▼ 0.50% · 3.625%
HK$20,619
−HK$1,293/mo
▼ 0.25% · 3.875%
HK$21,261
−HK$651/mo
Today · 4.125%
HK$21,912
baseline
▲ 0.50% · 4.625%
HK$23,246
+HK$1,334/mo
Deposit HK$4.52M · loan HK$4.52M · min. income ≈ HK$43,824/mo (50% DSR)
Upfront cash ≈ HK$4.80M (deposit + AVD stamp duty HK$274,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,939
−HK$1,239/mo
▼ 0.25% · 3.875%
HK$23,554
−HK$624/mo
Today · 4.125%
HK$24,178
baseline
▲ 0.50% · 4.625%
HK$25,453
+HK$1,275/mo
Deposit HK$4.52M · loan HK$4.52M · min. income ≈ HK$48,356/mo (50% DSR)
Upfront cash ≈ HK$4.80M (deposit + AVD stamp duty HK$274,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,681
−HK$1,423/mo
▼ 0.25% · 3.875%
HK$23,387
−HK$717/mo
Today · 4.125%
HK$24,104
baseline
▲ 0.50% · 4.625%
HK$25,570
+HK$1,466/mo
Deposit HK$4.07M · loan HK$4.97M · min. income ≈ HK$48,208/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$274,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,233
−HK$1,363/mo
▼ 0.25% · 3.875%
HK$25,909
−HK$687/mo
Today · 4.125%
HK$26,596
baseline
▲ 0.50% · 4.625%
HK$27,998
+HK$1,402/mo
Deposit HK$4.07M · loan HK$4.97M · min. income ≈ HK$53,192/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$274,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,743
−HK$1,552/mo
▼ 0.25% · 3.875%
HK$25,513
−HK$782/mo
Today · 4.125%
HK$26,295
baseline
▲ 0.50% · 4.625%
HK$27,895
+HK$1,600/mo
Deposit HK$3.62M · loan HK$5.43M · min. income ≈ HK$52,590/mo (50% DSR)
Upfront cash ≈ HK$3.89M (deposit + AVD stamp duty HK$274,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,527
−HK$1,487/mo
▼ 0.25% · 3.875%
HK$28,265
−HK$749/mo
Today · 4.125%
HK$29,014
baseline
▲ 0.50% · 4.625%
HK$30,543
+HK$1,529/mo
Deposit HK$3.62M · loan HK$5.43M · min. income ≈ HK$58,028/mo (50% DSR)
Upfront cash ≈ HK$3.89M (deposit + AVD stamp duty HK$274,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,805
−HK$1,681/mo
▼ 0.25% · 3.875%
HK$27,639
−HK$847/mo
Today · 4.125%
HK$28,486
baseline
▲ 0.50% · 4.625%
HK$30,219
+HK$1,733/mo
Deposit HK$3.16M · loan HK$5.88M · min. income ≈ HK$56,972/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$274,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,820
−HK$1,611/mo
▼ 0.25% · 3.875%
HK$30,620
−HK$811/mo
Today · 4.125%
HK$31,431
baseline
▲ 0.50% · 4.625%
HK$33,088
+HK$1,657/mo
Deposit HK$3.16M · loan HK$5.88M · min. income ≈ HK$62,862/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$274,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,867
−HK$1,810/mo
▼ 0.25% · 3.875%
HK$29,765
−HK$912/mo
Today · 4.125%
HK$30,677
baseline
▲ 0.50% · 4.625%
HK$32,544
+HK$1,867/mo
Deposit HK$2.71M · loan HK$6.33M · min. income ≈ HK$61,354/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$274,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,114
−HK$1,735/mo
▼ 0.25% · 3.875%
HK$32,976
−HK$873/mo
Today · 4.125%
HK$33,849
baseline
▲ 0.50% · 4.625%
HK$35,634
+HK$1,785/mo
Deposit HK$2.71M · loan HK$6.33M · min. income ≈ HK$67,698/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$274,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,929
−HK$1,939/mo
▼ 0.25% · 3.875%
HK$31,891
−HK$977/mo
Today · 4.125%
HK$32,868
baseline
▲ 0.50% · 4.625%
HK$34,868
+HK$2,000/mo
Deposit HK$2.26M · loan HK$6.78M · min. income ≈ HK$65,736/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$274,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,408
−HK$1,859/mo
▼ 0.25% · 3.875%
HK$35,331
−HK$936/mo
Today · 4.125%
HK$36,267
baseline
▲ 0.50% · 4.625%
HK$38,179
+HK$1,912/mo
Deposit HK$2.26M · loan HK$6.78M · min. income ≈ HK$72,534/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$274,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,991
−HK$2,069/mo
▼ 0.25% · 3.875%
HK$34,017
−HK$1,043/mo
Today · 4.125%
HK$35,060
baseline
▲ 0.50% · 4.625%
HK$37,193
+HK$2,133/mo
Deposit HK$1.81M · loan HK$7.23M · min. income ≈ HK$70,120/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$274,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,702
−HK$1,983/mo
▼ 0.25% · 3.875%
HK$37,686
−HK$999/mo
Today · 4.125%
HK$38,685
baseline
▲ 0.50% · 4.625%
HK$40,724
+HK$2,039/mo
Deposit HK$1.81M · loan HK$7.23M · min. income ≈ HK$77,370/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$274,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,053
−HK$2,198/mo
▼ 0.25% · 3.875%
HK$36,143
−HK$1,108/mo
Today · 4.125%
HK$37,251
baseline
▲ 0.50% · 4.625%
HK$39,518
+HK$2,267/mo
Deposit HK$1.36M · loan HK$7.69M · min. income ≈ HK$74,502/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$274,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,996
−HK$2,107/mo
▼ 0.25% · 3.875%
HK$40,042
−HK$1,061/mo
Today · 4.125%
HK$41,103
baseline
▲ 0.50% · 4.625%
HK$43,269
+HK$2,166/mo
Deposit HK$1.36M · loan HK$7.69M · min. income ≈ HK$82,206/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$274,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,115
−HK$2,327/mo
▼ 0.25% · 3.875%
HK$38,269
−HK$1,173/mo
Today · 4.125%
HK$39,442
baseline
▲ 0.50% · 4.625%
HK$41,842
+HK$2,400/mo
Deposit HK$904K · loan HK$8.14M · min. income ≈ HK$78,884/mo (50% DSR)
Upfront cash ≈ HK$1.18M (deposit + AVD stamp duty HK$274,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,290
−HK$2,231/mo
▼ 0.25% · 3.875%
HK$42,397
−HK$1,124/mo
Today · 4.125%
HK$43,521
baseline
▲ 0.50% · 4.625%
HK$45,815
+HK$2,294/mo
Deposit HK$904K · loan HK$8.14M · min. income ≈ HK$87,042/mo (50% DSR)
Upfront cash ≈ HK$1.18M (deposit + AVD stamp duty HK$274,254 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).