▼ 0.50% · 3.625%
HK$2,494
−HK$156/mo
▼ 0.25% · 3.875%
HK$2,572
−HK$78/mo
Today · 4.125%
HK$2,650
baseline
▲ 0.50% · 4.625%
HK$2,812
+HK$162/mo
Deposit HK$547K · loan HK$547K · min. income ≈ HK$5,300/mo (50% DSR)
Upfront cash ≈ HK$547K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,775
−HK$149/mo
▼ 0.25% · 3.875%
HK$2,849
−HK$75/mo
Today · 4.125%
HK$2,924
baseline
▲ 0.50% · 4.625%
HK$3,079
+HK$155/mo
Deposit HK$547K · loan HK$547K · min. income ≈ HK$5,848/mo (50% DSR)
Upfront cash ≈ HK$547K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,743
−HK$172/mo
▼ 0.25% · 3.875%
HK$2,829
−HK$86/mo
Today · 4.125%
HK$2,915
baseline
▲ 0.50% · 4.625%
HK$3,093
+HK$178/mo
Deposit HK$492K · loan HK$602K · min. income ≈ HK$5,830/mo (50% DSR)
Upfront cash ≈ HK$492K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,052
−HK$165/mo
▼ 0.25% · 3.875%
HK$3,134
−HK$83/mo
Today · 4.125%
HK$3,217
baseline
▲ 0.50% · 4.625%
HK$3,386
+HK$169/mo
Deposit HK$492K · loan HK$602K · min. income ≈ HK$6,434/mo (50% DSR)
Upfront cash ≈ HK$492K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,993
−HK$187/mo
▼ 0.25% · 3.875%
HK$3,086
−HK$94/mo
Today · 4.125%
HK$3,180
baseline
▲ 0.50% · 4.625%
HK$3,374
+HK$194/mo
Deposit HK$437K · loan HK$656K · min. income ≈ HK$6,360/mo (50% DSR)
Upfront cash ≈ HK$438K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,329
−HK$180/mo
▼ 0.25% · 3.875%
HK$3,419
−HK$90/mo
Today · 4.125%
HK$3,509
baseline
▲ 0.50% · 4.625%
HK$3,694
+HK$185/mo
Deposit HK$437K · loan HK$656K · min. income ≈ HK$7,018/mo (50% DSR)
Upfront cash ≈ HK$438K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,242
−HK$204/mo
▼ 0.25% · 3.875%
HK$3,343
−HK$103/mo
Today · 4.125%
HK$3,446
baseline
▲ 0.50% · 4.625%
HK$3,655
+HK$209/mo
Deposit HK$383K · loan HK$711K · min. income ≈ HK$6,892/mo (50% DSR)
Upfront cash ≈ HK$383K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,607
−HK$195/mo
▼ 0.25% · 3.875%
HK$3,704
−HK$98/mo
Today · 4.125%
HK$3,802
baseline
▲ 0.50% · 4.625%
HK$4,002
+HK$200/mo
Deposit HK$383K · loan HK$711K · min. income ≈ HK$7,604/mo (50% DSR)
Upfront cash ≈ HK$383K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,492
−HK$219/mo
▼ 0.25% · 3.875%
HK$3,600
−HK$111/mo
Today · 4.125%
HK$3,711
baseline
▲ 0.50% · 4.625%
HK$3,936
+HK$225/mo
Deposit HK$328K · loan HK$766K · min. income ≈ HK$7,422/mo (50% DSR)
Upfront cash ≈ HK$328K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,884
−HK$210/mo
▼ 0.25% · 3.875%
HK$3,989
−HK$105/mo
Today · 4.125%
HK$4,094
baseline
▲ 0.50% · 4.625%
HK$4,310
+HK$216/mo
Deposit HK$328K · loan HK$766K · min. income ≈ HK$8,188/mo (50% DSR)
Upfront cash ≈ HK$328K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,741
−HK$235/mo
▼ 0.25% · 3.875%
HK$3,857
−HK$119/mo
Today · 4.125%
HK$3,976
baseline
▲ 0.50% · 4.625%
HK$4,218
+HK$242/mo
Deposit HK$273K · loan HK$820K · min. income ≈ HK$7,952/mo (50% DSR)
Upfront cash ≈ HK$274K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,162
−HK$225/mo
▼ 0.25% · 3.875%
HK$4,273
−HK$114/mo
Today · 4.125%
HK$4,387
baseline
▲ 0.50% · 4.625%
HK$4,618
+HK$231/mo
Deposit HK$273K · loan HK$820K · min. income ≈ HK$8,774/mo (50% DSR)
Upfront cash ≈ HK$274K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,990
−HK$251/mo
▼ 0.25% · 3.875%
HK$4,115
−HK$126/mo
Today · 4.125%
HK$4,241
baseline
▲ 0.50% · 4.625%
HK$4,499
+HK$258/mo
Deposit HK$219K · loan HK$875K · min. income ≈ HK$8,482/mo (50% DSR)
Upfront cash ≈ HK$219K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,439
−HK$240/mo
▼ 0.25% · 3.875%
HK$4,558
−HK$121/mo
Today · 4.125%
HK$4,679
baseline
▲ 0.50% · 4.625%
HK$4,926
+HK$247/mo
Deposit HK$219K · loan HK$875K · min. income ≈ HK$9,358/mo (50% DSR)
Upfront cash ≈ HK$219K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,240
−HK$266/mo
▼ 0.25% · 3.875%
HK$4,372
−HK$134/mo
Today · 4.125%
HK$4,506
baseline
▲ 0.50% · 4.625%
HK$4,780
+HK$274/mo
Deposit HK$164K · loan HK$930K · min. income ≈ HK$9,012/mo (50% DSR)
Upfront cash ≈ HK$164K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,717
−HK$255/mo
▼ 0.25% · 3.875%
HK$4,843
−HK$129/mo
Today · 4.125%
HK$4,972
baseline
▲ 0.50% · 4.625%
HK$5,234
+HK$262/mo
Deposit HK$164K · loan HK$930K · min. income ≈ HK$9,944/mo (50% DSR)
Upfront cash ≈ HK$164K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,489
−HK$282/mo
▼ 0.25% · 3.875%
HK$4,629
−HK$142/mo
Today · 4.125%
HK$4,771
baseline
▲ 0.50% · 4.625%
HK$5,061
+HK$290/mo
Deposit HK$109K · loan HK$984K · min. income ≈ HK$9,542/mo (50% DSR)
Upfront cash ≈ HK$109K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,994
−HK$270/mo
▼ 0.25% · 3.875%
HK$5,128
−HK$136/mo
Today · 4.125%
HK$5,264
baseline
▲ 0.50% · 4.625%
HK$5,542
+HK$278/mo
Deposit HK$109K · loan HK$984K · min. income ≈ HK$10,528/mo (50% DSR)
Upfront cash ≈ HK$109K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).