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At today's rate and a 90% mortgage, the deposit on this unit is about HK$825K, with repayments around HK$35,993/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$825K · loan HK$7.43M · min. income ≈ HK$71,986/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$247,555 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Lai Chi Kok Station.
Family-friendly — 41 schools within a 1 km walk.
Everyday convenience — 54 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 27 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 20/F
- Flat
- C
- Saleable Area
- 496 Saleable ft²
- Gross Area
- 664 ft²
- Efficiency
- 75%
- District
- Sham Shui Po District · Kowloon
- School net (POA)
- 40
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-07-08 | HK$8.58M | +12.6% 3.6y |
| 2022-12-23 | HK$7.62M | −9.9% 2.1y · −5.0%/yr |
| 2020-11-06 | HK$8.46M | +41.5% 5.9y · 7.0%/yr |
| 2015-01-12 | HK$5.98M | +128.2% |
| 2006-12-21 | HK$2.62M | −15.2% |
| 2005-11-03 | HK$3.09M | — |