▼ 0.50% · 3.625%
HK$3,721
−HK$233/mo
▼ 0.25% · 3.875%
HK$3,837
−HK$117/mo
Today · 4.125%
HK$3,954
baseline
▲ 0.50% · 4.625%
HK$4,195
+HK$241/mo
Deposit HK$816K · loan HK$816K · min. income ≈ HK$7,908/mo (50% DSR)
Upfront cash ≈ HK$816K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,139
−HK$224/mo
▼ 0.25% · 3.875%
HK$4,250
−HK$113/mo
Today · 4.125%
HK$4,363
baseline
▲ 0.50% · 4.625%
HK$4,593
+HK$230/mo
Deposit HK$816K · loan HK$816K · min. income ≈ HK$8,726/mo (50% DSR)
Upfront cash ≈ HK$816K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,093
−HK$257/mo
▼ 0.25% · 3.875%
HK$4,220
−HK$130/mo
Today · 4.125%
HK$4,350
baseline
▲ 0.50% · 4.625%
HK$4,614
+HK$264/mo
Deposit HK$734K · loan HK$897K · min. income ≈ HK$8,700/mo (50% DSR)
Upfront cash ≈ HK$734K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,553
−HK$246/mo
▼ 0.25% · 3.875%
HK$4,675
−HK$124/mo
Today · 4.125%
HK$4,799
baseline
▲ 0.50% · 4.625%
HK$5,052
+HK$253/mo
Deposit HK$734K · loan HK$897K · min. income ≈ HK$9,598/mo (50% DSR)
Upfront cash ≈ HK$734K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,465
−HK$280/mo
▼ 0.25% · 3.875%
HK$4,604
−HK$141/mo
Today · 4.125%
HK$4,745
baseline
▲ 0.50% · 4.625%
HK$5,034
+HK$289/mo
Deposit HK$653K · loan HK$979K · min. income ≈ HK$9,490/mo (50% DSR)
Upfront cash ≈ HK$653K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,967
−HK$269/mo
▼ 0.25% · 3.875%
HK$5,101
−HK$135/mo
Today · 4.125%
HK$5,236
baseline
▲ 0.50% · 4.625%
HK$5,512
+HK$276/mo
Deposit HK$653K · loan HK$979K · min. income ≈ HK$10,472/mo (50% DSR)
Upfront cash ≈ HK$653K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,837
−HK$303/mo
▼ 0.25% · 3.875%
HK$4,988
−HK$152/mo
Today · 4.125%
HK$5,140
baseline
▲ 0.50% · 4.625%
HK$5,453
+HK$313/mo
Deposit HK$571K · loan HK$1.06M · min. income ≈ HK$10,280/mo (50% DSR)
Upfront cash ≈ HK$571K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,381
−HK$291/mo
▼ 0.25% · 3.875%
HK$5,526
−HK$146/mo
Today · 4.125%
HK$5,672
baseline
▲ 0.50% · 4.625%
HK$5,971
+HK$299/mo
Deposit HK$571K · loan HK$1.06M · min. income ≈ HK$11,344/mo (50% DSR)
Upfront cash ≈ HK$571K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,209
−HK$327/mo
▼ 0.25% · 3.875%
HK$5,371
−HK$165/mo
Today · 4.125%
HK$5,536
baseline
▲ 0.50% · 4.625%
HK$5,873
+HK$337/mo
Deposit HK$490K · loan HK$1.14M · min. income ≈ HK$11,072/mo (50% DSR)
Upfront cash ≈ HK$490K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,795
−HK$313/mo
▼ 0.25% · 3.875%
HK$5,951
−HK$157/mo
Today · 4.125%
HK$6,108
baseline
▲ 0.50% · 4.625%
HK$6,430
+HK$322/mo
Deposit HK$490K · loan HK$1.14M · min. income ≈ HK$12,216/mo (50% DSR)
Upfront cash ≈ HK$490K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,581
−HK$350/mo
▼ 0.25% · 3.875%
HK$5,755
−HK$176/mo
Today · 4.125%
HK$5,931
baseline
▲ 0.50% · 4.625%
HK$6,292
+HK$361/mo
Deposit HK$408K · loan HK$1.22M · min. income ≈ HK$11,862/mo (50% DSR)
Upfront cash ≈ HK$408K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,209
−HK$336/mo
▼ 0.25% · 3.875%
HK$6,376
−HK$169/mo
Today · 4.125%
HK$6,545
baseline
▲ 0.50% · 4.625%
HK$6,890
+HK$345/mo
Deposit HK$408K · loan HK$1.22M · min. income ≈ HK$13,090/mo (50% DSR)
Upfront cash ≈ HK$408K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,953
−HK$374/mo
▼ 0.25% · 3.875%
HK$6,139
−HK$188/mo
Today · 4.125%
HK$6,327
baseline
▲ 0.50% · 4.625%
HK$6,712
+HK$385/mo
Deposit HK$326K · loan HK$1.31M · min. income ≈ HK$12,654/mo (50% DSR)
Upfront cash ≈ HK$326K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,623
−HK$358/mo
▼ 0.25% · 3.875%
HK$6,801
−HK$180/mo
Today · 4.125%
HK$6,981
baseline
▲ 0.50% · 4.625%
HK$7,349
+HK$368/mo
Deposit HK$326K · loan HK$1.31M · min. income ≈ HK$13,962/mo (50% DSR)
Upfront cash ≈ HK$326K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,325
−HK$397/mo
▼ 0.25% · 3.875%
HK$6,522
−HK$200/mo
Today · 4.125%
HK$6,722
baseline
▲ 0.50% · 4.625%
HK$7,131
+HK$409/mo
Deposit HK$245K · loan HK$1.39M · min. income ≈ HK$13,444/mo (50% DSR)
Upfront cash ≈ HK$245K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,037
−HK$380/mo
▼ 0.25% · 3.875%
HK$7,226
−HK$191/mo
Today · 4.125%
HK$7,417
baseline
▲ 0.50% · 4.625%
HK$7,808
+HK$391/mo
Deposit HK$245K · loan HK$1.39M · min. income ≈ HK$14,834/mo (50% DSR)
Upfront cash ≈ HK$245K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,698
−HK$420/mo
▼ 0.25% · 3.875%
HK$6,906
−HK$212/mo
Today · 4.125%
HK$7,118
baseline
▲ 0.50% · 4.625%
HK$7,551
+HK$433/mo
Deposit HK$163K · loan HK$1.47M · min. income ≈ HK$14,236/mo (50% DSR)
Upfront cash ≈ HK$163K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,451
−HK$402/mo
▼ 0.25% · 3.875%
HK$7,651
−HK$202/mo
Today · 4.125%
HK$7,853
baseline
▲ 0.50% · 4.625%
HK$8,267
+HK$414/mo
Deposit HK$163K · loan HK$1.47M · min. income ≈ HK$15,706/mo (50% DSR)
Upfront cash ≈ HK$163K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).