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Crescira AVM · estimated value Medium confidence
HK$37.96M
≈ HK$24,226 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$11.39M, with repayments around HK$128,790/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$121,191
−HK$7,599/mo
▼ 0.25% · 3.875%
HK$124,960
−HK$3,830/mo
Today · 4.125%
HK$128,790
baseline
▲ 0.50% · 4.625%
HK$136,627
+HK$7,837/mo

Deposit HK$11.39M · loan HK$26.57M · min. income ≈ HK$257,580/mo (50% DSR)

Upfront cash ≈ HK$13.00M (deposit + AVD stamp duty HK$1,613,417 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
50/F
Flat
A
Saleable Area
1,567 ft²
Gross Area
2,035 ft²
Efficiency
77%
District
Sham Shui Po District · Kowloon
School net (POA)
40

Transaction History

Date Price Gain / loss
2020-08-21 HK$40.00M +102.7%
13.0y · 8.0%/yr
2007-08-30 HK$19.73M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Mei Foo
≈ 8 min walk · 621 m
Education
26
schools within 1 km (12 within 500 m)
Daily convenience
39
within 1 km (8 within 500 m)
Health
1
hospitals/clinics within 1 km
Recreation
28
parks, libraries, sports within 1 km

Family-friendly — 26 schools within a 1 km walk.

Everyday convenience — 39 shopping and daily-needs spots nearby.

Healthcare close by — 1 hospital/clinics within 1 km.

Green space & leisure — 28 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com