▼ 0.50% · 3.625%
HK$22,540
−HK$1,414/mo
▼ 0.25% · 3.875%
HK$23,241
−HK$713/mo
Today · 4.125%
HK$23,954
baseline
▲ 0.50% · 4.625%
HK$25,411
+HK$1,457/mo
Deposit HK$4.94M · loan HK$4.94M · min. income ≈ HK$47,908/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$358,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,076
−HK$1,355/mo
▼ 0.25% · 3.875%
HK$25,748
−HK$683/mo
Today · 4.125%
HK$26,431
baseline
▲ 0.50% · 4.625%
HK$27,824
+HK$1,393/mo
Deposit HK$4.94M · loan HK$4.94M · min. income ≈ HK$52,862/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$358,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,794
−HK$1,555/mo
▼ 0.25% · 3.875%
HK$25,566
−HK$783/mo
Today · 4.125%
HK$26,349
baseline
▲ 0.50% · 4.625%
HK$27,952
+HK$1,603/mo
Deposit HK$4.45M · loan HK$5.44M · min. income ≈ HK$52,698/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$358,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,583
−HK$1,491/mo
▼ 0.25% · 3.875%
HK$28,323
−HK$751/mo
Today · 4.125%
HK$29,074
baseline
▲ 0.50% · 4.625%
HK$30,606
+HK$1,532/mo
Deposit HK$4.45M · loan HK$5.44M · min. income ≈ HK$58,148/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$358,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,048
−HK$1,696/mo
▼ 0.25% · 3.875%
HK$27,890
−HK$854/mo
Today · 4.125%
HK$28,744
baseline
▲ 0.50% · 4.625%
HK$30,493
+HK$1,749/mo
Deposit HK$3.95M · loan HK$5.93M · min. income ≈ HK$57,488/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$358,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,091
−HK$1,626/mo
▼ 0.25% · 3.875%
HK$30,898
−HK$819/mo
Today · 4.125%
HK$31,717
baseline
▲ 0.50% · 4.625%
HK$33,389
+HK$1,672/mo
Deposit HK$3.95M · loan HK$5.93M · min. income ≈ HK$63,434/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$358,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,302
−HK$1,838/mo
▼ 0.25% · 3.875%
HK$30,214
−HK$926/mo
Today · 4.125%
HK$31,140
baseline
▲ 0.50% · 4.625%
HK$33,035
+HK$1,895/mo
Deposit HK$3.46M · loan HK$6.43M · min. income ≈ HK$62,280/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$358,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,599
−HK$1,761/mo
▼ 0.25% · 3.875%
HK$33,473
−HK$887/mo
Today · 4.125%
HK$34,360
baseline
▲ 0.50% · 4.625%
HK$36,171
+HK$1,811/mo
Deposit HK$3.46M · loan HK$6.43M · min. income ≈ HK$68,720/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$358,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,556
−HK$1,979/mo
▼ 0.25% · 3.875%
HK$32,538
−HK$997/mo
Today · 4.125%
HK$33,535
baseline
▲ 0.50% · 4.625%
HK$35,576
+HK$2,041/mo
Deposit HK$2.97M · loan HK$6.92M · min. income ≈ HK$67,070/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$358,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,106
−HK$1,897/mo
▼ 0.25% · 3.875%
HK$36,048
−HK$955/mo
Today · 4.125%
HK$37,003
baseline
▲ 0.50% · 4.625%
HK$38,953
+HK$1,950/mo
Deposit HK$2.97M · loan HK$6.92M · min. income ≈ HK$74,006/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$358,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,810
−HK$2,121/mo
▼ 0.25% · 3.875%
HK$34,862
−HK$1,069/mo
Today · 4.125%
HK$35,931
baseline
▲ 0.50% · 4.625%
HK$38,117
+HK$2,186/mo
Deposit HK$2.47M · loan HK$7.41M · min. income ≈ HK$71,862/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$358,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,614
−HK$2,032/mo
▼ 0.25% · 3.875%
HK$38,622
−HK$1,024/mo
Today · 4.125%
HK$39,646
baseline
▲ 0.50% · 4.625%
HK$41,736
+HK$2,090/mo
Deposit HK$2.47M · loan HK$7.41M · min. income ≈ HK$79,292/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$358,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,064
−HK$2,262/mo
▼ 0.25% · 3.875%
HK$37,186
−HK$1,140/mo
Today · 4.125%
HK$38,326
baseline
▲ 0.50% · 4.625%
HK$40,658
+HK$2,332/mo
Deposit HK$1.98M · loan HK$7.91M · min. income ≈ HK$76,652/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$358,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,121
−HK$2,168/mo
▼ 0.25% · 3.875%
HK$41,197
−HK$1,092/mo
Today · 4.125%
HK$42,289
baseline
▲ 0.50% · 4.625%
HK$44,518
+HK$2,229/mo
Deposit HK$1.98M · loan HK$7.91M · min. income ≈ HK$84,578/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$358,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,318
−HK$2,403/mo
▼ 0.25% · 3.875%
HK$39,510
−HK$1,211/mo
Today · 4.125%
HK$40,721
baseline
▲ 0.50% · 4.625%
HK$43,199
+HK$2,478/mo
Deposit HK$1.48M · loan HK$8.40M · min. income ≈ HK$81,442/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$358,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,629
−HK$2,303/mo
▼ 0.25% · 3.875%
HK$43,772
−HK$1,160/mo
Today · 4.125%
HK$44,932
baseline
▲ 0.50% · 4.625%
HK$47,300
+HK$2,368/mo
Deposit HK$1.48M · loan HK$8.40M · min. income ≈ HK$89,864/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$358,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,572
−HK$2,545/mo
▼ 0.25% · 3.875%
HK$41,834
−HK$1,283/mo
Today · 4.125%
HK$43,117
baseline
▲ 0.50% · 4.625%
HK$45,740
+HK$2,623/mo
Deposit HK$988K · loan HK$8.90M · min. income ≈ HK$86,234/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$358,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,136
−HK$2,439/mo
▼ 0.25% · 3.875%
HK$46,347
−HK$1,228/mo
Today · 4.125%
HK$47,575
baseline
▲ 0.50% · 4.625%
HK$50,083
+HK$2,508/mo
Deposit HK$988K · loan HK$8.90M · min. income ≈ HK$95,150/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$358,496 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).