▼ 0.50% · 3.625%
HK$2,198
−HK$138/mo
▼ 0.25% · 3.875%
HK$2,266
−HK$70/mo
Today · 4.125%
HK$2,336
baseline
▲ 0.50% · 4.625%
HK$2,478
+HK$142/mo
Deposit HK$482K · loan HK$482K · min. income ≈ HK$4,672/mo (50% DSR)
Upfront cash ≈ HK$482K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,445
−HK$132/mo
▼ 0.25% · 3.875%
HK$2,511
−HK$66/mo
Today · 4.125%
HK$2,577
baseline
▲ 0.50% · 4.625%
HK$2,713
+HK$136/mo
Deposit HK$482K · loan HK$482K · min. income ≈ HK$5,154/mo (50% DSR)
Upfront cash ≈ HK$482K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,418
−HK$151/mo
▼ 0.25% · 3.875%
HK$2,493
−HK$76/mo
Today · 4.125%
HK$2,569
baseline
▲ 0.50% · 4.625%
HK$2,726
+HK$157/mo
Deposit HK$434K · loan HK$530K · min. income ≈ HK$5,138/mo (50% DSR)
Upfront cash ≈ HK$434K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,690
−HK$145/mo
▼ 0.25% · 3.875%
HK$2,762
−HK$73/mo
Today · 4.125%
HK$2,835
baseline
▲ 0.50% · 4.625%
HK$2,984
+HK$149/mo
Deposit HK$434K · loan HK$530K · min. income ≈ HK$5,670/mo (50% DSR)
Upfront cash ≈ HK$434K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,637
−HK$166/mo
▼ 0.25% · 3.875%
HK$2,719
−HK$84/mo
Today · 4.125%
HK$2,803
baseline
▲ 0.50% · 4.625%
HK$2,973
+HK$170/mo
Deposit HK$386K · loan HK$578K · min. income ≈ HK$5,606/mo (50% DSR)
Upfront cash ≈ HK$386K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,934
−HK$159/mo
▼ 0.25% · 3.875%
HK$3,013
−HK$80/mo
Today · 4.125%
HK$3,093
baseline
▲ 0.50% · 4.625%
HK$3,256
+HK$163/mo
Deposit HK$386K · loan HK$578K · min. income ≈ HK$6,186/mo (50% DSR)
Upfront cash ≈ HK$386K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,857
−HK$179/mo
▼ 0.25% · 3.875%
HK$2,946
−HK$90/mo
Today · 4.125%
HK$3,036
baseline
▲ 0.50% · 4.625%
HK$3,221
+HK$185/mo
Deposit HK$337K · loan HK$626K · min. income ≈ HK$6,072/mo (50% DSR)
Upfront cash ≈ HK$337K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,179
−HK$171/mo
▼ 0.25% · 3.875%
HK$3,264
−HK$86/mo
Today · 4.125%
HK$3,350
baseline
▲ 0.50% · 4.625%
HK$3,527
+HK$177/mo
Deposit HK$337K · loan HK$626K · min. income ≈ HK$6,700/mo (50% DSR)
Upfront cash ≈ HK$337K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,077
−HK$193/mo
▼ 0.25% · 3.875%
HK$3,173
−HK$97/mo
Today · 4.125%
HK$3,270
baseline
▲ 0.50% · 4.625%
HK$3,469
+HK$199/mo
Deposit HK$289K · loan HK$675K · min. income ≈ HK$6,540/mo (50% DSR)
Upfront cash ≈ HK$289K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,423
−HK$185/mo
▼ 0.25% · 3.875%
HK$3,515
−HK$93/mo
Today · 4.125%
HK$3,608
baseline
▲ 0.50% · 4.625%
HK$3,798
+HK$190/mo
Deposit HK$289K · loan HK$675K · min. income ≈ HK$7,216/mo (50% DSR)
Upfront cash ≈ HK$289K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,297
−HK$206/mo
▼ 0.25% · 3.875%
HK$3,399
−HK$104/mo
Today · 4.125%
HK$3,503
baseline
▲ 0.50% · 4.625%
HK$3,717
+HK$214/mo
Deposit HK$241K · loan HK$723K · min. income ≈ HK$7,006/mo (50% DSR)
Upfront cash ≈ HK$241K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,668
−HK$198/mo
▼ 0.25% · 3.875%
HK$3,766
−HK$100/mo
Today · 4.125%
HK$3,866
baseline
▲ 0.50% · 4.625%
HK$4,069
+HK$203/mo
Deposit HK$241K · loan HK$723K · min. income ≈ HK$7,732/mo (50% DSR)
Upfront cash ≈ HK$241K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,516
−HK$221/mo
▼ 0.25% · 3.875%
HK$3,626
−HK$111/mo
Today · 4.125%
HK$3,737
baseline
▲ 0.50% · 4.625%
HK$3,964
+HK$227/mo
Deposit HK$193K · loan HK$771K · min. income ≈ HK$7,474/mo (50% DSR)
Upfront cash ≈ HK$193K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,912
−HK$211/mo
▼ 0.25% · 3.875%
HK$4,017
−HK$106/mo
Today · 4.125%
HK$4,123
baseline
▲ 0.50% · 4.625%
HK$4,341
+HK$218/mo
Deposit HK$193K · loan HK$771K · min. income ≈ HK$8,246/mo (50% DSR)
Upfront cash ≈ HK$193K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,736
−HK$235/mo
▼ 0.25% · 3.875%
HK$3,852
−HK$119/mo
Today · 4.125%
HK$3,971
baseline
▲ 0.50% · 4.625%
HK$4,212
+HK$241/mo
Deposit HK$145K · loan HK$819K · min. income ≈ HK$7,942/mo (50% DSR)
Upfront cash ≈ HK$145K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,157
−HK$224/mo
▼ 0.25% · 3.875%
HK$4,268
−HK$113/mo
Today · 4.125%
HK$4,381
baseline
▲ 0.50% · 4.625%
HK$4,612
+HK$231/mo
Deposit HK$145K · loan HK$819K · min. income ≈ HK$8,762/mo (50% DSR)
Upfront cash ≈ HK$145K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,956
−HK$248/mo
▼ 0.25% · 3.875%
HK$4,079
−HK$125/mo
Today · 4.125%
HK$4,204
baseline
▲ 0.50% · 4.625%
HK$4,460
+HK$256/mo
Deposit HK$96K · loan HK$867K · min. income ≈ HK$8,408/mo (50% DSR)
Upfront cash ≈ HK$96K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,401
−HK$238/mo
▼ 0.25% · 3.875%
HK$4,519
−HK$120/mo
Today · 4.125%
HK$4,639
baseline
▲ 0.50% · 4.625%
HK$4,883
+HK$244/mo
Deposit HK$96K · loan HK$867K · min. income ≈ HK$9,278/mo (50% DSR)
Upfront cash ≈ HK$96K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).