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At today's rate and a 90% mortgage, the deposit on this unit is about HK$853K, with repayments around HK$37,205/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$853K · loan HK$7.68M · min. income ≈ HK$74,410/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$255,891 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Lai Chi Kok Station.
Family-friendly — 41 schools within a 1 km walk.
Everyday convenience — 54 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 27 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 25/F
- Flat
- G
- Saleable Area
- 497 Saleable ft²
- Gross Area
- 667 ft²
- Efficiency
- 75%
- District
- Sham Shui Po District · Kowloon
- School net (POA)
- 40
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-11-25 | HK$7.50M | −6.2% 6.3y · −1.0%/yr |
| 2018-09-07 | HK$8.00M | +23.7% 2.2y · 11.0%/yr |
| 2016-06-24 | HK$6.46M | +83.7% 10.7y · 8.0%/yr |
| 2005-11-03 | HK$3.52M | — |