▼ 0.50% · 3.625%
HK$22,045
−HK$1,383/mo
▼ 0.25% · 3.875%
HK$22,731
−HK$697/mo
Today · 4.125%
HK$23,428
baseline
▲ 0.50% · 4.625%
HK$24,853
+HK$1,425/mo
Deposit HK$4.83M · loan HK$4.83M · min. income ≈ HK$46,856/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$336,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,525
−HK$1,325/mo
▼ 0.25% · 3.875%
HK$25,183
−HK$667/mo
Today · 4.125%
HK$25,850
baseline
▲ 0.50% · 4.625%
HK$27,213
+HK$1,363/mo
Deposit HK$4.83M · loan HK$4.83M · min. income ≈ HK$51,700/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$336,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,250
−HK$1,520/mo
▼ 0.25% · 3.875%
HK$25,004
−HK$766/mo
Today · 4.125%
HK$25,770
baseline
▲ 0.50% · 4.625%
HK$27,338
+HK$1,568/mo
Deposit HK$4.35M · loan HK$5.32M · min. income ≈ HK$51,540/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$336,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,977
−HK$1,458/mo
▼ 0.25% · 3.875%
HK$27,701
−HK$734/mo
Today · 4.125%
HK$28,435
baseline
▲ 0.50% · 4.625%
HK$29,934
+HK$1,499/mo
Deposit HK$4.35M · loan HK$5.32M · min. income ≈ HK$56,870/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$336,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,454
−HK$1,659/mo
▼ 0.25% · 3.875%
HK$27,277
−HK$836/mo
Today · 4.125%
HK$28,113
baseline
▲ 0.50% · 4.625%
HK$29,824
+HK$1,711/mo
Deposit HK$3.87M · loan HK$5.80M · min. income ≈ HK$56,226/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$336,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,430
−HK$1,590/mo
▼ 0.25% · 3.875%
HK$30,219
−HK$801/mo
Today · 4.125%
HK$31,020
baseline
▲ 0.50% · 4.625%
HK$32,655
+HK$1,635/mo
Deposit HK$3.87M · loan HK$5.80M · min. income ≈ HK$62,040/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$336,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,659
−HK$1,797/mo
▼ 0.25% · 3.875%
HK$29,550
−HK$906/mo
Today · 4.125%
HK$30,456
baseline
▲ 0.50% · 4.625%
HK$32,309
+HK$1,853/mo
Deposit HK$3.38M · loan HK$6.28M · min. income ≈ HK$60,912/mo (50% DSR)
Upfront cash ≈ HK$3.72M (deposit + AVD stamp duty HK$336,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,882
−HK$1,723/mo
▼ 0.25% · 3.875%
HK$32,738
−HK$867/mo
Today · 4.125%
HK$33,605
baseline
▲ 0.50% · 4.625%
HK$35,376
+HK$1,771/mo
Deposit HK$3.38M · loan HK$6.28M · min. income ≈ HK$67,210/mo (50% DSR)
Upfront cash ≈ HK$3.72M (deposit + AVD stamp duty HK$336,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,863
−HK$1,936/mo
▼ 0.25% · 3.875%
HK$31,823
−HK$976/mo
Today · 4.125%
HK$32,799
baseline
▲ 0.50% · 4.625%
HK$34,794
+HK$1,995/mo
Deposit HK$2.90M · loan HK$6.77M · min. income ≈ HK$65,598/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$336,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,335
−HK$1,855/mo
▼ 0.25% · 3.875%
HK$35,256
−HK$934/mo
Today · 4.125%
HK$36,190
baseline
▲ 0.50% · 4.625%
HK$38,098
+HK$1,908/mo
Deposit HK$2.90M · loan HK$6.77M · min. income ≈ HK$72,380/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$336,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,068
−HK$2,073/mo
▼ 0.25% · 3.875%
HK$34,096
−HK$1,045/mo
Today · 4.125%
HK$35,141
baseline
▲ 0.50% · 4.625%
HK$37,280
+HK$2,139/mo
Deposit HK$2.42M · loan HK$7.25M · min. income ≈ HK$70,282/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$336,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,787
−HK$1,988/mo
▼ 0.25% · 3.875%
HK$37,774
−HK$1,001/mo
Today · 4.125%
HK$38,775
baseline
▲ 0.50% · 4.625%
HK$40,819
+HK$2,044/mo
Deposit HK$2.42M · loan HK$7.25M · min. income ≈ HK$77,550/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$336,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,272
−HK$2,212/mo
▼ 0.25% · 3.875%
HK$36,369
−HK$1,115/mo
Today · 4.125%
HK$37,484
baseline
▲ 0.50% · 4.625%
HK$39,765
+HK$2,281/mo
Deposit HK$1.93M · loan HK$7.73M · min. income ≈ HK$74,968/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$336,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,240
−HK$2,120/mo
▼ 0.25% · 3.875%
HK$40,292
−HK$1,068/mo
Today · 4.125%
HK$41,360
baseline
▲ 0.50% · 4.625%
HK$43,540
+HK$2,180/mo
Deposit HK$1.93M · loan HK$7.73M · min. income ≈ HK$82,720/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$336,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,477
−HK$2,350/mo
▼ 0.25% · 3.875%
HK$38,642
−HK$1,185/mo
Today · 4.125%
HK$39,827
baseline
▲ 0.50% · 4.625%
HK$42,250
+HK$2,423/mo
Deposit HK$1.45M · loan HK$8.22M · min. income ≈ HK$79,654/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$336,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,692
−HK$2,253/mo
▼ 0.25% · 3.875%
HK$42,811
−HK$1,134/mo
Today · 4.125%
HK$43,945
baseline
▲ 0.50% · 4.625%
HK$46,261
+HK$2,316/mo
Deposit HK$1.45M · loan HK$8.22M · min. income ≈ HK$87,890/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$336,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,681
−HK$2,489/mo
▼ 0.25% · 3.875%
HK$40,916
−HK$1,254/mo
Today · 4.125%
HK$42,170
baseline
▲ 0.50% · 4.625%
HK$44,736
+HK$2,566/mo
Deposit HK$967K · loan HK$8.70M · min. income ≈ HK$84,340/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$336,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,145
−HK$2,385/mo
▼ 0.25% · 3.875%
HK$45,329
−HK$1,201/mo
Today · 4.125%
HK$46,530
baseline
▲ 0.50% · 4.625%
HK$48,983
+HK$2,453/mo
Deposit HK$967K · loan HK$8.70M · min. income ≈ HK$93,060/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$336,784 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).