▼ 0.50% · 3.625%
HK$5,690
−HK$356/mo
▼ 0.25% · 3.875%
HK$5,867
−HK$179/mo
Today · 4.125%
HK$6,046
baseline
▲ 0.50% · 4.625%
HK$6,414
+HK$368/mo
Deposit HK$1.25M · loan HK$1.25M · min. income ≈ HK$12,092/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,330
−HK$342/mo
▼ 0.25% · 3.875%
HK$6,499
−HK$173/mo
Today · 4.125%
HK$6,672
baseline
▲ 0.50% · 4.625%
HK$7,023
+HK$351/mo
Deposit HK$1.25M · loan HK$1.25M · min. income ≈ HK$13,344/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,259
−HK$392/mo
▼ 0.25% · 3.875%
HK$6,453
−HK$198/mo
Today · 4.125%
HK$6,651
baseline
▲ 0.50% · 4.625%
HK$7,056
+HK$405/mo
Deposit HK$1.12M · loan HK$1.37M · min. income ≈ HK$13,302/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,963
−HK$376/mo
▼ 0.25% · 3.875%
HK$7,149
−HK$190/mo
Today · 4.125%
HK$7,339
baseline
▲ 0.50% · 4.625%
HK$7,726
+HK$387/mo
Deposit HK$1.12M · loan HK$1.37M · min. income ≈ HK$14,678/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,828
−HK$428/mo
▼ 0.25% · 3.875%
HK$7,040
−HK$216/mo
Today · 4.125%
HK$7,256
baseline
▲ 0.50% · 4.625%
HK$7,697
+HK$441/mo
Deposit HK$998K · loan HK$1.50M · min. income ≈ HK$14,512/mo (50% DSR)
Upfront cash ≈ HK$998K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,596
−HK$410/mo
▼ 0.25% · 3.875%
HK$7,799
−HK$207/mo
Today · 4.125%
HK$8,006
baseline
▲ 0.50% · 4.625%
HK$8,428
+HK$422/mo
Deposit HK$998K · loan HK$1.50M · min. income ≈ HK$16,012/mo (50% DSR)
Upfront cash ≈ HK$998K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,397
−HK$463/mo
▼ 0.25% · 3.875%
HK$7,627
−HK$233/mo
Today · 4.125%
HK$7,860
baseline
▲ 0.50% · 4.625%
HK$8,339
+HK$479/mo
Deposit HK$873K · loan HK$1.62M · min. income ≈ HK$15,720/mo (50% DSR)
Upfront cash ≈ HK$873K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,229
−HK$444/mo
▼ 0.25% · 3.875%
HK$8,449
−HK$224/mo
Today · 4.125%
HK$8,673
baseline
▲ 0.50% · 4.625%
HK$9,130
+HK$457/mo
Deposit HK$873K · loan HK$1.62M · min. income ≈ HK$17,346/mo (50% DSR)
Upfront cash ≈ HK$873K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,966
−HK$499/mo
▼ 0.25% · 3.875%
HK$8,213
−HK$252/mo
Today · 4.125%
HK$8,465
baseline
▲ 0.50% · 4.625%
HK$8,980
+HK$515/mo
Deposit HK$749K · loan HK$1.75M · min. income ≈ HK$16,930/mo (50% DSR)
Upfront cash ≈ HK$749K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,862
−HK$478/mo
▼ 0.25% · 3.875%
HK$9,099
−HK$241/mo
Today · 4.125%
HK$9,340
baseline
▲ 0.50% · 4.625%
HK$9,833
+HK$493/mo
Deposit HK$749K · loan HK$1.75M · min. income ≈ HK$18,680/mo (50% DSR)
Upfront cash ≈ HK$749K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,535
−HK$535/mo
▼ 0.25% · 3.875%
HK$8,800
−HK$270/mo
Today · 4.125%
HK$9,070
baseline
▲ 0.50% · 4.625%
HK$9,622
+HK$552/mo
Deposit HK$624K · loan HK$1.87M · min. income ≈ HK$18,140/mo (50% DSR)
Upfront cash ≈ HK$624K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,495
−HK$513/mo
▼ 0.25% · 3.875%
HK$9,749
−HK$259/mo
Today · 4.125%
HK$10,008
baseline
▲ 0.50% · 4.625%
HK$10,535
+HK$527/mo
Deposit HK$624K · loan HK$1.87M · min. income ≈ HK$20,016/mo (50% DSR)
Upfront cash ≈ HK$624K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,103
−HK$571/mo
▼ 0.25% · 3.875%
HK$9,387
−HK$287/mo
Today · 4.125%
HK$9,674
baseline
▲ 0.50% · 4.625%
HK$10,263
+HK$589/mo
Deposit HK$499K · loan HK$2.00M · min. income ≈ HK$19,348/mo (50% DSR)
Upfront cash ≈ HK$499K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,128
−HK$547/mo
▼ 0.25% · 3.875%
HK$10,399
−HK$276/mo
Today · 4.125%
HK$10,675
baseline
▲ 0.50% · 4.625%
HK$11,237
+HK$562/mo
Deposit HK$499K · loan HK$2.00M · min. income ≈ HK$21,350/mo (50% DSR)
Upfront cash ≈ HK$499K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,672
−HK$607/mo
▼ 0.25% · 3.875%
HK$9,973
−HK$306/mo
Today · 4.125%
HK$10,279
baseline
▲ 0.50% · 4.625%
HK$10,904
+HK$625/mo
Deposit HK$374K · loan HK$2.12M · min. income ≈ HK$20,558/mo (50% DSR)
Upfront cash ≈ HK$374K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,761
−HK$581/mo
▼ 0.25% · 3.875%
HK$11,049
−HK$293/mo
Today · 4.125%
HK$11,342
baseline
▲ 0.50% · 4.625%
HK$11,940
+HK$598/mo
Deposit HK$374K · loan HK$2.12M · min. income ≈ HK$22,684/mo (50% DSR)
Upfront cash ≈ HK$374K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,241
−HK$643/mo
▼ 0.25% · 3.875%
HK$10,560
−HK$324/mo
Today · 4.125%
HK$10,884
baseline
▲ 0.50% · 4.625%
HK$11,546
+HK$662/mo
Deposit HK$250K · loan HK$2.25M · min. income ≈ HK$21,768/mo (50% DSR)
Upfront cash ≈ HK$250K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,393
−HK$616/mo
▼ 0.25% · 3.875%
HK$11,699
−HK$310/mo
Today · 4.125%
HK$12,009
baseline
▲ 0.50% · 4.625%
HK$12,642
+HK$633/mo
Deposit HK$250K · loan HK$2.25M · min. income ≈ HK$24,018/mo (50% DSR)
Upfront cash ≈ HK$250K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).