Today · 4.125%
HK$5,288
baseline
▲ 0.50% · 4.625%
HK$5,566
+HK$278/mo
Deposit HK$174K · loan HK$989K · min. income ≈ HK$10,576/mo (50% DSR)
Upfront cash ≈ HK$175K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,775
−HK$299/mo
▼ 0.25% · 3.875%
HK$4,923
−HK$151/mo
Today · 4.125%
HK$5,074
baseline
▲ 0.50% · 4.625%
HK$5,383
+HK$309/mo
Deposit HK$116K · loan HK$1.05M · min. income ≈ HK$10,148/mo (50% DSR)
Upfront cash ≈ HK$116K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,312
−HK$287/mo
▼ 0.25% · 3.875%
HK$5,454
−HK$145/mo
Today · 4.125%
HK$5,599
baseline
▲ 0.50% · 4.625%
HK$5,894
+HK$295/mo
Deposit HK$116K · loan HK$1.05M · min. income ≈ HK$11,198/mo (50% DSR)
Upfront cash ≈ HK$116K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).