▼ 0.50% · 3.625%
HK$21,175
−HK$1,328/mo
▼ 0.25% · 3.875%
HK$21,834
−HK$669/mo
Today · 4.125%
HK$22,503
baseline
▲ 0.50% · 4.625%
HK$23,872
+HK$1,369/mo
Deposit HK$4.64M · loan HK$4.64M · min. income ≈ HK$45,006/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$298,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,557
−HK$1,273/mo
▼ 0.25% · 3.875%
HK$24,189
−HK$641/mo
Today · 4.125%
HK$24,830
baseline
▲ 0.50% · 4.625%
HK$26,139
+HK$1,309/mo
Deposit HK$4.64M · loan HK$4.64M · min. income ≈ HK$49,660/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$298,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,293
−HK$1,460/mo
▼ 0.25% · 3.875%
HK$24,017
−HK$736/mo
Today · 4.125%
HK$24,753
baseline
▲ 0.50% · 4.625%
HK$26,260
+HK$1,507/mo
Deposit HK$4.18M · loan HK$5.11M · min. income ≈ HK$49,506/mo (50% DSR)
Upfront cash ≈ HK$4.48M (deposit + AVD stamp duty HK$298,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,913
−HK$1,400/mo
▼ 0.25% · 3.875%
HK$26,608
−HK$705/mo
Today · 4.125%
HK$27,313
baseline
▲ 0.50% · 4.625%
HK$28,753
+HK$1,440/mo
Deposit HK$4.18M · loan HK$5.11M · min. income ≈ HK$54,626/mo (50% DSR)
Upfront cash ≈ HK$4.48M (deposit + AVD stamp duty HK$298,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,410
−HK$1,594/mo
▼ 0.25% · 3.875%
HK$26,201
−HK$803/mo
Today · 4.125%
HK$27,004
baseline
▲ 0.50% · 4.625%
HK$28,647
+HK$1,643/mo
Deposit HK$3.71M · loan HK$5.57M · min. income ≈ HK$54,008/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$298,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,269
−HK$1,527/mo
▼ 0.25% · 3.875%
HK$29,027
−HK$769/mo
Today · 4.125%
HK$29,796
baseline
▲ 0.50% · 4.625%
HK$31,366
+HK$1,570/mo
Deposit HK$3.71M · loan HK$5.57M · min. income ≈ HK$59,592/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$298,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,528
−HK$1,726/mo
▼ 0.25% · 3.875%
HK$28,384
−HK$870/mo
Today · 4.125%
HK$29,254
baseline
▲ 0.50% · 4.625%
HK$31,034
+HK$1,780/mo
Deposit HK$3.25M · loan HK$6.04M · min. income ≈ HK$58,508/mo (50% DSR)
Upfront cash ≈ HK$3.55M (deposit + AVD stamp duty HK$298,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,624
−HK$1,655/mo
▼ 0.25% · 3.875%
HK$31,446
−HK$833/mo
Today · 4.125%
HK$32,279
baseline
▲ 0.50% · 4.625%
HK$33,980
+HK$1,701/mo
Deposit HK$3.25M · loan HK$6.04M · min. income ≈ HK$64,558/mo (50% DSR)
Upfront cash ≈ HK$3.55M (deposit + AVD stamp duty HK$298,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,645
−HK$1,859/mo
▼ 0.25% · 3.875%
HK$30,567
−HK$937/mo
Today · 4.125%
HK$31,504
baseline
▲ 0.50% · 4.625%
HK$33,421
+HK$1,917/mo
Deposit HK$2.79M · loan HK$6.50M · min. income ≈ HK$63,008/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$298,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,980
−HK$1,782/mo
▼ 0.25% · 3.875%
HK$33,865
−HK$897/mo
Today · 4.125%
HK$34,762
baseline
▲ 0.50% · 4.625%
HK$36,594
+HK$1,832/mo
Deposit HK$2.79M · loan HK$6.50M · min. income ≈ HK$69,524/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$298,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,763
−HK$1,992/mo
▼ 0.25% · 3.875%
HK$32,751
−HK$1,004/mo
Today · 4.125%
HK$33,755
baseline
▲ 0.50% · 4.625%
HK$35,808
+HK$2,053/mo
Deposit HK$2.32M · loan HK$6.96M · min. income ≈ HK$67,510/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$298,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,336
−HK$1,909/mo
▼ 0.25% · 3.875%
HK$36,283
−HK$962/mo
Today · 4.125%
HK$37,245
baseline
▲ 0.50% · 4.625%
HK$39,208
+HK$1,963/mo
Deposit HK$2.32M · loan HK$6.96M · min. income ≈ HK$74,490/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$298,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,880
−HK$2,125/mo
▼ 0.25% · 3.875%
HK$34,934
−HK$1,071/mo
Today · 4.125%
HK$36,005
baseline
▲ 0.50% · 4.625%
HK$38,196
+HK$2,191/mo
Deposit HK$1.86M · loan HK$7.43M · min. income ≈ HK$72,010/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$298,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,691
−HK$2,037/mo
▼ 0.25% · 3.875%
HK$38,702
−HK$1,026/mo
Today · 4.125%
HK$39,728
baseline
▲ 0.50% · 4.625%
HK$41,822
+HK$2,094/mo
Deposit HK$1.86M · loan HK$7.43M · min. income ≈ HK$79,456/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$298,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,998
−HK$2,257/mo
▼ 0.25% · 3.875%
HK$37,118
−HK$1,137/mo
Today · 4.125%
HK$38,255
baseline
▲ 0.50% · 4.625%
HK$40,583
+HK$2,328/mo
Deposit HK$1.39M · loan HK$7.89M · min. income ≈ HK$76,510/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$298,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,047
−HK$2,164/mo
▼ 0.25% · 3.875%
HK$41,121
−HK$1,090/mo
Today · 4.125%
HK$42,211
baseline
▲ 0.50% · 4.625%
HK$44,436
+HK$2,225/mo
Deposit HK$1.39M · loan HK$7.89M · min. income ≈ HK$84,422/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$298,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,115
−HK$2,390/mo
▼ 0.25% · 3.875%
HK$39,301
−HK$1,204/mo
Today · 4.125%
HK$40,505
baseline
▲ 0.50% · 4.625%
HK$42,970
+HK$2,465/mo
Deposit HK$929K · loan HK$8.36M · min. income ≈ HK$81,010/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$298,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,403
−HK$2,291/mo
▼ 0.25% · 3.875%
HK$43,540
−HK$1,154/mo
Today · 4.125%
HK$44,694
baseline
▲ 0.50% · 4.625%
HK$47,050
+HK$2,356/mo
Deposit HK$929K · loan HK$8.36M · min. income ≈ HK$89,388/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$298,632 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).