▼ 0.50% · 3.625%
HK$2,592
−HK$162/mo
▼ 0.25% · 3.875%
HK$2,673
−HK$81/mo
Today · 4.125%
HK$2,754
baseline
▲ 0.50% · 4.625%
HK$2,922
+HK$168/mo
Deposit HK$568K · loan HK$568K · min. income ≈ HK$5,508/mo (50% DSR)
Upfront cash ≈ HK$568K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,883
−HK$156/mo
▼ 0.25% · 3.875%
HK$2,961
−HK$78/mo
Today · 4.125%
HK$3,039
baseline
▲ 0.50% · 4.625%
HK$3,199
+HK$160/mo
Deposit HK$568K · loan HK$568K · min. income ≈ HK$6,078/mo (50% DSR)
Upfront cash ≈ HK$568K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,851
−HK$179/mo
▼ 0.25% · 3.875%
HK$2,940
−HK$90/mo
Today · 4.125%
HK$3,030
baseline
▲ 0.50% · 4.625%
HK$3,214
+HK$184/mo
Deposit HK$512K · loan HK$625K · min. income ≈ HK$6,060/mo (50% DSR)
Upfront cash ≈ HK$512K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,172
−HK$171/mo
▼ 0.25% · 3.875%
HK$3,257
−HK$86/mo
Today · 4.125%
HK$3,343
baseline
▲ 0.50% · 4.625%
HK$3,519
+HK$176/mo
Deposit HK$512K · loan HK$625K · min. income ≈ HK$6,686/mo (50% DSR)
Upfront cash ≈ HK$512K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,110
−HK$195/mo
▼ 0.25% · 3.875%
HK$3,207
−HK$98/mo
Today · 4.125%
HK$3,305
baseline
▲ 0.50% · 4.625%
HK$3,506
+HK$201/mo
Deposit HK$455K · loan HK$682K · min. income ≈ HK$6,610/mo (50% DSR)
Upfront cash ≈ HK$455K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,460
−HK$187/mo
▼ 0.25% · 3.875%
HK$3,553
−HK$94/mo
Today · 4.125%
HK$3,647
baseline
▲ 0.50% · 4.625%
HK$3,839
+HK$192/mo
Deposit HK$455K · loan HK$682K · min. income ≈ HK$7,294/mo (50% DSR)
Upfront cash ≈ HK$455K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,370
−HK$211/mo
▼ 0.25% · 3.875%
HK$3,474
−HK$107/mo
Today · 4.125%
HK$3,581
baseline
▲ 0.50% · 4.625%
HK$3,799
+HK$218/mo
Deposit HK$398K · loan HK$739K · min. income ≈ HK$7,162/mo (50% DSR)
Upfront cash ≈ HK$398K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,749
−HK$202/mo
▼ 0.25% · 3.875%
HK$3,849
−HK$102/mo
Today · 4.125%
HK$3,951
baseline
▲ 0.50% · 4.625%
HK$4,159
+HK$208/mo
Deposit HK$398K · loan HK$739K · min. income ≈ HK$7,902/mo (50% DSR)
Upfront cash ≈ HK$398K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,629
−HK$227/mo
▼ 0.25% · 3.875%
HK$3,742
−HK$114/mo
Today · 4.125%
HK$3,856
baseline
▲ 0.50% · 4.625%
HK$4,091
+HK$235/mo
Deposit HK$341K · loan HK$796K · min. income ≈ HK$7,712/mo (50% DSR)
Upfront cash ≈ HK$341K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,037
−HK$218/mo
▼ 0.25% · 3.875%
HK$4,145
−HK$110/mo
Today · 4.125%
HK$4,255
baseline
▲ 0.50% · 4.625%
HK$4,479
+HK$224/mo
Deposit HK$341K · loan HK$796K · min. income ≈ HK$8,510/mo (50% DSR)
Upfront cash ≈ HK$341K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,888
−HK$244/mo
▼ 0.25% · 3.875%
HK$4,009
−HK$123/mo
Today · 4.125%
HK$4,132
baseline
▲ 0.50% · 4.625%
HK$4,383
+HK$251/mo
Deposit HK$284K · loan HK$853K · min. income ≈ HK$8,264/mo (50% DSR)
Upfront cash ≈ HK$284K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,325
−HK$234/mo
▼ 0.25% · 3.875%
HK$4,441
−HK$118/mo
Today · 4.125%
HK$4,559
baseline
▲ 0.50% · 4.625%
HK$4,799
+HK$240/mo
Deposit HK$284K · loan HK$853K · min. income ≈ HK$9,118/mo (50% DSR)
Upfront cash ≈ HK$284K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,147
−HK$260/mo
▼ 0.25% · 3.875%
HK$4,276
−HK$131/mo
Today · 4.125%
HK$4,407
baseline
▲ 0.50% · 4.625%
HK$4,675
+HK$268/mo
Deposit HK$227K · loan HK$909K · min. income ≈ HK$8,814/mo (50% DSR)
Upfront cash ≈ HK$227K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,614
−HK$249/mo
▼ 0.25% · 3.875%
HK$4,737
−HK$126/mo
Today · 4.125%
HK$4,863
baseline
▲ 0.50% · 4.625%
HK$5,119
+HK$256/mo
Deposit HK$227K · loan HK$909K · min. income ≈ HK$9,726/mo (50% DSR)
Upfront cash ≈ HK$227K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,406
−HK$277/mo
▼ 0.25% · 3.875%
HK$4,543
−HK$140/mo
Today · 4.125%
HK$4,683
baseline
▲ 0.50% · 4.625%
HK$4,968
+HK$285/mo
Deposit HK$171K · loan HK$966K · min. income ≈ HK$9,366/mo (50% DSR)
Upfront cash ≈ HK$171K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,902
−HK$265/mo
▼ 0.25% · 3.875%
HK$5,033
−HK$134/mo
Today · 4.125%
HK$5,167
baseline
▲ 0.50% · 4.625%
HK$5,439
+HK$272/mo
Deposit HK$171K · loan HK$966K · min. income ≈ HK$10,334/mo (50% DSR)
Upfront cash ≈ HK$171K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,665
−HK$293/mo
▼ 0.25% · 3.875%
HK$4,811
−HK$147/mo
Today · 4.125%
HK$4,958
baseline
▲ 0.50% · 4.625%
HK$5,260
+HK$302/mo
Deposit HK$114K · loan HK$1.02M · min. income ≈ HK$9,916/mo (50% DSR)
Upfront cash ≈ HK$114K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,190
−HK$281/mo
▼ 0.25% · 3.875%
HK$5,329
−HK$142/mo
Today · 4.125%
HK$5,471
baseline
▲ 0.50% · 4.625%
HK$5,759
+HK$288/mo
Deposit HK$114K · loan HK$1.02M · min. income ≈ HK$10,942/mo (50% DSR)
Upfront cash ≈ HK$114K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).