▼ 0.50% · 3.625%
HK$1,938
−HK$122/mo
▼ 0.25% · 3.875%
HK$1,999
−HK$61/mo
Today · 4.125%
HK$2,060
baseline
▲ 0.50% · 4.625%
HK$2,185
+HK$125/mo
Deposit HK$425K · loan HK$425K · min. income ≈ HK$4,120/mo (50% DSR)
Upfront cash ≈ HK$425K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,156
−HK$117/mo
▼ 0.25% · 3.875%
HK$2,214
−HK$59/mo
Today · 4.125%
HK$2,273
baseline
▲ 0.50% · 4.625%
HK$2,393
+HK$120/mo
Deposit HK$425K · loan HK$425K · min. income ≈ HK$4,546/mo (50% DSR)
Upfront cash ≈ HK$425K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,132
−HK$134/mo
▼ 0.25% · 3.875%
HK$2,198
−HK$68/mo
Today · 4.125%
HK$2,266
baseline
▲ 0.50% · 4.625%
HK$2,404
+HK$138/mo
Deposit HK$383K · loan HK$468K · min. income ≈ HK$4,532/mo (50% DSR)
Upfront cash ≈ HK$383K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,372
−HK$128/mo
▼ 0.25% · 3.875%
HK$2,436
−HK$64/mo
Today · 4.125%
HK$2,500
baseline
▲ 0.50% · 4.625%
HK$2,632
+HK$132/mo
Deposit HK$383K · loan HK$468K · min. income ≈ HK$5,000/mo (50% DSR)
Upfront cash ≈ HK$383K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,326
−HK$146/mo
▼ 0.25% · 3.875%
HK$2,398
−HK$74/mo
Today · 4.125%
HK$2,472
baseline
▲ 0.50% · 4.625%
HK$2,622
+HK$150/mo
Deposit HK$340K · loan HK$510K · min. income ≈ HK$4,944/mo (50% DSR)
Upfront cash ≈ HK$340K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,588
−HK$139/mo
▼ 0.25% · 3.875%
HK$2,657
−HK$70/mo
Today · 4.125%
HK$2,727
baseline
▲ 0.50% · 4.625%
HK$2,871
+HK$144/mo
Deposit HK$340K · loan HK$510K · min. income ≈ HK$5,454/mo (50% DSR)
Upfront cash ≈ HK$340K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,520
−HK$158/mo
▼ 0.25% · 3.875%
HK$2,598
−HK$80/mo
Today · 4.125%
HK$2,678
baseline
▲ 0.50% · 4.625%
HK$2,841
+HK$163/mo
Deposit HK$298K · loan HK$553K · min. income ≈ HK$5,356/mo (50% DSR)
Upfront cash ≈ HK$298K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,803
−HK$152/mo
▼ 0.25% · 3.875%
HK$2,878
−HK$77/mo
Today · 4.125%
HK$2,955
baseline
▲ 0.50% · 4.625%
HK$3,110
+HK$155/mo
Deposit HK$298K · loan HK$553K · min. income ≈ HK$5,910/mo (50% DSR)
Upfront cash ≈ HK$298K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,714
−HK$170/mo
▼ 0.25% · 3.875%
HK$2,798
−HK$86/mo
Today · 4.125%
HK$2,884
baseline
▲ 0.50% · 4.625%
HK$3,059
+HK$175/mo
Deposit HK$255K · loan HK$595K · min. income ≈ HK$5,768/mo (50% DSR)
Upfront cash ≈ HK$255K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,019
−HK$163/mo
▼ 0.25% · 3.875%
HK$3,100
−HK$82/mo
Today · 4.125%
HK$3,182
baseline
▲ 0.50% · 4.625%
HK$3,350
+HK$168/mo
Deposit HK$255K · loan HK$595K · min. income ≈ HK$6,364/mo (50% DSR)
Upfront cash ≈ HK$255K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,907
−HK$183/mo
▼ 0.25% · 3.875%
HK$2,998
−HK$92/mo
Today · 4.125%
HK$3,090
baseline
▲ 0.50% · 4.625%
HK$3,278
+HK$188/mo
Deposit HK$213K · loan HK$638K · min. income ≈ HK$6,180/mo (50% DSR)
Upfront cash ≈ HK$213K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,234
−HK$175/mo
▼ 0.25% · 3.875%
HK$3,321
−HK$88/mo
Today · 4.125%
HK$3,409
baseline
▲ 0.50% · 4.625%
HK$3,589
+HK$180/mo
Deposit HK$213K · loan HK$638K · min. income ≈ HK$6,818/mo (50% DSR)
Upfront cash ≈ HK$213K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,101
−HK$195/mo
▼ 0.25% · 3.875%
HK$3,198
−HK$98/mo
Today · 4.125%
HK$3,296
baseline
▲ 0.50% · 4.625%
HK$3,496
+HK$200/mo
Deposit HK$170K · loan HK$680K · min. income ≈ HK$6,592/mo (50% DSR)
Upfront cash ≈ HK$170K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,450
−HK$187/mo
▼ 0.25% · 3.875%
HK$3,543
−HK$94/mo
Today · 4.125%
HK$3,637
baseline
▲ 0.50% · 4.625%
HK$3,828
+HK$191/mo
Deposit HK$170K · loan HK$680K · min. income ≈ HK$7,274/mo (50% DSR)
Upfront cash ≈ HK$170K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,295
−HK$207/mo
▼ 0.25% · 3.875%
HK$3,398
−HK$104/mo
Today · 4.125%
HK$3,502
baseline
▲ 0.50% · 4.625%
HK$3,715
+HK$213/mo
Deposit HK$128K · loan HK$723K · min. income ≈ HK$7,004/mo (50% DSR)
Upfront cash ≈ HK$128K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,666
−HK$198/mo
▼ 0.25% · 3.875%
HK$3,764
−HK$100/mo
Today · 4.125%
HK$3,864
baseline
▲ 0.50% · 4.625%
HK$4,067
+HK$203/mo
Deposit HK$128K · loan HK$723K · min. income ≈ HK$7,728/mo (50% DSR)
Upfront cash ≈ HK$128K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,489
−HK$219/mo
▼ 0.25% · 3.875%
HK$3,597
−HK$111/mo
Today · 4.125%
HK$3,708
baseline
▲ 0.50% · 4.625%
HK$3,933
+HK$225/mo
Deposit HK$85K · loan HK$765K · min. income ≈ HK$7,416/mo (50% DSR)
Upfront cash ≈ HK$85K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,881
−HK$210/mo
▼ 0.25% · 3.875%
HK$3,985
−HK$106/mo
Today · 4.125%
HK$4,091
baseline
▲ 0.50% · 4.625%
HK$4,307
+HK$216/mo
Deposit HK$85K · loan HK$765K · min. income ≈ HK$8,182/mo (50% DSR)
Upfront cash ≈ HK$85K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).