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At today's rate and a 90% mortgage, the deposit on this unit is about HK$276K, with repayments around HK$12,023/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$276K · loan HK$2.48M · min. income ≈ HK$24,046/mo (50% DSR)
Upfront cash ≈ HK$276K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway To Kwa Wan Station Station.
Family-friendly — 83 schools within a 1 km walk.
Everyday convenience — 59 shopping and daily-needs spots nearby.
Healthcare close by — 4 hospitals/clinics within 1 km.
Green space & leisure — 83 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 5/F
- Flat
- 1
- Saleable Area
- 383 Saleable ft²
- Gross Area
- 340 ft²
- Efficiency
- 113%
- District
- Kowloon City District · Kowloon
- School net (POA)
- 34
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2019-11-27 | HK$3.48M | +7.1% 2.0y · 3.0%/yr |
| 2017-11-23 | HK$3.25M | +24.9% 1.5y · 17.0%/yr |
| 2016-05-23 | HK$2.60M | +0.0% 3.3y · 0.0%/yr |
| 2013-02-20 | HK$2.60M | +340.7% |
| 2000-02-16 | HK$590K | +11.3% |
| 2000-01-08 | HK$530K | — |