▼ 0.50% · 3.625%
HK$2,788
−HK$174/mo
▼ 0.25% · 3.875%
HK$2,874
−HK$88/mo
Today · 4.125%
HK$2,962
baseline
▲ 0.50% · 4.625%
HK$3,143
+HK$181/mo
Deposit HK$611K · loan HK$611K · min. income ≈ HK$5,924/mo (50% DSR)
Upfront cash ≈ HK$611K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,101
−HK$168/mo
▼ 0.25% · 3.875%
HK$3,184
−HK$85/mo
Today · 4.125%
HK$3,269
baseline
▲ 0.50% · 4.625%
HK$3,441
+HK$172/mo
Deposit HK$611K · loan HK$611K · min. income ≈ HK$6,538/mo (50% DSR)
Upfront cash ≈ HK$611K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,066
−HK$193/mo
▼ 0.25% · 3.875%
HK$3,162
−HK$97/mo
Today · 4.125%
HK$3,259
baseline
▲ 0.50% · 4.625%
HK$3,457
+HK$198/mo
Deposit HK$550K · loan HK$672K · min. income ≈ HK$6,518/mo (50% DSR)
Upfront cash ≈ HK$550K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,411
−HK$185/mo
▼ 0.25% · 3.875%
HK$3,503
−HK$93/mo
Today · 4.125%
HK$3,596
baseline
▲ 0.50% · 4.625%
HK$3,785
+HK$189/mo
Deposit HK$550K · loan HK$672K · min. income ≈ HK$7,192/mo (50% DSR)
Upfront cash ≈ HK$550K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,345
−HK$210/mo
▼ 0.25% · 3.875%
HK$3,449
−HK$106/mo
Today · 4.125%
HK$3,555
baseline
▲ 0.50% · 4.625%
HK$3,771
+HK$216/mo
Deposit HK$489K · loan HK$734K · min. income ≈ HK$7,110/mo (50% DSR)
Upfront cash ≈ HK$489K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,722
−HK$201/mo
▼ 0.25% · 3.875%
HK$3,821
−HK$102/mo
Today · 4.125%
HK$3,923
baseline
▲ 0.50% · 4.625%
HK$4,129
+HK$206/mo
Deposit HK$489K · loan HK$734K · min. income ≈ HK$7,846/mo (50% DSR)
Upfront cash ≈ HK$489K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,624
−HK$227/mo
▼ 0.25% · 3.875%
HK$3,737
−HK$114/mo
Today · 4.125%
HK$3,851
baseline
▲ 0.50% · 4.625%
HK$4,086
+HK$235/mo
Deposit HK$428K · loan HK$795K · min. income ≈ HK$7,702/mo (50% DSR)
Upfront cash ≈ HK$428K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,032
−HK$217/mo
▼ 0.25% · 3.875%
HK$4,140
−HK$109/mo
Today · 4.125%
HK$4,249
baseline
▲ 0.50% · 4.625%
HK$4,473
+HK$224/mo
Deposit HK$428K · loan HK$795K · min. income ≈ HK$8,498/mo (50% DSR)
Upfront cash ≈ HK$428K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,903
−HK$244/mo
▼ 0.25% · 3.875%
HK$4,024
−HK$123/mo
Today · 4.125%
HK$4,147
baseline
▲ 0.50% · 4.625%
HK$4,400
+HK$253/mo
Deposit HK$367K · loan HK$856K · min. income ≈ HK$8,294/mo (50% DSR)
Upfront cash ≈ HK$367K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,342
−HK$234/mo
▼ 0.25% · 3.875%
HK$4,458
−HK$118/mo
Today · 4.125%
HK$4,576
baseline
▲ 0.50% · 4.625%
HK$4,818
+HK$242/mo
Deposit HK$367K · loan HK$856K · min. income ≈ HK$9,152/mo (50% DSR)
Upfront cash ≈ HK$367K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,182
−HK$262/mo
▼ 0.25% · 3.875%
HK$4,312
−HK$132/mo
Today · 4.125%
HK$4,444
baseline
▲ 0.50% · 4.625%
HK$4,714
+HK$270/mo
Deposit HK$306K · loan HK$917K · min. income ≈ HK$8,888/mo (50% DSR)
Upfront cash ≈ HK$306K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,652
−HK$251/mo
▼ 0.25% · 3.875%
HK$4,777
−HK$126/mo
Today · 4.125%
HK$4,903
baseline
▲ 0.50% · 4.625%
HK$5,162
+HK$259/mo
Deposit HK$306K · loan HK$917K · min. income ≈ HK$9,806/mo (50% DSR)
Upfront cash ≈ HK$306K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,460
−HK$280/mo
▼ 0.25% · 3.875%
HK$4,599
−HK$141/mo
Today · 4.125%
HK$4,740
baseline
▲ 0.50% · 4.625%
HK$5,028
+HK$288/mo
Deposit HK$245K · loan HK$978K · min. income ≈ HK$9,480/mo (50% DSR)
Upfront cash ≈ HK$245K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,962
−HK$268/mo
▼ 0.25% · 3.875%
HK$5,095
−HK$135/mo
Today · 4.125%
HK$5,230
baseline
▲ 0.50% · 4.625%
HK$5,506
+HK$276/mo
Deposit HK$245K · loan HK$978K · min. income ≈ HK$10,460/mo (50% DSR)
Upfront cash ≈ HK$245K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,739
−HK$297/mo
▼ 0.25% · 3.875%
HK$4,886
−HK$150/mo
Today · 4.125%
HK$5,036
baseline
▲ 0.50% · 4.625%
HK$5,343
+HK$307/mo
Deposit HK$183K · loan HK$1.04M · min. income ≈ HK$10,072/mo (50% DSR)
Upfront cash ≈ HK$183K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,272
−HK$285/mo
▼ 0.25% · 3.875%
HK$5,414
−HK$143/mo
Today · 4.125%
HK$5,557
baseline
▲ 0.50% · 4.625%
HK$5,850
+HK$293/mo
Deposit HK$183K · loan HK$1.04M · min. income ≈ HK$11,114/mo (50% DSR)
Upfront cash ≈ HK$183K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,018
−HK$314/mo
▼ 0.25% · 3.875%
HK$5,174
−HK$158/mo
Today · 4.125%
HK$5,332
baseline
▲ 0.50% · 4.625%
HK$5,657
+HK$325/mo
Deposit HK$122K · loan HK$1.10M · min. income ≈ HK$10,664/mo (50% DSR)
Upfront cash ≈ HK$122K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,582
−HK$302/mo
▼ 0.25% · 3.875%
HK$5,732
−HK$152/mo
Today · 4.125%
HK$5,884
baseline
▲ 0.50% · 4.625%
HK$6,194
+HK$310/mo
Deposit HK$122K · loan HK$1.10M · min. income ≈ HK$11,768/mo (50% DSR)
Upfront cash ≈ HK$122K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).