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Crescira AVM · estimated value Medium confidence
HK$37.32M
≈ HK$23,500 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$11.20M, with repayments around HK$126,604/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$119,133
−HK$7,471/mo
▼ 0.25% · 3.875%
HK$122,839
−HK$3,765/mo
Today · 4.125%
HK$126,604
baseline
▲ 0.50% · 4.625%
HK$134,307
+HK$7,703/mo

Deposit HK$11.20M · loan HK$26.12M · min. income ≈ HK$253,208/mo (50% DSR)

Upfront cash ≈ HK$12.78M (deposit + AVD stamp duty HK$1,586,024 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
38/F
Flat
A
Saleable Area
1,588 ft²
Gross Area
2,035 ft²
Efficiency
78%
District
Sham Shui Po District · Kowloon
School net (POA)
40

Transaction History

Date Price Gain / loss
2024-06-26 HK$30.20M −15.4%
3.9y
2020-08-11 HK$35.68M +78.5%
12.8y · 6.0%/yr
2007-11-08 HK$19.99M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Mei Foo
≈ 8 min walk · 621 m
Education
26
schools within 1 km (12 within 500 m)
Daily convenience
39
within 1 km (8 within 500 m)
Health
1
hospitals/clinics within 1 km
Recreation
28
parks, libraries, sports within 1 km

Family-friendly — 26 schools within a 1 km walk.

Everyday convenience — 39 shopping and daily-needs spots nearby.

Healthcare close by — 1 hospital/clinics within 1 km.

Green space & leisure — 28 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com