▼ 0.50% · 3.625%
HK$19,198
−HK$1,203/mo
▼ 0.25% · 3.875%
HK$19,795
−HK$606/mo
Today · 4.125%
HK$20,401
baseline
▲ 0.50% · 4.625%
HK$21,643
+HK$1,242/mo
Deposit HK$4.21M · loan HK$4.21M · min. income ≈ HK$40,802/mo (50% DSR)
Upfront cash ≈ HK$4.46M (deposit + AVD stamp duty HK$252,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,357
−HK$1,154/mo
▼ 0.25% · 3.875%
HK$21,930
−HK$581/mo
Today · 4.125%
HK$22,511
baseline
▲ 0.50% · 4.625%
HK$23,697
+HK$1,186/mo
Deposit HK$4.21M · loan HK$4.21M · min. income ≈ HK$45,022/mo (50% DSR)
Upfront cash ≈ HK$4.46M (deposit + AVD stamp duty HK$252,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,117
−HK$1,325/mo
▼ 0.25% · 3.875%
HK$21,774
−HK$668/mo
Today · 4.125%
HK$22,442
baseline
▲ 0.50% · 4.625%
HK$23,807
+HK$1,365/mo
Deposit HK$3.79M · loan HK$4.63M · min. income ≈ HK$44,884/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$252,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,493
−HK$1,269/mo
▼ 0.25% · 3.875%
HK$24,123
−HK$639/mo
Today · 4.125%
HK$24,762
baseline
▲ 0.50% · 4.625%
HK$26,067
+HK$1,305/mo
Deposit HK$3.79M · loan HK$4.63M · min. income ≈ HK$49,524/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$252,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,037
−HK$1,445/mo
▼ 0.25% · 3.875%
HK$23,754
−HK$728/mo
Today · 4.125%
HK$24,482
baseline
▲ 0.50% · 4.625%
HK$25,971
+HK$1,489/mo
Deposit HK$3.37M · loan HK$5.05M · min. income ≈ HK$48,964/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$252,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,628
−HK$1,385/mo
▼ 0.25% · 3.875%
HK$26,316
−HK$697/mo
Today · 4.125%
HK$27,013
baseline
▲ 0.50% · 4.625%
HK$28,437
+HK$1,424/mo
Deposit HK$3.37M · loan HK$5.05M · min. income ≈ HK$54,026/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$252,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,957
−HK$1,565/mo
▼ 0.25% · 3.875%
HK$25,733
−HK$789/mo
Today · 4.125%
HK$26,522
baseline
▲ 0.50% · 4.625%
HK$28,136
+HK$1,614/mo
Deposit HK$2.95M · loan HK$5.47M · min. income ≈ HK$53,044/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$252,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,764
−HK$1,500/mo
▼ 0.25% · 3.875%
HK$28,509
−HK$755/mo
Today · 4.125%
HK$29,264
baseline
▲ 0.50% · 4.625%
HK$30,807
+HK$1,543/mo
Deposit HK$2.95M · loan HK$5.47M · min. income ≈ HK$58,528/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$252,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,877
−HK$1,685/mo
▼ 0.25% · 3.875%
HK$27,713
−HK$849/mo
Today · 4.125%
HK$28,562
baseline
▲ 0.50% · 4.625%
HK$30,300
+HK$1,738/mo
Deposit HK$2.53M · loan HK$5.89M · min. income ≈ HK$57,124/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$252,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,900
−HK$1,615/mo
▼ 0.25% · 3.875%
HK$30,702
−HK$813/mo
Today · 4.125%
HK$31,515
baseline
▲ 0.50% · 4.625%
HK$33,176
+HK$1,661/mo
Deposit HK$2.53M · loan HK$5.89M · min. income ≈ HK$63,030/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$252,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,796
−HK$1,806/mo
▼ 0.25% · 3.875%
HK$29,692
−HK$910/mo
Today · 4.125%
HK$30,602
baseline
▲ 0.50% · 4.625%
HK$32,464
+HK$1,862/mo
Deposit HK$2.10M · loan HK$6.31M · min. income ≈ HK$61,204/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$252,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,036
−HK$1,730/mo
▼ 0.25% · 3.875%
HK$32,895
−HK$871/mo
Today · 4.125%
HK$33,766
baseline
▲ 0.50% · 4.625%
HK$35,546
+HK$1,780/mo
Deposit HK$2.10M · loan HK$6.31M · min. income ≈ HK$67,532/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$252,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,716
−HK$1,926/mo
▼ 0.25% · 3.875%
HK$31,671
−HK$971/mo
Today · 4.125%
HK$32,642
baseline
▲ 0.50% · 4.625%
HK$34,628
+HK$1,986/mo
Deposit HK$1.68M · loan HK$6.74M · min. income ≈ HK$65,284/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$252,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,171
−HK$1,846/mo
▼ 0.25% · 3.875%
HK$35,088
−HK$929/mo
Today · 4.125%
HK$36,017
baseline
▲ 0.50% · 4.625%
HK$37,916
+HK$1,899/mo
Deposit HK$1.68M · loan HK$6.74M · min. income ≈ HK$72,034/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$252,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,636
−HK$2,046/mo
▼ 0.25% · 3.875%
HK$33,651
−HK$1,031/mo
Today · 4.125%
HK$34,682
baseline
▲ 0.50% · 4.625%
HK$36,793
+HK$2,111/mo
Deposit HK$1.26M · loan HK$7.16M · min. income ≈ HK$69,364/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$252,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,307
−HK$1,962/mo
▼ 0.25% · 3.875%
HK$37,281
−HK$988/mo
Today · 4.125%
HK$38,269
baseline
▲ 0.50% · 4.625%
HK$40,286
+HK$2,017/mo
Deposit HK$1.26M · loan HK$7.16M · min. income ≈ HK$76,538/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$252,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,556
−HK$2,166/mo
▼ 0.25% · 3.875%
HK$35,630
−HK$1,092/mo
Today · 4.125%
HK$36,722
baseline
▲ 0.50% · 4.625%
HK$38,957
+HK$2,235/mo
Deposit HK$842K · loan HK$7.58M · min. income ≈ HK$73,444/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$252,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,443
−HK$2,077/mo
▼ 0.25% · 3.875%
HK$39,474
−HK$1,046/mo
Today · 4.125%
HK$40,520
baseline
▲ 0.50% · 4.625%
HK$42,655
+HK$2,135/mo
Deposit HK$842K · loan HK$7.58M · min. income ≈ HK$81,040/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$252,571 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).