▼ 0.50% · 3.625%
HK$1,673
−HK$105/mo
▼ 0.25% · 3.875%
HK$1,725
−HK$53/mo
Today · 4.125%
HK$1,778
baseline
▲ 0.50% · 4.625%
HK$1,886
+HK$108/mo
Deposit HK$367K · loan HK$367K · min. income ≈ HK$3,556/mo (50% DSR)
Upfront cash ≈ HK$367K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,861
−HK$101/mo
▼ 0.25% · 3.875%
HK$1,911
−HK$51/mo
Today · 4.125%
HK$1,962
baseline
▲ 0.50% · 4.625%
HK$2,065
+HK$103/mo
Deposit HK$367K · loan HK$367K · min. income ≈ HK$3,924/mo (50% DSR)
Upfront cash ≈ HK$367K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,840
−HK$115/mo
▼ 0.25% · 3.875%
HK$1,897
−HK$58/mo
Today · 4.125%
HK$1,955
baseline
▲ 0.50% · 4.625%
HK$2,074
+HK$119/mo
Deposit HK$330K · loan HK$403K · min. income ≈ HK$3,910/mo (50% DSR)
Upfront cash ≈ HK$330K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,047
−HK$111/mo
▼ 0.25% · 3.875%
HK$2,102
−HK$56/mo
Today · 4.125%
HK$2,158
baseline
▲ 0.50% · 4.625%
HK$2,271
+HK$113/mo
Deposit HK$330K · loan HK$403K · min. income ≈ HK$4,316/mo (50% DSR)
Upfront cash ≈ HK$330K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,007
−HK$126/mo
▼ 0.25% · 3.875%
HK$2,070
−HK$63/mo
Today · 4.125%
HK$2,133
baseline
▲ 0.50% · 4.625%
HK$2,263
+HK$130/mo
Deposit HK$293K · loan HK$440K · min. income ≈ HK$4,266/mo (50% DSR)
Upfront cash ≈ HK$294K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,233
−HK$121/mo
▼ 0.25% · 3.875%
HK$2,293
−HK$61/mo
Today · 4.125%
HK$2,354
baseline
▲ 0.50% · 4.625%
HK$2,478
+HK$124/mo
Deposit HK$293K · loan HK$440K · min. income ≈ HK$4,708/mo (50% DSR)
Upfront cash ≈ HK$294K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,175
−HK$136/mo
▼ 0.25% · 3.875%
HK$2,242
−HK$69/mo
Today · 4.125%
HK$2,311
baseline
▲ 0.50% · 4.625%
HK$2,452
+HK$141/mo
Deposit HK$257K · loan HK$477K · min. income ≈ HK$4,622/mo (50% DSR)
Upfront cash ≈ HK$257K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,419
−HK$131/mo
▼ 0.25% · 3.875%
HK$2,484
−HK$66/mo
Today · 4.125%
HK$2,550
baseline
▲ 0.50% · 4.625%
HK$2,684
+HK$134/mo
Deposit HK$257K · loan HK$477K · min. income ≈ HK$5,100/mo (50% DSR)
Upfront cash ≈ HK$257K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,342
−HK$147/mo
▼ 0.25% · 3.875%
HK$2,415
−HK$74/mo
Today · 4.125%
HK$2,489
baseline
▲ 0.50% · 4.625%
HK$2,640
+HK$151/mo
Deposit HK$220K · loan HK$514K · min. income ≈ HK$4,978/mo (50% DSR)
Upfront cash ≈ HK$220K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,605
−HK$141/mo
▼ 0.25% · 3.875%
HK$2,675
−HK$71/mo
Today · 4.125%
HK$2,746
baseline
▲ 0.50% · 4.625%
HK$2,891
+HK$145/mo
Deposit HK$220K · loan HK$514K · min. income ≈ HK$5,492/mo (50% DSR)
Upfront cash ≈ HK$220K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,509
−HK$158/mo
▼ 0.25% · 3.875%
HK$2,587
−HK$80/mo
Today · 4.125%
HK$2,667
baseline
▲ 0.50% · 4.625%
HK$2,829
+HK$162/mo
Deposit HK$183K · loan HK$550K · min. income ≈ HK$5,334/mo (50% DSR)
Upfront cash ≈ HK$184K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,791
−HK$151/mo
▼ 0.25% · 3.875%
HK$2,866
−HK$76/mo
Today · 4.125%
HK$2,942
baseline
▲ 0.50% · 4.625%
HK$3,097
+HK$155/mo
Deposit HK$183K · loan HK$550K · min. income ≈ HK$5,884/mo (50% DSR)
Upfront cash ≈ HK$184K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,676
−HK$168/mo
▼ 0.25% · 3.875%
HK$2,760
−HK$84/mo
Today · 4.125%
HK$2,844
baseline
▲ 0.50% · 4.625%
HK$3,017
+HK$173/mo
Deposit HK$147K · loan HK$587K · min. income ≈ HK$5,688/mo (50% DSR)
Upfront cash ≈ HK$147K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,978
−HK$160/mo
▼ 0.25% · 3.875%
HK$3,057
−HK$81/mo
Today · 4.125%
HK$3,138
baseline
▲ 0.50% · 4.625%
HK$3,304
+HK$166/mo
Deposit HK$147K · loan HK$587K · min. income ≈ HK$6,276/mo (50% DSR)
Upfront cash ≈ HK$147K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,844
−HK$178/mo
▼ 0.25% · 3.875%
HK$2,932
−HK$90/mo
Today · 4.125%
HK$3,022
baseline
▲ 0.50% · 4.625%
HK$3,206
+HK$184/mo
Deposit HK$110K · loan HK$624K · min. income ≈ HK$6,044/mo (50% DSR)
Upfront cash ≈ HK$110K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,164
−HK$171/mo
▼ 0.25% · 3.875%
HK$3,248
−HK$87/mo
Today · 4.125%
HK$3,335
baseline
▲ 0.50% · 4.625%
HK$3,510
+HK$175/mo
Deposit HK$110K · loan HK$624K · min. income ≈ HK$6,670/mo (50% DSR)
Upfront cash ≈ HK$110K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,011
−HK$189/mo
▼ 0.25% · 3.875%
HK$3,105
−HK$95/mo
Today · 4.125%
HK$3,200
baseline
▲ 0.50% · 4.625%
HK$3,395
+HK$195/mo
Deposit HK$73K · loan HK$660K · min. income ≈ HK$6,400/mo (50% DSR)
Upfront cash ≈ HK$73K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,350
−HK$181/mo
▼ 0.25% · 3.875%
HK$3,440
−HK$91/mo
Today · 4.125%
HK$3,531
baseline
▲ 0.50% · 4.625%
HK$3,717
+HK$186/mo
Deposit HK$73K · loan HK$660K · min. income ≈ HK$7,062/mo (50% DSR)
Upfront cash ≈ HK$73K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).