▼ 0.50% · 3.625%
HK$4,332
−HK$271/mo
▼ 0.25% · 3.875%
HK$4,466
−HK$137/mo
Today · 4.125%
HK$4,603
baseline
▲ 0.50% · 4.625%
HK$4,883
+HK$280/mo
Deposit HK$950K · loan HK$950K · min. income ≈ HK$9,206/mo (50% DSR)
Upfront cash ≈ HK$950K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,819
−HK$260/mo
▼ 0.25% · 3.875%
HK$4,948
−HK$131/mo
Today · 4.125%
HK$5,079
baseline
▲ 0.50% · 4.625%
HK$5,347
+HK$268/mo
Deposit HK$950K · loan HK$950K · min. income ≈ HK$10,158/mo (50% DSR)
Upfront cash ≈ HK$950K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,765
−HK$299/mo
▼ 0.25% · 3.875%
HK$4,913
−HK$151/mo
Today · 4.125%
HK$5,064
baseline
▲ 0.50% · 4.625%
HK$5,372
+HK$308/mo
Deposit HK$855K · loan HK$1.04M · min. income ≈ HK$10,128/mo (50% DSR)
Upfront cash ≈ HK$855K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,301
−HK$286/mo
▼ 0.25% · 3.875%
HK$5,443
−HK$144/mo
Today · 4.125%
HK$5,587
baseline
▲ 0.50% · 4.625%
HK$5,882
+HK$295/mo
Deposit HK$855K · loan HK$1.04M · min. income ≈ HK$11,174/mo (50% DSR)
Upfront cash ≈ HK$855K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,198
−HK$326/mo
▼ 0.25% · 3.875%
HK$5,360
−HK$164/mo
Today · 4.125%
HK$5,524
baseline
▲ 0.50% · 4.625%
HK$5,860
+HK$336/mo
Deposit HK$760K · loan HK$1.14M · min. income ≈ HK$11,048/mo (50% DSR)
Upfront cash ≈ HK$760K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,783
−HK$312/mo
▼ 0.25% · 3.875%
HK$5,938
−HK$157/mo
Today · 4.125%
HK$6,095
baseline
▲ 0.50% · 4.625%
HK$6,416
+HK$321/mo
Deposit HK$760K · loan HK$1.14M · min. income ≈ HK$12,190/mo (50% DSR)
Upfront cash ≈ HK$760K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,631
−HK$353/mo
▼ 0.25% · 3.875%
HK$5,806
−HK$178/mo
Today · 4.125%
HK$5,984
baseline
▲ 0.50% · 4.625%
HK$6,348
+HK$364/mo
Deposit HK$665K · loan HK$1.23M · min. income ≈ HK$11,968/mo (50% DSR)
Upfront cash ≈ HK$665K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,265
−HK$338/mo
▼ 0.25% · 3.875%
HK$6,433
−HK$170/mo
Today · 4.125%
HK$6,603
baseline
▲ 0.50% · 4.625%
HK$6,951
+HK$348/mo
Deposit HK$665K · loan HK$1.23M · min. income ≈ HK$13,206/mo (50% DSR)
Upfront cash ≈ HK$665K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,064
−HK$381/mo
▼ 0.25% · 3.875%
HK$6,253
−HK$192/mo
Today · 4.125%
HK$6,445
baseline
▲ 0.50% · 4.625%
HK$6,837
+HK$392/mo
Deposit HK$570K · loan HK$1.33M · min. income ≈ HK$12,890/mo (50% DSR)
Upfront cash ≈ HK$570K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,746
−HK$365/mo
▼ 0.25% · 3.875%
HK$6,927
−HK$184/mo
Today · 4.125%
HK$7,111
baseline
▲ 0.50% · 4.625%
HK$7,486
+HK$375/mo
Deposit HK$570K · loan HK$1.33M · min. income ≈ HK$14,222/mo (50% DSR)
Upfront cash ≈ HK$570K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,497
−HK$408/mo
▼ 0.25% · 3.875%
HK$6,700
−HK$205/mo
Today · 4.125%
HK$6,905
baseline
▲ 0.50% · 4.625%
HK$7,325
+HK$420/mo
Deposit HK$475K · loan HK$1.42M · min. income ≈ HK$13,810/mo (50% DSR)
Upfront cash ≈ HK$475K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,228
−HK$391/mo
▼ 0.25% · 3.875%
HK$7,422
−HK$197/mo
Today · 4.125%
HK$7,619
baseline
▲ 0.50% · 4.625%
HK$8,020
+HK$401/mo
Deposit HK$475K · loan HK$1.42M · min. income ≈ HK$15,238/mo (50% DSR)
Upfront cash ≈ HK$475K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,931
−HK$434/mo
▼ 0.25% · 3.875%
HK$7,146
−HK$219/mo
Today · 4.125%
HK$7,365
baseline
▲ 0.50% · 4.625%
HK$7,813
+HK$448/mo
Deposit HK$380K · loan HK$1.52M · min. income ≈ HK$14,730/mo (50% DSR)
Upfront cash ≈ HK$380K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,710
−HK$417/mo
▼ 0.25% · 3.875%
HK$7,917
−HK$210/mo
Today · 4.125%
HK$8,127
baseline
▲ 0.50% · 4.625%
HK$8,555
+HK$428/mo
Deposit HK$380K · loan HK$1.52M · min. income ≈ HK$16,254/mo (50% DSR)
Upfront cash ≈ HK$380K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,364
−HK$462/mo
▼ 0.25% · 3.875%
HK$7,593
−HK$233/mo
Today · 4.125%
HK$7,826
baseline
▲ 0.50% · 4.625%
HK$8,302
+HK$476/mo
Deposit HK$285K · loan HK$1.61M · min. income ≈ HK$15,652/mo (50% DSR)
Upfront cash ≈ HK$285K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,192
−HK$443/mo
▼ 0.25% · 3.875%
HK$8,412
−HK$223/mo
Today · 4.125%
HK$8,635
baseline
▲ 0.50% · 4.625%
HK$9,090
+HK$455/mo
Deposit HK$285K · loan HK$1.61M · min. income ≈ HK$17,270/mo (50% DSR)
Upfront cash ≈ HK$285K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,797
−HK$489/mo
▼ 0.25% · 3.875%
HK$8,039
−HK$247/mo
Today · 4.125%
HK$8,286
baseline
▲ 0.50% · 4.625%
HK$8,790
+HK$504/mo
Deposit HK$190K · loan HK$1.71M · min. income ≈ HK$16,572/mo (50% DSR)
Upfront cash ≈ HK$190K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,674
−HK$469/mo
▼ 0.25% · 3.875%
HK$8,907
−HK$236/mo
Today · 4.125%
HK$9,143
baseline
▲ 0.50% · 4.625%
HK$9,625
+HK$482/mo
Deposit HK$190K · loan HK$1.71M · min. income ≈ HK$18,286/mo (50% DSR)
Upfront cash ≈ HK$190K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).