▼ 0.50% · 3.625%
HK$20,801
−HK$1,304/mo
▼ 0.25% · 3.875%
HK$21,448
−HK$657/mo
Today · 4.125%
HK$22,105
baseline
▲ 0.50% · 4.625%
HK$23,450
+HK$1,345/mo
Deposit HK$4.56M · loan HK$4.56M · min. income ≈ HK$44,210/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$282,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,141
−HK$1,250/mo
▼ 0.25% · 3.875%
HK$23,762
−HK$629/mo
Today · 4.125%
HK$24,391
baseline
▲ 0.50% · 4.625%
HK$25,677
+HK$1,286/mo
Deposit HK$4.56M · loan HK$4.56M · min. income ≈ HK$48,782/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$282,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,881
−HK$1,435/mo
▼ 0.25% · 3.875%
HK$23,593
−HK$723/mo
Today · 4.125%
HK$24,316
baseline
▲ 0.50% · 4.625%
HK$25,796
+HK$1,480/mo
Deposit HK$4.11M · loan HK$5.02M · min. income ≈ HK$48,632/mo (50% DSR)
Upfront cash ≈ HK$4.39M (deposit + AVD stamp duty HK$282,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,455
−HK$1,375/mo
▼ 0.25% · 3.875%
HK$26,138
−HK$692/mo
Today · 4.125%
HK$26,830
baseline
▲ 0.50% · 4.625%
HK$28,245
+HK$1,415/mo
Deposit HK$4.11M · loan HK$5.02M · min. income ≈ HK$53,660/mo (50% DSR)
Upfront cash ≈ HK$4.39M (deposit + AVD stamp duty HK$282,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,961
−HK$1,566/mo
▼ 0.25% · 3.875%
HK$25,738
−HK$789/mo
Today · 4.125%
HK$26,527
baseline
▲ 0.50% · 4.625%
HK$28,141
+HK$1,614/mo
Deposit HK$3.65M · loan HK$5.47M · min. income ≈ HK$53,054/mo (50% DSR)
Upfront cash ≈ HK$3.93M (deposit + AVD stamp duty HK$282,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,769
−HK$1,500/mo
▼ 0.25% · 3.875%
HK$28,514
−HK$755/mo
Today · 4.125%
HK$29,269
baseline
▲ 0.50% · 4.625%
HK$30,812
+HK$1,543/mo
Deposit HK$3.65M · loan HK$5.47M · min. income ≈ HK$58,538/mo (50% DSR)
Upfront cash ≈ HK$3.93M (deposit + AVD stamp duty HK$282,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,041
−HK$1,696/mo
▼ 0.25% · 3.875%
HK$27,882
−HK$855/mo
Today · 4.125%
HK$28,737
baseline
▲ 0.50% · 4.625%
HK$30,486
+HK$1,749/mo
Deposit HK$3.19M · loan HK$5.93M · min. income ≈ HK$57,474/mo (50% DSR)
Upfront cash ≈ HK$3.48M (deposit + AVD stamp duty HK$282,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,083
−HK$1,626/mo
▼ 0.25% · 3.875%
HK$30,890
−HK$819/mo
Today · 4.125%
HK$31,709
baseline
▲ 0.50% · 4.625%
HK$33,380
+HK$1,671/mo
Deposit HK$3.19M · loan HK$5.93M · min. income ≈ HK$63,418/mo (50% DSR)
Upfront cash ≈ HK$3.48M (deposit + AVD stamp duty HK$282,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,121
−HK$1,827/mo
▼ 0.25% · 3.875%
HK$30,027
−HK$921/mo
Today · 4.125%
HK$30,948
baseline
▲ 0.50% · 4.625%
HK$32,831
+HK$1,883/mo
Deposit HK$2.74M · loan HK$6.39M · min. income ≈ HK$61,896/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$282,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,397
−HK$1,751/mo
▼ 0.25% · 3.875%
HK$33,266
−HK$882/mo
Today · 4.125%
HK$34,148
baseline
▲ 0.50% · 4.625%
HK$35,948
+HK$1,800/mo
Deposit HK$2.74M · loan HK$6.39M · min. income ≈ HK$68,296/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$282,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,202
−HK$1,956/mo
▼ 0.25% · 3.875%
HK$32,172
−HK$986/mo
Today · 4.125%
HK$33,158
baseline
▲ 0.50% · 4.625%
HK$35,176
+HK$2,018/mo
Deposit HK$2.28M · loan HK$6.84M · min. income ≈ HK$66,316/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$282,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,711
−HK$1,876/mo
▼ 0.25% · 3.875%
HK$35,642
−HK$945/mo
Today · 4.125%
HK$36,587
baseline
▲ 0.50% · 4.625%
HK$38,515
+HK$1,928/mo
Deposit HK$2.28M · loan HK$6.84M · min. income ≈ HK$73,174/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$282,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,282
−HK$2,087/mo
▼ 0.25% · 3.875%
HK$34,317
−HK$1,052/mo
Today · 4.125%
HK$35,369
baseline
▲ 0.50% · 4.625%
HK$37,521
+HK$2,152/mo
Deposit HK$1.82M · loan HK$7.30M · min. income ≈ HK$70,738/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$282,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,025
−HK$2,001/mo
▼ 0.25% · 3.875%
HK$38,018
−HK$1,008/mo
Today · 4.125%
HK$39,026
baseline
▲ 0.50% · 4.625%
HK$41,083
+HK$2,057/mo
Deposit HK$1.82M · loan HK$7.30M · min. income ≈ HK$78,052/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$282,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,362
−HK$2,217/mo
▼ 0.25% · 3.875%
HK$36,462
−HK$1,117/mo
Today · 4.125%
HK$37,579
baseline
▲ 0.50% · 4.625%
HK$39,866
+HK$2,287/mo
Deposit HK$1.37M · loan HK$7.75M · min. income ≈ HK$75,158/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$282,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,340
−HK$2,125/mo
▼ 0.25% · 3.875%
HK$40,395
−HK$1,070/mo
Today · 4.125%
HK$41,465
baseline
▲ 0.50% · 4.625%
HK$43,651
+HK$2,186/mo
Deposit HK$1.37M · loan HK$7.75M · min. income ≈ HK$82,930/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$282,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,442
−HK$2,348/mo
▼ 0.25% · 3.875%
HK$38,606
−HK$1,184/mo
Today · 4.125%
HK$39,790
baseline
▲ 0.50% · 4.625%
HK$42,211
+HK$2,421/mo
Deposit HK$912K · loan HK$8.21M · min. income ≈ HK$79,580/mo (50% DSR)
Upfront cash ≈ HK$1.19M (deposit + AVD stamp duty HK$282,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,654
−HK$2,250/mo
▼ 0.25% · 3.875%
HK$42,771
−HK$1,133/mo
Today · 4.125%
HK$43,904
baseline
▲ 0.50% · 4.625%
HK$46,218
+HK$2,314/mo
Deposit HK$912K · loan HK$8.21M · min. income ≈ HK$87,808/mo (50% DSR)
Upfront cash ≈ HK$1.19M (deposit + AVD stamp duty HK$282,223 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).