▼ 0.50% · 3.625%
HK$20,441
−HK$1,282/mo
▼ 0.25% · 3.875%
HK$21,077
−HK$646/mo
Today · 4.125%
HK$21,723
baseline
▲ 0.50% · 4.625%
HK$23,044
+HK$1,321/mo
Deposit HK$4.48M · loan HK$4.48M · min. income ≈ HK$43,446/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$268,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,740
−HK$1,229/mo
▼ 0.25% · 3.875%
HK$23,350
−HK$619/mo
Today · 4.125%
HK$23,969
baseline
▲ 0.50% · 4.625%
HK$25,232
+HK$1,263/mo
Deposit HK$4.48M · loan HK$4.48M · min. income ≈ HK$47,938/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$268,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,485
−HK$1,410/mo
▼ 0.25% · 3.875%
HK$23,184
−HK$711/mo
Today · 4.125%
HK$23,895
baseline
▲ 0.50% · 4.625%
HK$25,349
+HK$1,454/mo
Deposit HK$4.03M · loan HK$4.93M · min. income ≈ HK$47,790/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$268,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,014
−HK$1,352/mo
▼ 0.25% · 3.875%
HK$25,685
−HK$681/mo
Today · 4.125%
HK$26,366
baseline
▲ 0.50% · 4.625%
HK$27,755
+HK$1,389/mo
Deposit HK$4.03M · loan HK$4.93M · min. income ≈ HK$52,732/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$268,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,529
−HK$1,538/mo
▼ 0.25% · 3.875%
HK$25,292
−HK$775/mo
Today · 4.125%
HK$26,067
baseline
▲ 0.50% · 4.625%
HK$27,653
+HK$1,586/mo
Deposit HK$3.59M · loan HK$5.38M · min. income ≈ HK$52,134/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$268,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,288
−HK$1,475/mo
▼ 0.25% · 3.875%
HK$28,020
−HK$743/mo
Today · 4.125%
HK$28,763
baseline
▲ 0.50% · 4.625%
HK$30,279
+HK$1,516/mo
Deposit HK$3.59M · loan HK$5.38M · min. income ≈ HK$57,526/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$268,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,573
−HK$1,666/mo
▼ 0.25% · 3.875%
HK$27,400
−HK$839/mo
Today · 4.125%
HK$28,239
baseline
▲ 0.50% · 4.625%
HK$29,958
+HK$1,719/mo
Deposit HK$3.14M · loan HK$5.83M · min. income ≈ HK$56,478/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$268,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,562
−HK$1,597/mo
▼ 0.25% · 3.875%
HK$30,355
−HK$804/mo
Today · 4.125%
HK$31,159
baseline
▲ 0.50% · 4.625%
HK$32,802
+HK$1,643/mo
Deposit HK$3.14M · loan HK$5.83M · min. income ≈ HK$62,318/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$268,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,617
−HK$1,795/mo
▼ 0.25% · 3.875%
HK$29,507
−HK$905/mo
Today · 4.125%
HK$30,412
baseline
▲ 0.50% · 4.625%
HK$32,262
+HK$1,850/mo
Deposit HK$2.69M · loan HK$6.27M · min. income ≈ HK$60,824/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$268,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,836
−HK$1,720/mo
▼ 0.25% · 3.875%
HK$32,690
−HK$866/mo
Today · 4.125%
HK$33,556
baseline
▲ 0.50% · 4.625%
HK$35,325
+HK$1,769/mo
Deposit HK$2.69M · loan HK$6.27M · min. income ≈ HK$67,112/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$268,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,661
−HK$1,923/mo
▼ 0.25% · 3.875%
HK$31,615
−HK$969/mo
Today · 4.125%
HK$32,584
baseline
▲ 0.50% · 4.625%
HK$34,567
+HK$1,983/mo
Deposit HK$2.24M · loan HK$6.72M · min. income ≈ HK$65,168/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$268,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,110
−HK$1,843/mo
▼ 0.25% · 3.875%
HK$35,025
−HK$928/mo
Today · 4.125%
HK$35,953
baseline
▲ 0.50% · 4.625%
HK$37,848
+HK$1,895/mo
Deposit HK$2.24M · loan HK$6.72M · min. income ≈ HK$71,906/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$268,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,705
−HK$2,051/mo
▼ 0.25% · 3.875%
HK$33,723
−HK$1,033/mo
Today · 4.125%
HK$34,756
baseline
▲ 0.50% · 4.625%
HK$36,871
+HK$2,115/mo
Deposit HK$1.79M · loan HK$7.17M · min. income ≈ HK$69,512/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$268,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,384
−HK$1,966/mo
▼ 0.25% · 3.875%
HK$37,360
−HK$990/mo
Today · 4.125%
HK$38,350
baseline
▲ 0.50% · 4.625%
HK$40,371
+HK$2,021/mo
Deposit HK$1.79M · loan HK$7.17M · min. income ≈ HK$76,700/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$268,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,749
−HK$2,179/mo
▼ 0.25% · 3.875%
HK$35,830
−HK$1,098/mo
Today · 4.125%
HK$36,928
baseline
▲ 0.50% · 4.625%
HK$39,175
+HK$2,247/mo
Deposit HK$1.34M · loan HK$7.62M · min. income ≈ HK$73,856/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$268,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,658
−HK$2,089/mo
▼ 0.25% · 3.875%
HK$39,695
−HK$1,052/mo
Today · 4.125%
HK$40,747
baseline
▲ 0.50% · 4.625%
HK$42,895
+HK$2,148/mo
Deposit HK$1.34M · loan HK$7.62M · min. income ≈ HK$81,494/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$268,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,793
−HK$2,308/mo
▼ 0.25% · 3.875%
HK$37,938
−HK$1,163/mo
Today · 4.125%
HK$39,101
baseline
▲ 0.50% · 4.625%
HK$41,480
+HK$2,379/mo
Deposit HK$896K · loan HK$8.07M · min. income ≈ HK$78,202/mo (50% DSR)
Upfront cash ≈ HK$1.17M (deposit + AVD stamp duty HK$268,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,932
−HK$2,212/mo
▼ 0.25% · 3.875%
HK$42,030
−HK$1,114/mo
Today · 4.125%
HK$43,144
baseline
▲ 0.50% · 4.625%
HK$45,418
+HK$2,274/mo
Deposit HK$896K · loan HK$8.07M · min. income ≈ HK$86,288/mo (50% DSR)
Upfront cash ≈ HK$1.17M (deposit + AVD stamp duty HK$268,928 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).