▼ 0.50% · 3.625%
HK$3,674
−HK$230/mo
▼ 0.25% · 3.875%
HK$3,788
−HK$116/mo
Today · 4.125%
HK$3,904
baseline
▲ 0.50% · 4.625%
HK$4,142
+HK$238/mo
Deposit HK$806K · loan HK$806K · min. income ≈ HK$7,808/mo (50% DSR)
Upfront cash ≈ HK$806K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,087
−HK$221/mo
▼ 0.25% · 3.875%
HK$4,197
−HK$111/mo
Today · 4.125%
HK$4,308
baseline
▲ 0.50% · 4.625%
HK$4,535
+HK$227/mo
Deposit HK$806K · loan HK$806K · min. income ≈ HK$8,616/mo (50% DSR)
Upfront cash ≈ HK$806K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,041
−HK$254/mo
▼ 0.25% · 3.875%
HK$4,167
−HK$128/mo
Today · 4.125%
HK$4,295
baseline
▲ 0.50% · 4.625%
HK$4,556
+HK$261/mo
Deposit HK$725K · loan HK$886K · min. income ≈ HK$8,590/mo (50% DSR)
Upfront cash ≈ HK$725K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,496
−HK$243/mo
▼ 0.25% · 3.875%
HK$4,617
−HK$122/mo
Today · 4.125%
HK$4,739
baseline
▲ 0.50% · 4.625%
HK$4,989
+HK$250/mo
Deposit HK$725K · loan HK$886K · min. income ≈ HK$9,478/mo (50% DSR)
Upfront cash ≈ HK$725K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,409
−HK$276/mo
▼ 0.25% · 3.875%
HK$4,546
−HK$139/mo
Today · 4.125%
HK$4,685
baseline
▲ 0.50% · 4.625%
HK$4,970
+HK$285/mo
Deposit HK$644K · loan HK$967K · min. income ≈ HK$9,370/mo (50% DSR)
Upfront cash ≈ HK$645K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,905
−HK$265/mo
▼ 0.25% · 3.875%
HK$5,036
−HK$134/mo
Today · 4.125%
HK$5,170
baseline
▲ 0.50% · 4.625%
HK$5,442
+HK$272/mo
Deposit HK$644K · loan HK$967K · min. income ≈ HK$10,340/mo (50% DSR)
Upfront cash ≈ HK$645K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,776
−HK$300/mo
▼ 0.25% · 3.875%
HK$4,925
−HK$151/mo
Today · 4.125%
HK$5,076
baseline
▲ 0.50% · 4.625%
HK$5,385
+HK$309/mo
Deposit HK$564K · loan HK$1.05M · min. income ≈ HK$10,152/mo (50% DSR)
Upfront cash ≈ HK$564K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,314
−HK$287/mo
▼ 0.25% · 3.875%
HK$5,456
−HK$145/mo
Today · 4.125%
HK$5,601
baseline
▲ 0.50% · 4.625%
HK$5,896
+HK$295/mo
Deposit HK$564K · loan HK$1.05M · min. income ≈ HK$11,202/mo (50% DSR)
Upfront cash ≈ HK$564K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,144
−HK$322/mo
▼ 0.25% · 3.875%
HK$5,304
−HK$162/mo
Today · 4.125%
HK$5,466
baseline
▲ 0.50% · 4.625%
HK$5,799
+HK$333/mo
Deposit HK$483K · loan HK$1.13M · min. income ≈ HK$10,932/mo (50% DSR)
Upfront cash ≈ HK$483K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,722
−HK$309/mo
▼ 0.25% · 3.875%
HK$5,876
−HK$155/mo
Today · 4.125%
HK$6,031
baseline
▲ 0.50% · 4.625%
HK$6,349
+HK$318/mo
Deposit HK$483K · loan HK$1.13M · min. income ≈ HK$12,062/mo (50% DSR)
Upfront cash ≈ HK$483K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,511
−HK$346/mo
▼ 0.25% · 3.875%
HK$5,683
−HK$174/mo
Today · 4.125%
HK$5,857
baseline
▲ 0.50% · 4.625%
HK$6,213
+HK$356/mo
Deposit HK$403K · loan HK$1.21M · min. income ≈ HK$11,714/mo (50% DSR)
Upfront cash ≈ HK$403K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,131
−HK$331/mo
▼ 0.25% · 3.875%
HK$6,295
−HK$167/mo
Today · 4.125%
HK$6,462
baseline
▲ 0.50% · 4.625%
HK$6,803
+HK$341/mo
Deposit HK$403K · loan HK$1.21M · min. income ≈ HK$12,924/mo (50% DSR)
Upfront cash ≈ HK$403K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,878
−HK$369/mo
▼ 0.25% · 3.875%
HK$6,061
−HK$186/mo
Today · 4.125%
HK$6,247
baseline
▲ 0.50% · 4.625%
HK$6,627
+HK$380/mo
Deposit HK$322K · loan HK$1.29M · min. income ≈ HK$12,494/mo (50% DSR)
Upfront cash ≈ HK$322K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,540
−HK$353/mo
▼ 0.25% · 3.875%
HK$6,715
−HK$178/mo
Today · 4.125%
HK$6,893
baseline
▲ 0.50% · 4.625%
HK$7,256
+HK$363/mo
Deposit HK$322K · loan HK$1.29M · min. income ≈ HK$13,786/mo (50% DSR)
Upfront cash ≈ HK$322K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,246
−HK$392/mo
▼ 0.25% · 3.875%
HK$6,440
−HK$198/mo
Today · 4.125%
HK$6,638
baseline
▲ 0.50% · 4.625%
HK$7,041
+HK$403/mo
Deposit HK$242K · loan HK$1.37M · min. income ≈ HK$13,276/mo (50% DSR)
Upfront cash ≈ HK$242K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,948
−HK$376/mo
▼ 0.25% · 3.875%
HK$7,135
−HK$189/mo
Today · 4.125%
HK$7,324
baseline
▲ 0.50% · 4.625%
HK$7,710
+HK$386/mo
Deposit HK$242K · loan HK$1.37M · min. income ≈ HK$14,648/mo (50% DSR)
Upfront cash ≈ HK$242K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,613
−HK$415/mo
▼ 0.25% · 3.875%
HK$6,819
−HK$209/mo
Today · 4.125%
HK$7,028
baseline
▲ 0.50% · 4.625%
HK$7,456
+HK$428/mo
Deposit HK$161K · loan HK$1.45M · min. income ≈ HK$14,056/mo (50% DSR)
Upfront cash ≈ HK$161K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,357
−HK$398/mo
▼ 0.25% · 3.875%
HK$7,555
−HK$200/mo
Today · 4.125%
HK$7,755
baseline
▲ 0.50% · 4.625%
HK$8,163
+HK$408/mo
Deposit HK$161K · loan HK$1.45M · min. income ≈ HK$15,510/mo (50% DSR)
Upfront cash ≈ HK$161K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).