▼ 0.50% · 3.625%
HK$2,443
−HK$153/mo
▼ 0.25% · 3.875%
HK$2,519
−HK$77/mo
Today · 4.125%
HK$2,596
baseline
▲ 0.50% · 4.625%
HK$2,754
+HK$158/mo
Deposit HK$536K · loan HK$536K · min. income ≈ HK$5,192/mo (50% DSR)
Upfront cash ≈ HK$536K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,717
−HK$147/mo
▼ 0.25% · 3.875%
HK$2,790
−HK$74/mo
Today · 4.125%
HK$2,864
baseline
▲ 0.50% · 4.625%
HK$3,015
+HK$151/mo
Deposit HK$536K · loan HK$536K · min. income ≈ HK$5,728/mo (50% DSR)
Upfront cash ≈ HK$536K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,687
−HK$168/mo
▼ 0.25% · 3.875%
HK$2,770
−HK$85/mo
Today · 4.125%
HK$2,855
baseline
▲ 0.50% · 4.625%
HK$3,029
+HK$174/mo
Deposit HK$482K · loan HK$589K · min. income ≈ HK$5,710/mo (50% DSR)
Upfront cash ≈ HK$482K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,989
−HK$162/mo
▼ 0.25% · 3.875%
HK$3,069
−HK$82/mo
Today · 4.125%
HK$3,151
baseline
▲ 0.50% · 4.625%
HK$3,317
+HK$166/mo
Deposit HK$482K · loan HK$589K · min. income ≈ HK$6,302/mo (50% DSR)
Upfront cash ≈ HK$482K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,931
−HK$184/mo
▼ 0.25% · 3.875%
HK$3,022
−HK$93/mo
Today · 4.125%
HK$3,115
baseline
▲ 0.50% · 4.625%
HK$3,304
+HK$189/mo
Deposit HK$428K · loan HK$643K · min. income ≈ HK$6,230/mo (50% DSR)
Upfront cash ≈ HK$429K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,261
−HK$176/mo
▼ 0.25% · 3.875%
HK$3,348
−HK$89/mo
Today · 4.125%
HK$3,437
baseline
▲ 0.50% · 4.625%
HK$3,618
+HK$181/mo
Deposit HK$428K · loan HK$643K · min. income ≈ HK$6,874/mo (50% DSR)
Upfront cash ≈ HK$429K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,175
−HK$200/mo
▼ 0.25% · 3.875%
HK$3,274
−HK$101/mo
Today · 4.125%
HK$3,375
baseline
▲ 0.50% · 4.625%
HK$3,580
+HK$205/mo
Deposit HK$375K · loan HK$696K · min. income ≈ HK$6,750/mo (50% DSR)
Upfront cash ≈ HK$375K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,533
−HK$190/mo
▼ 0.25% · 3.875%
HK$3,627
−HK$96/mo
Today · 4.125%
HK$3,723
baseline
▲ 0.50% · 4.625%
HK$3,920
+HK$197/mo
Deposit HK$375K · loan HK$696K · min. income ≈ HK$7,446/mo (50% DSR)
Upfront cash ≈ HK$375K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,420
−HK$214/mo
▼ 0.25% · 3.875%
HK$3,526
−HK$108/mo
Today · 4.125%
HK$3,634
baseline
▲ 0.50% · 4.625%
HK$3,855
+HK$221/mo
Deposit HK$321K · loan HK$750K · min. income ≈ HK$7,268/mo (50% DSR)
Upfront cash ≈ HK$321K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,804
−HK$206/mo
▼ 0.25% · 3.875%
HK$3,906
−HK$104/mo
Today · 4.125%
HK$4,010
baseline
▲ 0.50% · 4.625%
HK$4,221
+HK$211/mo
Deposit HK$321K · loan HK$750K · min. income ≈ HK$8,020/mo (50% DSR)
Upfront cash ≈ HK$321K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,664
−HK$230/mo
▼ 0.25% · 3.875%
HK$3,778
−HK$116/mo
Today · 4.125%
HK$3,894
baseline
▲ 0.50% · 4.625%
HK$4,131
+HK$237/mo
Deposit HK$268K · loan HK$803K · min. income ≈ HK$7,788/mo (50% DSR)
Upfront cash ≈ HK$268K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,076
−HK$220/mo
▼ 0.25% · 3.875%
HK$4,185
−HK$111/mo
Today · 4.125%
HK$4,296
baseline
▲ 0.50% · 4.625%
HK$4,523
+HK$227/mo
Deposit HK$268K · loan HK$803K · min. income ≈ HK$8,592/mo (50% DSR)
Upfront cash ≈ HK$268K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,908
−HK$245/mo
▼ 0.25% · 3.875%
HK$4,030
−HK$123/mo
Today · 4.125%
HK$4,153
baseline
▲ 0.50% · 4.625%
HK$4,406
+HK$253/mo
Deposit HK$214K · loan HK$857K · min. income ≈ HK$8,306/mo (50% DSR)
Upfront cash ≈ HK$214K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,348
−HK$235/mo
▼ 0.25% · 3.875%
HK$4,464
−HK$119/mo
Today · 4.125%
HK$4,583
baseline
▲ 0.50% · 4.625%
HK$4,824
+HK$241/mo
Deposit HK$214K · loan HK$857K · min. income ≈ HK$9,166/mo (50% DSR)
Upfront cash ≈ HK$214K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,152
−HK$261/mo
▼ 0.25% · 3.875%
HK$4,282
−HK$131/mo
Today · 4.125%
HK$4,413
baseline
▲ 0.50% · 4.625%
HK$4,681
+HK$268/mo
Deposit HK$161K · loan HK$911K · min. income ≈ HK$8,826/mo (50% DSR)
Upfront cash ≈ HK$161K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,620
−HK$249/mo
▼ 0.25% · 3.875%
HK$4,743
−HK$126/mo
Today · 4.125%
HK$4,869
baseline
▲ 0.50% · 4.625%
HK$5,126
+HK$257/mo
Deposit HK$161K · loan HK$911K · min. income ≈ HK$9,738/mo (50% DSR)
Upfront cash ≈ HK$161K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,397
−HK$275/mo
▼ 0.25% · 3.875%
HK$4,533
−HK$139/mo
Today · 4.125%
HK$4,672
baseline
▲ 0.50% · 4.625%
HK$4,957
+HK$285/mo
Deposit HK$107K · loan HK$964K · min. income ≈ HK$9,344/mo (50% DSR)
Upfront cash ≈ HK$107K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,891
−HK$265/mo
▼ 0.25% · 3.875%
HK$5,022
−HK$134/mo
Today · 4.125%
HK$5,156
baseline
▲ 0.50% · 4.625%
HK$5,427
+HK$271/mo
Deposit HK$107K · loan HK$964K · min. income ≈ HK$10,312/mo (50% DSR)
Upfront cash ≈ HK$107K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).