▼ 0.50% · 3.625%
HK$3,134
−HK$197/mo
▼ 0.25% · 3.875%
HK$3,232
−HK$99/mo
Today · 4.125%
HK$3,331
baseline
▲ 0.50% · 4.625%
HK$3,534
+HK$203/mo
Deposit HK$687K · loan HK$687K · min. income ≈ HK$6,662/mo (50% DSR)
Upfront cash ≈ HK$687K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,487
−HK$188/mo
▼ 0.25% · 3.875%
HK$3,580
−HK$95/mo
Today · 4.125%
HK$3,675
baseline
▲ 0.50% · 4.625%
HK$3,869
+HK$194/mo
Deposit HK$687K · loan HK$687K · min. income ≈ HK$7,350/mo (50% DSR)
Upfront cash ≈ HK$687K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,448
−HK$216/mo
▼ 0.25% · 3.875%
HK$3,555
−HK$109/mo
Today · 4.125%
HK$3,664
baseline
▲ 0.50% · 4.625%
HK$3,887
+HK$223/mo
Deposit HK$619K · loan HK$756K · min. income ≈ HK$7,328/mo (50% DSR)
Upfront cash ≈ HK$619K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,836
−HK$207/mo
▼ 0.25% · 3.875%
HK$3,938
−HK$105/mo
Today · 4.125%
HK$4,043
baseline
▲ 0.50% · 4.625%
HK$4,256
+HK$213/mo
Deposit HK$619K · loan HK$756K · min. income ≈ HK$8,086/mo (50% DSR)
Upfront cash ≈ HK$619K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,761
−HK$236/mo
▼ 0.25% · 3.875%
HK$3,878
−HK$119/mo
Today · 4.125%
HK$3,997
baseline
▲ 0.50% · 4.625%
HK$4,240
+HK$243/mo
Deposit HK$550K · loan HK$825K · min. income ≈ HK$7,994/mo (50% DSR)
Upfront cash ≈ HK$550K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,184
−HK$226/mo
▼ 0.25% · 3.875%
HK$4,296
−HK$114/mo
Today · 4.125%
HK$4,410
baseline
▲ 0.50% · 4.625%
HK$4,643
+HK$233/mo
Deposit HK$550K · loan HK$825K · min. income ≈ HK$8,820/mo (50% DSR)
Upfront cash ≈ HK$550K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,075
−HK$255/mo
▼ 0.25% · 3.875%
HK$4,201
−HK$129/mo
Today · 4.125%
HK$4,330
baseline
▲ 0.50% · 4.625%
HK$4,594
+HK$264/mo
Deposit HK$481K · loan HK$893K · min. income ≈ HK$8,660/mo (50% DSR)
Upfront cash ≈ HK$481K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,533
−HK$245/mo
▼ 0.25% · 3.875%
HK$4,655
−HK$123/mo
Today · 4.125%
HK$4,778
baseline
▲ 0.50% · 4.625%
HK$5,030
+HK$252/mo
Deposit HK$481K · loan HK$893K · min. income ≈ HK$9,556/mo (50% DSR)
Upfront cash ≈ HK$481K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,388
−HK$275/mo
▼ 0.25% · 3.875%
HK$4,525
−HK$138/mo
Today · 4.125%
HK$4,663
baseline
▲ 0.50% · 4.625%
HK$4,947
+HK$284/mo
Deposit HK$412K · loan HK$962K · min. income ≈ HK$9,326/mo (50% DSR)
Upfront cash ≈ HK$412K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,882
−HK$263/mo
▼ 0.25% · 3.875%
HK$5,013
−HK$132/mo
Today · 4.125%
HK$5,145
baseline
▲ 0.50% · 4.625%
HK$5,417
+HK$272/mo
Deposit HK$412K · loan HK$962K · min. income ≈ HK$10,290/mo (50% DSR)
Upfront cash ≈ HK$412K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,701
−HK$295/mo
▼ 0.25% · 3.875%
HK$4,848
−HK$148/mo
Today · 4.125%
HK$4,996
baseline
▲ 0.50% · 4.625%
HK$5,300
+HK$304/mo
Deposit HK$344K · loan HK$1.03M · min. income ≈ HK$9,992/mo (50% DSR)
Upfront cash ≈ HK$344K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,230
−HK$283/mo
▼ 0.25% · 3.875%
HK$5,371
−HK$142/mo
Today · 4.125%
HK$5,513
baseline
▲ 0.50% · 4.625%
HK$5,803
+HK$290/mo
Deposit HK$344K · loan HK$1.03M · min. income ≈ HK$11,026/mo (50% DSR)
Upfront cash ≈ HK$344K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,015
−HK$314/mo
▼ 0.25% · 3.875%
HK$5,171
−HK$158/mo
Today · 4.125%
HK$5,329
baseline
▲ 0.50% · 4.625%
HK$5,654
+HK$325/mo
Deposit HK$275K · loan HK$1.10M · min. income ≈ HK$10,658/mo (50% DSR)
Upfront cash ≈ HK$275K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,579
−HK$301/mo
▼ 0.25% · 3.875%
HK$5,729
−HK$151/mo
Today · 4.125%
HK$5,880
baseline
▲ 0.50% · 4.625%
HK$6,190
+HK$310/mo
Deposit HK$275K · loan HK$1.10M · min. income ≈ HK$11,760/mo (50% DSR)
Upfront cash ≈ HK$275K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,328
−HK$334/mo
▼ 0.25% · 3.875%
HK$5,494
−HK$168/mo
Today · 4.125%
HK$5,662
baseline
▲ 0.50% · 4.625%
HK$6,007
+HK$345/mo
Deposit HK$206K · loan HK$1.17M · min. income ≈ HK$11,324/mo (50% DSR)
Upfront cash ≈ HK$206K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,928
−HK$320/mo
▼ 0.25% · 3.875%
HK$6,087
−HK$161/mo
Today · 4.125%
HK$6,248
baseline
▲ 0.50% · 4.625%
HK$6,577
+HK$329/mo
Deposit HK$206K · loan HK$1.17M · min. income ≈ HK$12,496/mo (50% DSR)
Upfront cash ≈ HK$206K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,642
−HK$354/mo
▼ 0.25% · 3.875%
HK$5,817
−HK$179/mo
Today · 4.125%
HK$5,996
baseline
▲ 0.50% · 4.625%
HK$6,360
+HK$364/mo
Deposit HK$137K · loan HK$1.24M · min. income ≈ HK$11,992/mo (50% DSR)
Upfront cash ≈ HK$138K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,276
−HK$339/mo
▼ 0.25% · 3.875%
HK$6,445
−HK$170/mo
Today · 4.125%
HK$6,615
baseline
▲ 0.50% · 4.625%
HK$6,964
+HK$349/mo
Deposit HK$137K · loan HK$1.24M · min. income ≈ HK$13,230/mo (50% DSR)
Upfront cash ≈ HK$138K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).