▼ 0.50% · 3.625%
HK$2,676
−HK$167/mo
▼ 0.25% · 3.875%
HK$2,759
−HK$84/mo
Today · 4.125%
HK$2,843
baseline
▲ 0.50% · 4.625%
HK$3,016
+HK$173/mo
Deposit HK$587K · loan HK$587K · min. income ≈ HK$5,686/mo (50% DSR)
Upfront cash ≈ HK$587K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,977
−HK$160/mo
▼ 0.25% · 3.875%
HK$3,056
−HK$81/mo
Today · 4.125%
HK$3,137
baseline
▲ 0.50% · 4.625%
HK$3,303
+HK$166/mo
Deposit HK$587K · loan HK$587K · min. income ≈ HK$6,274/mo (50% DSR)
Upfront cash ≈ HK$587K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,943
−HK$185/mo
▼ 0.25% · 3.875%
HK$3,035
−HK$93/mo
Today · 4.125%
HK$3,128
baseline
▲ 0.50% · 4.625%
HK$3,318
+HK$190/mo
Deposit HK$528K · loan HK$645K · min. income ≈ HK$6,256/mo (50% DSR)
Upfront cash ≈ HK$528K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,274
−HK$177/mo
▼ 0.25% · 3.875%
HK$3,362
−HK$89/mo
Today · 4.125%
HK$3,451
baseline
▲ 0.50% · 4.625%
HK$3,633
+HK$182/mo
Deposit HK$528K · loan HK$645K · min. income ≈ HK$6,902/mo (50% DSR)
Upfront cash ≈ HK$528K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,211
−HK$201/mo
▼ 0.25% · 3.875%
HK$3,311
−HK$101/mo
Today · 4.125%
HK$3,412
baseline
▲ 0.50% · 4.625%
HK$3,620
+HK$208/mo
Deposit HK$469K · loan HK$704K · min. income ≈ HK$6,824/mo (50% DSR)
Upfront cash ≈ HK$469K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,572
−HK$193/mo
▼ 0.25% · 3.875%
HK$3,668
−HK$97/mo
Today · 4.125%
HK$3,765
baseline
▲ 0.50% · 4.625%
HK$3,963
+HK$198/mo
Deposit HK$469K · loan HK$704K · min. income ≈ HK$7,530/mo (50% DSR)
Upfront cash ≈ HK$469K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,478
−HK$218/mo
▼ 0.25% · 3.875%
HK$3,587
−HK$109/mo
Today · 4.125%
HK$3,696
baseline
▲ 0.50% · 4.625%
HK$3,921
+HK$225/mo
Deposit HK$411K · loan HK$763K · min. income ≈ HK$7,392/mo (50% DSR)
Upfront cash ≈ HK$411K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,870
−HK$209/mo
▼ 0.25% · 3.875%
HK$3,973
−HK$106/mo
Today · 4.125%
HK$4,079
baseline
▲ 0.50% · 4.625%
HK$4,294
+HK$215/mo
Deposit HK$411K · loan HK$763K · min. income ≈ HK$8,158/mo (50% DSR)
Upfront cash ≈ HK$411K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,746
−HK$235/mo
▼ 0.25% · 3.875%
HK$3,862
−HK$119/mo
Today · 4.125%
HK$3,981
baseline
▲ 0.50% · 4.625%
HK$4,223
+HK$242/mo
Deposit HK$352K · loan HK$821K · min. income ≈ HK$7,962/mo (50% DSR)
Upfront cash ≈ HK$352K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,167
−HK$225/mo
▼ 0.25% · 3.875%
HK$4,279
−HK$113/mo
Today · 4.125%
HK$4,392
baseline
▲ 0.50% · 4.625%
HK$4,624
+HK$232/mo
Deposit HK$352K · loan HK$821K · min. income ≈ HK$8,784/mo (50% DSR)
Upfront cash ≈ HK$352K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,014
−HK$251/mo
▼ 0.25% · 3.875%
HK$4,138
−HK$127/mo
Today · 4.125%
HK$4,265
baseline
▲ 0.50% · 4.625%
HK$4,525
+HK$260/mo
Deposit HK$293K · loan HK$880K · min. income ≈ HK$8,530/mo (50% DSR)
Upfront cash ≈ HK$293K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,465
−HK$241/mo
▼ 0.25% · 3.875%
HK$4,585
−HK$121/mo
Today · 4.125%
HK$4,706
baseline
▲ 0.50% · 4.625%
HK$4,954
+HK$248/mo
Deposit HK$293K · loan HK$880K · min. income ≈ HK$9,412/mo (50% DSR)
Upfront cash ≈ HK$293K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,281
−HK$269/mo
▼ 0.25% · 3.875%
HK$4,414
−HK$136/mo
Today · 4.125%
HK$4,550
baseline
▲ 0.50% · 4.625%
HK$4,826
+HK$276/mo
Deposit HK$235K · loan HK$939K · min. income ≈ HK$9,100/mo (50% DSR)
Upfront cash ≈ HK$235K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,763
−HK$257/mo
▼ 0.25% · 3.875%
HK$4,890
−HK$130/mo
Today · 4.125%
HK$5,020
baseline
▲ 0.50% · 4.625%
HK$5,285
+HK$265/mo
Deposit HK$235K · loan HK$939K · min. income ≈ HK$10,040/mo (50% DSR)
Upfront cash ≈ HK$235K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,549
−HK$285/mo
▼ 0.25% · 3.875%
HK$4,690
−HK$144/mo
Today · 4.125%
HK$4,834
baseline
▲ 0.50% · 4.625%
HK$5,128
+HK$294/mo
Deposit HK$176K · loan HK$997K · min. income ≈ HK$9,668/mo (50% DSR)
Upfront cash ≈ HK$176K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,060
−HK$274/mo
▼ 0.25% · 3.875%
HK$5,196
−HK$138/mo
Today · 4.125%
HK$5,334
baseline
▲ 0.50% · 4.625%
HK$5,615
+HK$281/mo
Deposit HK$176K · loan HK$997K · min. income ≈ HK$10,668/mo (50% DSR)
Upfront cash ≈ HK$176K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,816
−HK$302/mo
▼ 0.25% · 3.875%
HK$4,966
−HK$152/mo
Today · 4.125%
HK$5,118
baseline
▲ 0.50% · 4.625%
HK$5,430
+HK$312/mo
Deposit HK$117K · loan HK$1.06M · min. income ≈ HK$10,236/mo (50% DSR)
Upfront cash ≈ HK$117K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,358
−HK$289/mo
▼ 0.25% · 3.875%
HK$5,502
−HK$145/mo
Today · 4.125%
HK$5,647
baseline
▲ 0.50% · 4.625%
HK$5,945
+HK$298/mo
Deposit HK$117K · loan HK$1.06M · min. income ≈ HK$11,294/mo (50% DSR)
Upfront cash ≈ HK$117K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).