▼ 0.50% · 3.625%
HK$20,882
−HK$1,309/mo
▼ 0.25% · 3.875%
HK$21,531
−HK$660/mo
Today · 4.125%
HK$22,191
baseline
▲ 0.50% · 4.625%
HK$23,542
+HK$1,351/mo
Deposit HK$4.58M · loan HK$4.58M · min. income ≈ HK$44,382/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$285,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,231
−HK$1,255/mo
▼ 0.25% · 3.875%
HK$23,854
−HK$632/mo
Today · 4.125%
HK$24,486
baseline
▲ 0.50% · 4.625%
HK$25,777
+HK$1,291/mo
Deposit HK$4.58M · loan HK$4.58M · min. income ≈ HK$48,972/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$285,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,970
−HK$1,440/mo
▼ 0.25% · 3.875%
HK$23,685
−HK$725/mo
Today · 4.125%
HK$24,410
baseline
▲ 0.50% · 4.625%
HK$25,896
+HK$1,486/mo
Deposit HK$4.12M · loan HK$5.04M · min. income ≈ HK$48,820/mo (50% DSR)
Upfront cash ≈ HK$4.41M (deposit + AVD stamp duty HK$285,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,554
−HK$1,380/mo
▼ 0.25% · 3.875%
HK$26,239
−HK$695/mo
Today · 4.125%
HK$26,934
baseline
▲ 0.50% · 4.625%
HK$28,354
+HK$1,420/mo
Deposit HK$4.12M · loan HK$5.04M · min. income ≈ HK$53,868/mo (50% DSR)
Upfront cash ≈ HK$4.41M (deposit + AVD stamp duty HK$285,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,058
−HK$1,572/mo
▼ 0.25% · 3.875%
HK$25,838
−HK$792/mo
Today · 4.125%
HK$26,630
baseline
▲ 0.50% · 4.625%
HK$28,250
+HK$1,620/mo
Deposit HK$3.66M · loan HK$5.49M · min. income ≈ HK$53,260/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$285,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,877
−HK$1,506/mo
▼ 0.25% · 3.875%
HK$28,625
−HK$758/mo
Today · 4.125%
HK$29,383
baseline
▲ 0.50% · 4.625%
HK$30,932
+HK$1,549/mo
Deposit HK$3.66M · loan HK$5.49M · min. income ≈ HK$58,766/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$285,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,146
−HK$1,703/mo
▼ 0.25% · 3.875%
HK$27,991
−HK$858/mo
Today · 4.125%
HK$28,849
baseline
▲ 0.50% · 4.625%
HK$30,604
+HK$1,755/mo
Deposit HK$3.21M · loan HK$5.95M · min. income ≈ HK$57,698/mo (50% DSR)
Upfront cash ≈ HK$3.49M (deposit + AVD stamp duty HK$285,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,200
−HK$1,632/mo
▼ 0.25% · 3.875%
HK$31,010
−HK$822/mo
Today · 4.125%
HK$31,832
baseline
▲ 0.50% · 4.625%
HK$33,510
+HK$1,678/mo
Deposit HK$3.21M · loan HK$5.95M · min. income ≈ HK$63,664/mo (50% DSR)
Upfront cash ≈ HK$3.49M (deposit + AVD stamp duty HK$285,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,235
−HK$1,833/mo
▼ 0.25% · 3.875%
HK$30,144
−HK$924/mo
Today · 4.125%
HK$31,068
baseline
▲ 0.50% · 4.625%
HK$32,958
+HK$1,890/mo
Deposit HK$2.75M · loan HK$6.41M · min. income ≈ HK$62,136/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$285,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,523
−HK$1,757/mo
▼ 0.25% · 3.875%
HK$33,395
−HK$885/mo
Today · 4.125%
HK$34,280
baseline
▲ 0.50% · 4.625%
HK$36,087
+HK$1,807/mo
Deposit HK$2.75M · loan HK$6.41M · min. income ≈ HK$68,560/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$285,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,323
−HK$1,964/mo
▼ 0.25% · 3.875%
HK$32,297
−HK$990/mo
Today · 4.125%
HK$33,287
baseline
▲ 0.50% · 4.625%
HK$35,312
+HK$2,025/mo
Deposit HK$2.29M · loan HK$6.87M · min. income ≈ HK$66,574/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$285,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,846
−HK$1,883/mo
▼ 0.25% · 3.875%
HK$35,781
−HK$948/mo
Today · 4.125%
HK$36,729
baseline
▲ 0.50% · 4.625%
HK$38,665
+HK$1,936/mo
Deposit HK$2.29M · loan HK$6.87M · min. income ≈ HK$73,458/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$285,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,411
−HK$2,095/mo
▼ 0.25% · 3.875%
HK$34,450
−HK$1,056/mo
Today · 4.125%
HK$35,506
baseline
▲ 0.50% · 4.625%
HK$37,667
+HK$2,161/mo
Deposit HK$1.83M · loan HK$7.33M · min. income ≈ HK$71,012/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$285,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,169
−HK$2,008/mo
▼ 0.25% · 3.875%
HK$38,166
−HK$1,011/mo
Today · 4.125%
HK$39,177
baseline
▲ 0.50% · 4.625%
HK$41,243
+HK$2,066/mo
Deposit HK$1.83M · loan HK$7.33M · min. income ≈ HK$78,354/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$285,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,499
−HK$2,226/mo
▼ 0.25% · 3.875%
HK$36,603
−HK$1,122/mo
Today · 4.125%
HK$37,725
baseline
▲ 0.50% · 4.625%
HK$40,021
+HK$2,296/mo
Deposit HK$1.37M · loan HK$7.78M · min. income ≈ HK$75,450/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$285,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,492
−HK$2,134/mo
▼ 0.25% · 3.875%
HK$40,552
−HK$1,074/mo
Today · 4.125%
HK$41,626
baseline
▲ 0.50% · 4.625%
HK$43,820
+HK$2,194/mo
Deposit HK$1.37M · loan HK$7.78M · min. income ≈ HK$83,252/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$285,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,587
−HK$2,357/mo
▼ 0.25% · 3.875%
HK$38,756
−HK$1,188/mo
Today · 4.125%
HK$39,944
baseline
▲ 0.50% · 4.625%
HK$42,375
+HK$2,431/mo
Deposit HK$916K · loan HK$8.24M · min. income ≈ HK$79,888/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$285,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,815
−HK$2,260/mo
▼ 0.25% · 3.875%
HK$42,937
−HK$1,138/mo
Today · 4.125%
HK$44,075
baseline
▲ 0.50% · 4.625%
HK$46,398
+HK$2,323/mo
Deposit HK$916K · loan HK$8.24M · min. income ≈ HK$88,150/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$285,767 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).