▼ 0.50% · 3.625%
HK$1,926
−HK$121/mo
▼ 0.25% · 3.875%
HK$1,986
−HK$61/mo
Today · 4.125%
HK$2,047
baseline
▲ 0.50% · 4.625%
HK$2,172
+HK$125/mo
Deposit HK$422K · loan HK$422K · min. income ≈ HK$4,094/mo (50% DSR)
Upfront cash ≈ HK$422K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,143
−HK$116/mo
▼ 0.25% · 3.875%
HK$2,200
−HK$59/mo
Today · 4.125%
HK$2,259
baseline
▲ 0.50% · 4.625%
HK$2,378
+HK$119/mo
Deposit HK$422K · loan HK$422K · min. income ≈ HK$4,518/mo (50% DSR)
Upfront cash ≈ HK$422K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,119
−HK$133/mo
▼ 0.25% · 3.875%
HK$2,185
−HK$67/mo
Today · 4.125%
HK$2,252
baseline
▲ 0.50% · 4.625%
HK$2,389
+HK$137/mo
Deposit HK$380K · loan HK$465K · min. income ≈ HK$4,504/mo (50% DSR)
Upfront cash ≈ HK$380K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,357
−HK$127/mo
▼ 0.25% · 3.875%
HK$2,420
−HK$64/mo
Today · 4.125%
HK$2,484
baseline
▲ 0.50% · 4.625%
HK$2,615
+HK$131/mo
Deposit HK$380K · loan HK$465K · min. income ≈ HK$4,968/mo (50% DSR)
Upfront cash ≈ HK$380K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,311
−HK$145/mo
▼ 0.25% · 3.875%
HK$2,383
−HK$73/mo
Today · 4.125%
HK$2,456
baseline
▲ 0.50% · 4.625%
HK$2,606
+HK$150/mo
Deposit HK$338K · loan HK$507K · min. income ≈ HK$4,912/mo (50% DSR)
Upfront cash ≈ HK$338K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,571
−HK$139/mo
▼ 0.25% · 3.875%
HK$2,640
−HK$70/mo
Today · 4.125%
HK$2,710
baseline
▲ 0.50% · 4.625%
HK$2,853
+HK$143/mo
Deposit HK$338K · loan HK$507K · min. income ≈ HK$5,420/mo (50% DSR)
Upfront cash ≈ HK$338K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,504
−HK$157/mo
▼ 0.25% · 3.875%
HK$2,582
−HK$79/mo
Today · 4.125%
HK$2,661
baseline
▲ 0.50% · 4.625%
HK$2,823
+HK$162/mo
Deposit HK$296K · loan HK$549K · min. income ≈ HK$5,322/mo (50% DSR)
Upfront cash ≈ HK$296K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,786
−HK$150/mo
▼ 0.25% · 3.875%
HK$2,860
−HK$76/mo
Today · 4.125%
HK$2,936
baseline
▲ 0.50% · 4.625%
HK$3,091
+HK$155/mo
Deposit HK$296K · loan HK$549K · min. income ≈ HK$5,872/mo (50% DSR)
Upfront cash ≈ HK$296K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,697
−HK$169/mo
▼ 0.25% · 3.875%
HK$2,781
−HK$85/mo
Today · 4.125%
HK$2,866
baseline
▲ 0.50% · 4.625%
HK$3,040
+HK$174/mo
Deposit HK$253K · loan HK$591K · min. income ≈ HK$5,732/mo (50% DSR)
Upfront cash ≈ HK$254K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,000
−HK$162/mo
▼ 0.25% · 3.875%
HK$3,080
−HK$82/mo
Today · 4.125%
HK$3,162
baseline
▲ 0.50% · 4.625%
HK$3,329
+HK$167/mo
Deposit HK$253K · loan HK$591K · min. income ≈ HK$6,324/mo (50% DSR)
Upfront cash ≈ HK$254K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,889
−HK$181/mo
▼ 0.25% · 3.875%
HK$2,979
−HK$91/mo
Today · 4.125%
HK$3,070
baseline
▲ 0.50% · 4.625%
HK$3,257
+HK$187/mo
Deposit HK$211K · loan HK$634K · min. income ≈ HK$6,140/mo (50% DSR)
Upfront cash ≈ HK$211K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,214
−HK$174/mo
▼ 0.25% · 3.875%
HK$3,300
−HK$88/mo
Today · 4.125%
HK$3,388
baseline
▲ 0.50% · 4.625%
HK$3,567
+HK$179/mo
Deposit HK$211K · loan HK$634K · min. income ≈ HK$6,776/mo (50% DSR)
Upfront cash ≈ HK$211K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,082
−HK$193/mo
▼ 0.25% · 3.875%
HK$3,178
−HK$97/mo
Today · 4.125%
HK$3,275
baseline
▲ 0.50% · 4.625%
HK$3,474
+HK$199/mo
Deposit HK$169K · loan HK$676K · min. income ≈ HK$6,550/mo (50% DSR)
Upfront cash ≈ HK$169K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,429
−HK$185/mo
▼ 0.25% · 3.875%
HK$3,521
−HK$93/mo
Today · 4.125%
HK$3,614
baseline
▲ 0.50% · 4.625%
HK$3,804
+HK$190/mo
Deposit HK$169K · loan HK$676K · min. income ≈ HK$7,228/mo (50% DSR)
Upfront cash ≈ HK$169K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,275
−HK$205/mo
▼ 0.25% · 3.875%
HK$3,376
−HK$104/mo
Today · 4.125%
HK$3,480
baseline
▲ 0.50% · 4.625%
HK$3,692
+HK$212/mo
Deposit HK$127K · loan HK$718K · min. income ≈ HK$6,960/mo (50% DSR)
Upfront cash ≈ HK$127K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,643
−HK$197/mo
▼ 0.25% · 3.875%
HK$3,741
−HK$99/mo
Today · 4.125%
HK$3,840
baseline
▲ 0.50% · 4.625%
HK$4,042
+HK$202/mo
Deposit HK$127K · loan HK$718K · min. income ≈ HK$7,680/mo (50% DSR)
Upfront cash ≈ HK$127K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,467
−HK$218/mo
▼ 0.25% · 3.875%
HK$3,575
−HK$110/mo
Today · 4.125%
HK$3,685
baseline
▲ 0.50% · 4.625%
HK$3,909
+HK$224/mo
Deposit HK$84K · loan HK$760K · min. income ≈ HK$7,370/mo (50% DSR)
Upfront cash ≈ HK$85K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,857
−HK$209/mo
▼ 0.25% · 3.875%
HK$3,961
−HK$105/mo
Today · 4.125%
HK$4,066
baseline
▲ 0.50% · 4.625%
HK$4,280
+HK$214/mo
Deposit HK$84K · loan HK$760K · min. income ≈ HK$8,132/mo (50% DSR)
Upfront cash ≈ HK$85K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).