▼ 0.50% · 3.625%
HK$22,435
−HK$1,406/mo
▼ 0.25% · 3.875%
HK$23,132
−HK$709/mo
Today · 4.125%
HK$23,841
baseline
▲ 0.50% · 4.625%
HK$25,292
+HK$1,451/mo
Deposit HK$4.92M · loan HK$4.92M · min. income ≈ HK$47,682/mo (50% DSR)
Upfront cash ≈ HK$5.27M (deposit + AVD stamp duty HK$353,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,958
−HK$1,349/mo
▼ 0.25% · 3.875%
HK$25,628
−HK$679/mo
Today · 4.125%
HK$26,307
baseline
▲ 0.50% · 4.625%
HK$27,693
+HK$1,386/mo
Deposit HK$4.92M · loan HK$4.92M · min. income ≈ HK$52,614/mo (50% DSR)
Upfront cash ≈ HK$5.27M (deposit + AVD stamp duty HK$353,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,678
−HK$1,548/mo
▼ 0.25% · 3.875%
HK$25,446
−HK$780/mo
Today · 4.125%
HK$26,226
baseline
▲ 0.50% · 4.625%
HK$27,821
+HK$1,595/mo
Deposit HK$4.43M · loan HK$5.41M · min. income ≈ HK$52,452/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$353,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,454
−HK$1,483/mo
▼ 0.25% · 3.875%
HK$28,190
−HK$747/mo
Today · 4.125%
HK$28,937
baseline
▲ 0.50% · 4.625%
HK$30,463
+HK$1,526/mo
Deposit HK$4.43M · loan HK$5.41M · min. income ≈ HK$57,874/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$353,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,921
−HK$1,689/mo
▼ 0.25% · 3.875%
HK$27,759
−HK$851/mo
Today · 4.125%
HK$28,610
baseline
▲ 0.50% · 4.625%
HK$30,350
+HK$1,740/mo
Deposit HK$3.94M · loan HK$5.90M · min. income ≈ HK$57,220/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$353,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,950
−HK$1,618/mo
▼ 0.25% · 3.875%
HK$30,753
−HK$815/mo
Today · 4.125%
HK$31,568
baseline
▲ 0.50% · 4.625%
HK$33,232
+HK$1,664/mo
Deposit HK$3.94M · loan HK$5.90M · min. income ≈ HK$63,136/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$353,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,165
−HK$1,829/mo
▼ 0.25% · 3.875%
HK$30,072
−HK$922/mo
Today · 4.125%
HK$30,994
baseline
▲ 0.50% · 4.625%
HK$32,880
+HK$1,886/mo
Deposit HK$3.44M · loan HK$6.40M · min. income ≈ HK$61,988/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$353,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,446
−HK$1,753/mo
▼ 0.25% · 3.875%
HK$33,316
−HK$883/mo
Today · 4.125%
HK$34,199
baseline
▲ 0.50% · 4.625%
HK$36,001
+HK$1,802/mo
Deposit HK$3.44M · loan HK$6.40M · min. income ≈ HK$68,398/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$353,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,408
−HK$1,970/mo
▼ 0.25% · 3.875%
HK$32,385
−HK$993/mo
Today · 4.125%
HK$33,378
baseline
▲ 0.50% · 4.625%
HK$35,409
+HK$2,031/mo
Deposit HK$2.95M · loan HK$6.89M · min. income ≈ HK$66,756/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$353,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,941
−HK$1,888/mo
▼ 0.25% · 3.875%
HK$35,879
−HK$950/mo
Today · 4.125%
HK$36,829
baseline
▲ 0.50% · 4.625%
HK$38,771
+HK$1,942/mo
Deposit HK$2.95M · loan HK$6.89M · min. income ≈ HK$73,658/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$353,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,652
−HK$2,110/mo
▼ 0.25% · 3.875%
HK$34,699
−HK$1,063/mo
Today · 4.125%
HK$35,762
baseline
▲ 0.50% · 4.625%
HK$37,938
+HK$2,176/mo
Deposit HK$2.46M · loan HK$7.38M · min. income ≈ HK$71,524/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$353,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,437
−HK$2,023/mo
▼ 0.25% · 3.875%
HK$38,441
−HK$1,019/mo
Today · 4.125%
HK$39,460
baseline
▲ 0.50% · 4.625%
HK$41,540
+HK$2,080/mo
Deposit HK$2.46M · loan HK$7.38M · min. income ≈ HK$78,920/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$353,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,895
−HK$2,251/mo
▼ 0.25% · 3.875%
HK$37,012
−HK$1,134/mo
Today · 4.125%
HK$38,146
baseline
▲ 0.50% · 4.625%
HK$40,467
+HK$2,321/mo
Deposit HK$1.97M · loan HK$7.87M · min. income ≈ HK$76,292/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$353,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,933
−HK$2,158/mo
▼ 0.25% · 3.875%
HK$41,004
−HK$1,087/mo
Today · 4.125%
HK$42,091
baseline
▲ 0.50% · 4.625%
HK$44,309
+HK$2,218/mo
Deposit HK$1.97M · loan HK$7.87M · min. income ≈ HK$84,182/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$353,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,139
−HK$2,391/mo
▼ 0.25% · 3.875%
HK$39,325
−HK$1,205/mo
Today · 4.125%
HK$40,530
baseline
▲ 0.50% · 4.625%
HK$42,997
+HK$2,467/mo
Deposit HK$1.48M · loan HK$8.36M · min. income ≈ HK$81,060/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$353,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,429
−HK$2,292/mo
▼ 0.25% · 3.875%
HK$43,567
−HK$1,154/mo
Today · 4.125%
HK$44,721
baseline
▲ 0.50% · 4.625%
HK$47,079
+HK$2,358/mo
Deposit HK$1.48M · loan HK$8.36M · min. income ≈ HK$89,442/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$353,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,382
−HK$2,532/mo
▼ 0.25% · 3.875%
HK$41,638
−HK$1,276/mo
Today · 4.125%
HK$42,914
baseline
▲ 0.50% · 4.625%
HK$45,526
+HK$2,612/mo
Deposit HK$984K · loan HK$8.85M · min. income ≈ HK$85,828/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$353,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,925
−HK$2,427/mo
▼ 0.25% · 3.875%
HK$46,130
−HK$1,222/mo
Today · 4.125%
HK$47,352
baseline
▲ 0.50% · 4.625%
HK$49,848
+HK$2,496/mo
Deposit HK$984K · loan HK$8.85M · min. income ≈ HK$94,704/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$353,861 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).