▼ 0.50% · 3.625%
HK$2,333
−HK$146/mo
▼ 0.25% · 3.875%
HK$2,405
−HK$74/mo
Today · 4.125%
HK$2,479
baseline
▲ 0.50% · 4.625%
HK$2,630
+HK$151/mo
Deposit HK$511K · loan HK$511K · min. income ≈ HK$4,958/mo (50% DSR)
Upfront cash ≈ HK$512K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,595
−HK$140/mo
▼ 0.25% · 3.875%
HK$2,665
−HK$70/mo
Today · 4.125%
HK$2,735
baseline
▲ 0.50% · 4.625%
HK$2,879
+HK$144/mo
Deposit HK$511K · loan HK$511K · min. income ≈ HK$5,470/mo (50% DSR)
Upfront cash ≈ HK$512K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,566
−HK$161/mo
▼ 0.25% · 3.875%
HK$2,646
−HK$81/mo
Today · 4.125%
HK$2,727
baseline
▲ 0.50% · 4.625%
HK$2,893
+HK$166/mo
Deposit HK$460K · loan HK$563K · min. income ≈ HK$5,454/mo (50% DSR)
Upfront cash ≈ HK$460K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,855
−HK$154/mo
▼ 0.25% · 3.875%
HK$2,931
−HK$78/mo
Today · 4.125%
HK$3,009
baseline
▲ 0.50% · 4.625%
HK$3,167
+HK$158/mo
Deposit HK$460K · loan HK$563K · min. income ≈ HK$6,018/mo (50% DSR)
Upfront cash ≈ HK$460K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,799
−HK$176/mo
▼ 0.25% · 3.875%
HK$2,886
−HK$89/mo
Today · 4.125%
HK$2,975
baseline
▲ 0.50% · 4.625%
HK$3,156
+HK$181/mo
Deposit HK$409K · loan HK$614K · min. income ≈ HK$5,950/mo (50% DSR)
Upfront cash ≈ HK$409K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,114
−HK$168/mo
▼ 0.25% · 3.875%
HK$3,198
−HK$84/mo
Today · 4.125%
HK$3,282
baseline
▲ 0.50% · 4.625%
HK$3,455
+HK$173/mo
Deposit HK$409K · loan HK$614K · min. income ≈ HK$6,564/mo (50% DSR)
Upfront cash ≈ HK$409K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,032
−HK$191/mo
▼ 0.25% · 3.875%
HK$3,127
−HK$96/mo
Today · 4.125%
HK$3,223
baseline
▲ 0.50% · 4.625%
HK$3,419
+HK$196/mo
Deposit HK$358K · loan HK$665K · min. income ≈ HK$6,446/mo (50% DSR)
Upfront cash ≈ HK$358K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,374
−HK$182/mo
▼ 0.25% · 3.875%
HK$3,464
−HK$92/mo
Today · 4.125%
HK$3,556
baseline
▲ 0.50% · 4.625%
HK$3,743
+HK$187/mo
Deposit HK$358K · loan HK$665K · min. income ≈ HK$7,112/mo (50% DSR)
Upfront cash ≈ HK$358K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,266
−HK$204/mo
▼ 0.25% · 3.875%
HK$3,367
−HK$103/mo
Today · 4.125%
HK$3,470
baseline
▲ 0.50% · 4.625%
HK$3,682
+HK$212/mo
Deposit HK$307K · loan HK$716K · min. income ≈ HK$6,940/mo (50% DSR)
Upfront cash ≈ HK$307K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,633
−HK$196/mo
▼ 0.25% · 3.875%
HK$3,730
−HK$99/mo
Today · 4.125%
HK$3,829
baseline
▲ 0.50% · 4.625%
HK$4,031
+HK$202/mo
Deposit HK$307K · loan HK$716K · min. income ≈ HK$7,658/mo (50% DSR)
Upfront cash ≈ HK$307K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,499
−HK$219/mo
▼ 0.25% · 3.875%
HK$3,608
−HK$110/mo
Today · 4.125%
HK$3,718
baseline
▲ 0.50% · 4.625%
HK$3,945
+HK$227/mo
Deposit HK$256K · loan HK$767K · min. income ≈ HK$7,436/mo (50% DSR)
Upfront cash ≈ HK$256K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,893
−HK$210/mo
▼ 0.25% · 3.875%
HK$3,997
−HK$106/mo
Today · 4.125%
HK$4,103
baseline
▲ 0.50% · 4.625%
HK$4,319
+HK$216/mo
Deposit HK$256K · loan HK$767K · min. income ≈ HK$8,206/mo (50% DSR)
Upfront cash ≈ HK$256K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,732
−HK$234/mo
▼ 0.25% · 3.875%
HK$3,848
−HK$118/mo
Today · 4.125%
HK$3,966
baseline
▲ 0.50% · 4.625%
HK$4,208
+HK$242/mo
Deposit HK$205K · loan HK$818K · min. income ≈ HK$7,932/mo (50% DSR)
Upfront cash ≈ HK$205K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,152
−HK$224/mo
▼ 0.25% · 3.875%
HK$4,263
−HK$113/mo
Today · 4.125%
HK$4,376
baseline
▲ 0.50% · 4.625%
HK$4,607
+HK$231/mo
Deposit HK$205K · loan HK$818K · min. income ≈ HK$8,752/mo (50% DSR)
Upfront cash ≈ HK$205K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,965
−HK$249/mo
▼ 0.25% · 3.875%
HK$4,089
−HK$125/mo
Today · 4.125%
HK$4,214
baseline
▲ 0.50% · 4.625%
HK$4,471
+HK$257/mo
Deposit HK$153K · loan HK$870K · min. income ≈ HK$8,428/mo (50% DSR)
Upfront cash ≈ HK$154K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,412
−HK$238/mo
▼ 0.25% · 3.875%
HK$4,530
−HK$120/mo
Today · 4.125%
HK$4,650
baseline
▲ 0.50% · 4.625%
HK$4,895
+HK$245/mo
Deposit HK$153K · loan HK$870K · min. income ≈ HK$9,300/mo (50% DSR)
Upfront cash ≈ HK$154K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,199
−HK$263/mo
▼ 0.25% · 3.875%
HK$4,329
−HK$133/mo
Today · 4.125%
HK$4,462
baseline
▲ 0.50% · 4.625%
HK$4,733
+HK$271/mo
Deposit HK$102K · loan HK$921K · min. income ≈ HK$8,924/mo (50% DSR)
Upfront cash ≈ HK$102K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,671
−HK$252/mo
▼ 0.25% · 3.875%
HK$4,796
−HK$127/mo
Today · 4.125%
HK$4,923
baseline
▲ 0.50% · 4.625%
HK$5,183
+HK$260/mo
Deposit HK$102K · loan HK$921K · min. income ≈ HK$9,846/mo (50% DSR)
Upfront cash ≈ HK$102K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).