▼ 0.50% · 3.625%
HK$20,095
−HK$1,260/mo
▼ 0.25% · 3.875%
HK$20,720
−HK$635/mo
Today · 4.125%
HK$21,355
baseline
▲ 0.50% · 4.625%
HK$22,654
+HK$1,299/mo
Deposit HK$4.41M · loan HK$4.41M · min. income ≈ HK$42,710/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$264,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,355
−HK$1,208/mo
▼ 0.25% · 3.875%
HK$22,955
−HK$608/mo
Today · 4.125%
HK$23,563
baseline
▲ 0.50% · 4.625%
HK$24,805
+HK$1,242/mo
Deposit HK$4.41M · loan HK$4.41M · min. income ≈ HK$47,126/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$264,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,104
−HK$1,386/mo
▼ 0.25% · 3.875%
HK$22,792
−HK$698/mo
Today · 4.125%
HK$23,490
baseline
▲ 0.50% · 4.625%
HK$24,920
+HK$1,430/mo
Deposit HK$3.97M · loan HK$4.85M · min. income ≈ HK$46,980/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$264,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,591
−HK$1,328/mo
▼ 0.25% · 3.875%
HK$25,250
−HK$669/mo
Today · 4.125%
HK$25,919
baseline
▲ 0.50% · 4.625%
HK$27,286
+HK$1,367/mo
Deposit HK$3.97M · loan HK$4.85M · min. income ≈ HK$51,838/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$264,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,114
−HK$1,512/mo
▼ 0.25% · 3.875%
HK$24,864
−HK$762/mo
Today · 4.125%
HK$25,626
baseline
▲ 0.50% · 4.625%
HK$27,185
+HK$1,559/mo
Deposit HK$3.53M · loan HK$5.29M · min. income ≈ HK$51,252/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$264,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,826
−HK$1,450/mo
▼ 0.25% · 3.875%
HK$27,546
−HK$730/mo
Today · 4.125%
HK$28,276
baseline
▲ 0.50% · 4.625%
HK$29,766
+HK$1,490/mo
Deposit HK$3.53M · loan HK$5.29M · min. income ≈ HK$56,552/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$264,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,123
−HK$1,638/mo
▼ 0.25% · 3.875%
HK$26,936
−HK$825/mo
Today · 4.125%
HK$27,761
baseline
▲ 0.50% · 4.625%
HK$29,451
+HK$1,690/mo
Deposit HK$3.08M · loan HK$5.73M · min. income ≈ HK$55,522/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$264,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,062
−HK$1,570/mo
▼ 0.25% · 3.875%
HK$29,841
−HK$791/mo
Today · 4.125%
HK$30,632
baseline
▲ 0.50% · 4.625%
HK$32,247
+HK$1,615/mo
Deposit HK$3.08M · loan HK$5.73M · min. income ≈ HK$61,264/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$264,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,133
−HK$1,764/mo
▼ 0.25% · 3.875%
HK$29,008
−HK$889/mo
Today · 4.125%
HK$29,897
baseline
▲ 0.50% · 4.625%
HK$31,716
+HK$1,819/mo
Deposit HK$2.64M · loan HK$6.17M · min. income ≈ HK$59,794/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$264,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,297
−HK$1,691/mo
▼ 0.25% · 3.875%
HK$32,137
−HK$851/mo
Today · 4.125%
HK$32,988
baseline
▲ 0.50% · 4.625%
HK$34,727
+HK$1,739/mo
Deposit HK$2.64M · loan HK$6.17M · min. income ≈ HK$65,976/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$264,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,142
−HK$1,890/mo
▼ 0.25% · 3.875%
HK$31,080
−HK$952/mo
Today · 4.125%
HK$32,032
baseline
▲ 0.50% · 4.625%
HK$33,982
+HK$1,950/mo
Deposit HK$2.20M · loan HK$6.61M · min. income ≈ HK$64,064/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$264,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,533
−HK$1,812/mo
▼ 0.25% · 3.875%
HK$34,432
−HK$913/mo
Today · 4.125%
HK$35,345
baseline
▲ 0.50% · 4.625%
HK$37,208
+HK$1,863/mo
Deposit HK$2.20M · loan HK$6.61M · min. income ≈ HK$70,690/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$264,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,152
−HK$2,016/mo
▼ 0.25% · 3.875%
HK$33,152
−HK$1,016/mo
Today · 4.125%
HK$34,168
baseline
▲ 0.50% · 4.625%
HK$36,247
+HK$2,079/mo
Deposit HK$1.76M · loan HK$7.05M · min. income ≈ HK$68,336/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$264,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,769
−HK$1,932/mo
▼ 0.25% · 3.875%
HK$36,728
−HK$973/mo
Today · 4.125%
HK$37,701
baseline
▲ 0.50% · 4.625%
HK$39,688
+HK$1,987/mo
Deposit HK$1.76M · loan HK$7.05M · min. income ≈ HK$75,402/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$264,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,161
−HK$2,142/mo
▼ 0.25% · 3.875%
HK$35,224
−HK$1,079/mo
Today · 4.125%
HK$36,303
baseline
▲ 0.50% · 4.625%
HK$38,512
+HK$2,209/mo
Deposit HK$1.32M · loan HK$7.49M · min. income ≈ HK$72,606/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$264,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,004
−HK$2,053/mo
▼ 0.25% · 3.875%
HK$39,023
−HK$1,034/mo
Today · 4.125%
HK$40,057
baseline
▲ 0.50% · 4.625%
HK$42,169
+HK$2,112/mo
Deposit HK$1.32M · loan HK$7.49M · min. income ≈ HK$80,114/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$264,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,171
−HK$2,268/mo
▼ 0.25% · 3.875%
HK$37,296
−HK$1,143/mo
Today · 4.125%
HK$38,439
baseline
▲ 0.50% · 4.625%
HK$40,778
+HK$2,339/mo
Deposit HK$881K · loan HK$7.93M · min. income ≈ HK$76,878/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$264,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,240
−HK$2,174/mo
▼ 0.25% · 3.875%
HK$41,319
−HK$1,095/mo
Today · 4.125%
HK$42,414
baseline
▲ 0.50% · 4.625%
HK$44,649
+HK$2,235/mo
Deposit HK$881K · loan HK$7.93M · min. income ≈ HK$84,828/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$264,377 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).