▼ 0.50% · 3.625%
HK$2,533
−HK$159/mo
▼ 0.25% · 3.875%
HK$2,612
−HK$80/mo
Today · 4.125%
HK$2,692
baseline
▲ 0.50% · 4.625%
HK$2,856
+HK$164/mo
Deposit HK$555K · loan HK$555K · min. income ≈ HK$5,384/mo (50% DSR)
Upfront cash ≈ HK$556K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,818
−HK$152/mo
▼ 0.25% · 3.875%
HK$2,894
−HK$76/mo
Today · 4.125%
HK$2,970
baseline
▲ 0.50% · 4.625%
HK$3,127
+HK$157/mo
Deposit HK$555K · loan HK$555K · min. income ≈ HK$5,940/mo (50% DSR)
Upfront cash ≈ HK$556K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,786
−HK$175/mo
▼ 0.25% · 3.875%
HK$2,873
−HK$88/mo
Today · 4.125%
HK$2,961
baseline
▲ 0.50% · 4.625%
HK$3,141
+HK$180/mo
Deposit HK$500K · loan HK$611K · min. income ≈ HK$5,922/mo (50% DSR)
Upfront cash ≈ HK$500K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,100
−HK$167/mo
▼ 0.25% · 3.875%
HK$3,183
−HK$84/mo
Today · 4.125%
HK$3,267
baseline
▲ 0.50% · 4.625%
HK$3,440
+HK$173/mo
Deposit HK$500K · loan HK$611K · min. income ≈ HK$6,534/mo (50% DSR)
Upfront cash ≈ HK$500K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,040
−HK$190/mo
▼ 0.25% · 3.875%
HK$3,134
−HK$96/mo
Today · 4.125%
HK$3,230
baseline
▲ 0.50% · 4.625%
HK$3,427
+HK$197/mo
Deposit HK$444K · loan HK$667K · min. income ≈ HK$6,460/mo (50% DSR)
Upfront cash ≈ HK$444K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,382
−HK$182/mo
▼ 0.25% · 3.875%
HK$3,472
−HK$92/mo
Today · 4.125%
HK$3,564
baseline
▲ 0.50% · 4.625%
HK$3,752
+HK$188/mo
Deposit HK$444K · loan HK$667K · min. income ≈ HK$7,128/mo (50% DSR)
Upfront cash ≈ HK$444K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,293
−HK$206/mo
▼ 0.25% · 3.875%
HK$3,395
−HK$104/mo
Today · 4.125%
HK$3,499
baseline
▲ 0.50% · 4.625%
HK$3,712
+HK$213/mo
Deposit HK$389K · loan HK$722K · min. income ≈ HK$6,998/mo (50% DSR)
Upfront cash ≈ HK$389K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,663
−HK$198/mo
▼ 0.25% · 3.875%
HK$3,762
−HK$99/mo
Today · 4.125%
HK$3,861
baseline
▲ 0.50% · 4.625%
HK$4,065
+HK$204/mo
Deposit HK$389K · loan HK$722K · min. income ≈ HK$7,722/mo (50% DSR)
Upfront cash ≈ HK$389K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,546
−HK$223/mo
▼ 0.25% · 3.875%
HK$3,657
−HK$112/mo
Today · 4.125%
HK$3,769
baseline
▲ 0.50% · 4.625%
HK$3,998
+HK$229/mo
Deposit HK$333K · loan HK$778K · min. income ≈ HK$7,538/mo (50% DSR)
Upfront cash ≈ HK$333K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,945
−HK$213/mo
▼ 0.25% · 3.875%
HK$4,051
−HK$107/mo
Today · 4.125%
HK$4,158
baseline
▲ 0.50% · 4.625%
HK$4,378
+HK$220/mo
Deposit HK$333K · loan HK$778K · min. income ≈ HK$8,316/mo (50% DSR)
Upfront cash ≈ HK$333K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,800
−HK$238/mo
▼ 0.25% · 3.875%
HK$3,918
−HK$120/mo
Today · 4.125%
HK$4,038
baseline
▲ 0.50% · 4.625%
HK$4,284
+HK$246/mo
Deposit HK$278K · loan HK$833K · min. income ≈ HK$8,076/mo (50% DSR)
Upfront cash ≈ HK$278K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,227
−HK$228/mo
▼ 0.25% · 3.875%
HK$4,340
−HK$115/mo
Today · 4.125%
HK$4,455
baseline
▲ 0.50% · 4.625%
HK$4,690
+HK$235/mo
Deposit HK$278K · loan HK$833K · min. income ≈ HK$8,910/mo (50% DSR)
Upfront cash ≈ HK$278K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,053
−HK$254/mo
▼ 0.25% · 3.875%
HK$4,179
−HK$128/mo
Today · 4.125%
HK$4,307
baseline
▲ 0.50% · 4.625%
HK$4,569
+HK$262/mo
Deposit HK$222K · loan HK$889K · min. income ≈ HK$8,614/mo (50% DSR)
Upfront cash ≈ HK$222K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,509
−HK$243/mo
▼ 0.25% · 3.875%
HK$4,630
−HK$122/mo
Today · 4.125%
HK$4,752
baseline
▲ 0.50% · 4.625%
HK$5,003
+HK$251/mo
Deposit HK$222K · loan HK$889K · min. income ≈ HK$9,504/mo (50% DSR)
Upfront cash ≈ HK$222K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,306
−HK$270/mo
▼ 0.25% · 3.875%
HK$4,440
−HK$136/mo
Today · 4.125%
HK$4,576
baseline
▲ 0.50% · 4.625%
HK$4,855
+HK$279/mo
Deposit HK$167K · loan HK$944K · min. income ≈ HK$9,152/mo (50% DSR)
Upfront cash ≈ HK$167K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,791
−HK$258/mo
▼ 0.25% · 3.875%
HK$4,919
−HK$130/mo
Today · 4.125%
HK$5,049
baseline
▲ 0.50% · 4.625%
HK$5,316
+HK$267/mo
Deposit HK$167K · loan HK$944K · min. income ≈ HK$10,098/mo (50% DSR)
Upfront cash ≈ HK$167K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,560
−HK$285/mo
▼ 0.25% · 3.875%
HK$4,701
−HK$144/mo
Today · 4.125%
HK$4,845
baseline
▲ 0.50% · 4.625%
HK$5,140
+HK$295/mo
Deposit HK$111K · loan HK$1000K · min. income ≈ HK$9,690/mo (50% DSR)
Upfront cash ≈ HK$111K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,072
−HK$274/mo
▼ 0.25% · 3.875%
HK$5,208
−HK$138/mo
Today · 4.125%
HK$5,346
baseline
▲ 0.50% · 4.625%
HK$5,628
+HK$282/mo
Deposit HK$111K · loan HK$1000K · min. income ≈ HK$10,692/mo (50% DSR)
Upfront cash ≈ HK$111K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).