▼ 0.50% · 3.625%
HK$4,545
−HK$285/mo
▼ 0.25% · 3.875%
HK$4,687
−HK$143/mo
Today · 4.125%
HK$4,830
baseline
▲ 0.50% · 4.625%
HK$5,124
+HK$294/mo
Deposit HK$997K · loan HK$997K · min. income ≈ HK$9,660/mo (50% DSR)
Upfront cash ≈ HK$997K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,056
−HK$274/mo
▼ 0.25% · 3.875%
HK$5,192
−HK$138/mo
Today · 4.125%
HK$5,330
baseline
▲ 0.50% · 4.625%
HK$5,611
+HK$281/mo
Deposit HK$997K · loan HK$997K · min. income ≈ HK$10,660/mo (50% DSR)
Upfront cash ≈ HK$997K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,000
−HK$313/mo
▼ 0.25% · 3.875%
HK$5,155
−HK$158/mo
Today · 4.125%
HK$5,313
baseline
▲ 0.50% · 4.625%
HK$5,636
+HK$323/mo
Deposit HK$897K · loan HK$1.10M · min. income ≈ HK$10,626/mo (50% DSR)
Upfront cash ≈ HK$897K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,562
−HK$301/mo
▼ 0.25% · 3.875%
HK$5,711
−HK$152/mo
Today · 4.125%
HK$5,863
baseline
▲ 0.50% · 4.625%
HK$6,172
+HK$309/mo
Deposit HK$897K · loan HK$1.10M · min. income ≈ HK$11,726/mo (50% DSR)
Upfront cash ≈ HK$897K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,454
−HK$342/mo
▼ 0.25% · 3.875%
HK$5,624
−HK$172/mo
Today · 4.125%
HK$5,796
baseline
▲ 0.50% · 4.625%
HK$6,149
+HK$353/mo
Deposit HK$797K · loan HK$1.20M · min. income ≈ HK$11,592/mo (50% DSR)
Upfront cash ≈ HK$797K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,068
−HK$328/mo
▼ 0.25% · 3.875%
HK$6,230
−HK$166/mo
Today · 4.125%
HK$6,396
baseline
▲ 0.50% · 4.625%
HK$6,733
+HK$337/mo
Deposit HK$797K · loan HK$1.20M · min. income ≈ HK$12,792/mo (50% DSR)
Upfront cash ≈ HK$797K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,909
−HK$370/mo
▼ 0.25% · 3.875%
HK$6,093
−HK$186/mo
Today · 4.125%
HK$6,279
baseline
▲ 0.50% · 4.625%
HK$6,661
+HK$382/mo
Deposit HK$698K · loan HK$1.30M · min. income ≈ HK$12,558/mo (50% DSR)
Upfront cash ≈ HK$698K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,573
−HK$356/mo
▼ 0.25% · 3.875%
HK$6,750
−HK$179/mo
Today · 4.125%
HK$6,929
baseline
▲ 0.50% · 4.625%
HK$7,294
+HK$365/mo
Deposit HK$698K · loan HK$1.30M · min. income ≈ HK$13,858/mo (50% DSR)
Upfront cash ≈ HK$698K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,363
−HK$399/mo
▼ 0.25% · 3.875%
HK$6,561
−HK$201/mo
Today · 4.125%
HK$6,762
baseline
▲ 0.50% · 4.625%
HK$7,174
+HK$412/mo
Deposit HK$598K · loan HK$1.40M · min. income ≈ HK$13,524/mo (50% DSR)
Upfront cash ≈ HK$598K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,079
−HK$382/mo
▼ 0.25% · 3.875%
HK$7,269
−HK$192/mo
Today · 4.125%
HK$7,461
baseline
▲ 0.50% · 4.625%
HK$7,855
+HK$394/mo
Deposit HK$598K · loan HK$1.40M · min. income ≈ HK$14,922/mo (50% DSR)
Upfront cash ≈ HK$598K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,818
−HK$427/mo
▼ 0.25% · 3.875%
HK$7,030
−HK$215/mo
Today · 4.125%
HK$7,245
baseline
▲ 0.50% · 4.625%
HK$7,686
+HK$441/mo
Deposit HK$498K · loan HK$1.49M · min. income ≈ HK$14,490/mo (50% DSR)
Upfront cash ≈ HK$498K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,585
−HK$409/mo
▼ 0.25% · 3.875%
HK$7,788
−HK$206/mo
Today · 4.125%
HK$7,994
baseline
▲ 0.50% · 4.625%
HK$8,416
+HK$422/mo
Deposit HK$498K · loan HK$1.49M · min. income ≈ HK$15,988/mo (50% DSR)
Upfront cash ≈ HK$498K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,272
−HK$456/mo
▼ 0.25% · 3.875%
HK$7,498
−HK$230/mo
Today · 4.125%
HK$7,728
baseline
▲ 0.50% · 4.625%
HK$8,199
+HK$471/mo
Deposit HK$399K · loan HK$1.59M · min. income ≈ HK$15,456/mo (50% DSR)
Upfront cash ≈ HK$399K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,090
−HK$437/mo
▼ 0.25% · 3.875%
HK$8,307
−HK$220/mo
Today · 4.125%
HK$8,527
baseline
▲ 0.50% · 4.625%
HK$8,977
+HK$450/mo
Deposit HK$399K · loan HK$1.59M · min. income ≈ HK$17,054/mo (50% DSR)
Upfront cash ≈ HK$399K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,727
−HK$484/mo
▼ 0.25% · 3.875%
HK$7,967
−HK$244/mo
Today · 4.125%
HK$8,211
baseline
▲ 0.50% · 4.625%
HK$8,711
+HK$500/mo
Deposit HK$299K · loan HK$1.69M · min. income ≈ HK$16,422/mo (50% DSR)
Upfront cash ≈ HK$299K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,596
−HK$464/mo
▼ 0.25% · 3.875%
HK$8,826
−HK$234/mo
Today · 4.125%
HK$9,060
baseline
▲ 0.50% · 4.625%
HK$9,538
+HK$478/mo
Deposit HK$299K · loan HK$1.69M · min. income ≈ HK$18,120/mo (50% DSR)
Upfront cash ≈ HK$299K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,181
−HK$513/mo
▼ 0.25% · 3.875%
HK$8,436
−HK$258/mo
Today · 4.125%
HK$8,694
baseline
▲ 0.50% · 4.625%
HK$9,223
+HK$529/mo
Deposit HK$199K · loan HK$1.79M · min. income ≈ HK$17,388/mo (50% DSR)
Upfront cash ≈ HK$199K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,102
−HK$491/mo
▼ 0.25% · 3.875%
HK$9,346
−HK$247/mo
Today · 4.125%
HK$9,593
baseline
▲ 0.50% · 4.625%
HK$10,099
+HK$506/mo
Deposit HK$199K · loan HK$1.79M · min. income ≈ HK$19,186/mo (50% DSR)
Upfront cash ≈ HK$199K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).