▼ 0.50% · 3.625%
HK$3,632
−HK$227/mo
▼ 0.25% · 3.875%
HK$3,745
−HK$114/mo
Today · 4.125%
HK$3,859
baseline
▲ 0.50% · 4.625%
HK$4,094
+HK$235/mo
Deposit HK$796K · loan HK$796K · min. income ≈ HK$7,718/mo (50% DSR)
Upfront cash ≈ HK$796K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,040
−HK$218/mo
▼ 0.25% · 3.875%
HK$4,148
−HK$110/mo
Today · 4.125%
HK$4,258
baseline
▲ 0.50% · 4.625%
HK$4,483
+HK$225/mo
Deposit HK$796K · loan HK$796K · min. income ≈ HK$8,516/mo (50% DSR)
Upfront cash ≈ HK$796K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,995
−HK$250/mo
▼ 0.25% · 3.875%
HK$4,119
−HK$126/mo
Today · 4.125%
HK$4,245
baseline
▲ 0.50% · 4.625%
HK$4,504
+HK$259/mo
Deposit HK$717K · loan HK$876K · min. income ≈ HK$8,490/mo (50% DSR)
Upfront cash ≈ HK$717K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,444
−HK$240/mo
▼ 0.25% · 3.875%
HK$4,563
−HK$121/mo
Today · 4.125%
HK$4,684
baseline
▲ 0.50% · 4.625%
HK$4,931
+HK$247/mo
Deposit HK$717K · loan HK$876K · min. income ≈ HK$9,368/mo (50% DSR)
Upfront cash ≈ HK$717K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,358
−HK$273/mo
▼ 0.25% · 3.875%
HK$4,493
−HK$138/mo
Today · 4.125%
HK$4,631
baseline
▲ 0.50% · 4.625%
HK$4,913
+HK$282/mo
Deposit HK$637K · loan HK$956K · min. income ≈ HK$9,262/mo (50% DSR)
Upfront cash ≈ HK$637K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,848
−HK$262/mo
▼ 0.25% · 3.875%
HK$4,978
−HK$132/mo
Today · 4.125%
HK$5,110
baseline
▲ 0.50% · 4.625%
HK$5,379
+HK$269/mo
Deposit HK$637K · loan HK$956K · min. income ≈ HK$10,220/mo (50% DSR)
Upfront cash ≈ HK$637K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,721
−HK$296/mo
▼ 0.25% · 3.875%
HK$4,868
−HK$149/mo
Today · 4.125%
HK$5,017
baseline
▲ 0.50% · 4.625%
HK$5,322
+HK$305/mo
Deposit HK$557K · loan HK$1.04M · min. income ≈ HK$10,034/mo (50% DSR)
Upfront cash ≈ HK$558K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,252
−HK$284/mo
▼ 0.25% · 3.875%
HK$5,393
−HK$143/mo
Today · 4.125%
HK$5,536
baseline
▲ 0.50% · 4.625%
HK$5,828
+HK$292/mo
Deposit HK$557K · loan HK$1.04M · min. income ≈ HK$11,072/mo (50% DSR)
Upfront cash ≈ HK$558K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,084
−HK$319/mo
▼ 0.25% · 3.875%
HK$5,242
−HK$161/mo
Today · 4.125%
HK$5,403
baseline
▲ 0.50% · 4.625%
HK$5,732
+HK$329/mo
Deposit HK$478K · loan HK$1.11M · min. income ≈ HK$10,806/mo (50% DSR)
Upfront cash ≈ HK$478K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,656
−HK$306/mo
▼ 0.25% · 3.875%
HK$5,808
−HK$154/mo
Today · 4.125%
HK$5,962
baseline
▲ 0.50% · 4.625%
HK$6,276
+HK$314/mo
Deposit HK$478K · loan HK$1.11M · min. income ≈ HK$11,924/mo (50% DSR)
Upfront cash ≈ HK$478K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,447
−HK$342/mo
▼ 0.25% · 3.875%
HK$5,617
−HK$172/mo
Today · 4.125%
HK$5,789
baseline
▲ 0.50% · 4.625%
HK$6,141
+HK$352/mo
Deposit HK$398K · loan HK$1.19M · min. income ≈ HK$11,578/mo (50% DSR)
Upfront cash ≈ HK$398K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,060
−HK$328/mo
▼ 0.25% · 3.875%
HK$6,223
−HK$165/mo
Today · 4.125%
HK$6,388
baseline
▲ 0.50% · 4.625%
HK$6,724
+HK$336/mo
Deposit HK$398K · loan HK$1.19M · min. income ≈ HK$12,776/mo (50% DSR)
Upfront cash ≈ HK$398K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,810
−HK$365/mo
▼ 0.25% · 3.875%
HK$5,991
−HK$184/mo
Today · 4.125%
HK$6,175
baseline
▲ 0.50% · 4.625%
HK$6,551
+HK$376/mo
Deposit HK$319K · loan HK$1.27M · min. income ≈ HK$12,350/mo (50% DSR)
Upfront cash ≈ HK$319K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,464
−HK$349/mo
▼ 0.25% · 3.875%
HK$6,637
−HK$176/mo
Today · 4.125%
HK$6,813
baseline
▲ 0.50% · 4.625%
HK$7,172
+HK$359/mo
Deposit HK$319K · loan HK$1.27M · min. income ≈ HK$13,626/mo (50% DSR)
Upfront cash ≈ HK$319K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,174
−HK$387/mo
▼ 0.25% · 3.875%
HK$6,366
−HK$195/mo
Today · 4.125%
HK$6,561
baseline
▲ 0.50% · 4.625%
HK$6,960
+HK$399/mo
Deposit HK$239K · loan HK$1.35M · min. income ≈ HK$13,122/mo (50% DSR)
Upfront cash ≈ HK$239K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,868
−HK$371/mo
▼ 0.25% · 3.875%
HK$7,052
−HK$187/mo
Today · 4.125%
HK$7,239
baseline
▲ 0.50% · 4.625%
HK$7,621
+HK$382/mo
Deposit HK$239K · loan HK$1.35M · min. income ≈ HK$14,478/mo (50% DSR)
Upfront cash ≈ HK$239K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,537
−HK$410/mo
▼ 0.25% · 3.875%
HK$6,740
−HK$207/mo
Today · 4.125%
HK$6,947
baseline
▲ 0.50% · 4.625%
HK$7,369
+HK$422/mo
Deposit HK$159K · loan HK$1.43M · min. income ≈ HK$13,894/mo (50% DSR)
Upfront cash ≈ HK$159K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,272
−HK$393/mo
▼ 0.25% · 3.875%
HK$7,467
−HK$198/mo
Today · 4.125%
HK$7,665
baseline
▲ 0.50% · 4.625%
HK$8,069
+HK$404/mo
Deposit HK$159K · loan HK$1.43M · min. income ≈ HK$15,330/mo (50% DSR)
Upfront cash ≈ HK$159K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).