▼ 0.50% · 3.625%
HK$2,463
−HK$155/mo
▼ 0.25% · 3.875%
HK$2,540
−HK$78/mo
Today · 4.125%
HK$2,618
baseline
▲ 0.50% · 4.625%
HK$2,777
+HK$159/mo
Deposit HK$540K · loan HK$540K · min. income ≈ HK$5,236/mo (50% DSR)
Upfront cash ≈ HK$540K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,740
−HK$148/mo
▼ 0.25% · 3.875%
HK$2,814
−HK$74/mo
Today · 4.125%
HK$2,888
baseline
▲ 0.50% · 4.625%
HK$3,041
+HK$153/mo
Deposit HK$540K · loan HK$540K · min. income ≈ HK$5,776/mo (50% DSR)
Upfront cash ≈ HK$540K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,710
−HK$169/mo
▼ 0.25% · 3.875%
HK$2,794
−HK$85/mo
Today · 4.125%
HK$2,879
baseline
▲ 0.50% · 4.625%
HK$3,055
+HK$176/mo
Deposit HK$486K · loan HK$594K · min. income ≈ HK$5,758/mo (50% DSR)
Upfront cash ≈ HK$486K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,014
−HK$163/mo
▼ 0.25% · 3.875%
HK$3,095
−HK$82/mo
Today · 4.125%
HK$3,177
baseline
▲ 0.50% · 4.625%
HK$3,345
+HK$168/mo
Deposit HK$486K · loan HK$594K · min. income ≈ HK$6,354/mo (50% DSR)
Upfront cash ≈ HK$486K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,956
−HK$185/mo
▼ 0.25% · 3.875%
HK$3,048
−HK$93/mo
Today · 4.125%
HK$3,141
baseline
▲ 0.50% · 4.625%
HK$3,332
+HK$191/mo
Deposit HK$432K · loan HK$648K · min. income ≈ HK$6,282/mo (50% DSR)
Upfront cash ≈ HK$432K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,288
−HK$178/mo
▼ 0.25% · 3.875%
HK$3,377
−HK$89/mo
Today · 4.125%
HK$3,466
baseline
▲ 0.50% · 4.625%
HK$3,649
+HK$183/mo
Deposit HK$432K · loan HK$648K · min. income ≈ HK$6,932/mo (50% DSR)
Upfront cash ≈ HK$432K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,202
−HK$201/mo
▼ 0.25% · 3.875%
HK$3,302
−HK$101/mo
Today · 4.125%
HK$3,403
baseline
▲ 0.50% · 4.625%
HK$3,610
+HK$207/mo
Deposit HK$378K · loan HK$702K · min. income ≈ HK$6,806/mo (50% DSR)
Upfront cash ≈ HK$378K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,562
−HK$193/mo
▼ 0.25% · 3.875%
HK$3,658
−HK$97/mo
Today · 4.125%
HK$3,755
baseline
▲ 0.50% · 4.625%
HK$3,953
+HK$198/mo
Deposit HK$378K · loan HK$702K · min. income ≈ HK$7,510/mo (50% DSR)
Upfront cash ≈ HK$378K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,448
−HK$217/mo
▼ 0.25% · 3.875%
HK$3,556
−HK$109/mo
Today · 4.125%
HK$3,665
baseline
▲ 0.50% · 4.625%
HK$3,888
+HK$223/mo
Deposit HK$324K · loan HK$756K · min. income ≈ HK$7,330/mo (50% DSR)
Upfront cash ≈ HK$324K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,836
−HK$208/mo
▼ 0.25% · 3.875%
HK$3,939
−HK$105/mo
Today · 4.125%
HK$4,044
baseline
▲ 0.50% · 4.625%
HK$4,257
+HK$213/mo
Deposit HK$324K · loan HK$756K · min. income ≈ HK$8,088/mo (50% DSR)
Upfront cash ≈ HK$324K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,695
−HK$231/mo
▼ 0.25% · 3.875%
HK$3,810
−HK$116/mo
Today · 4.125%
HK$3,926
baseline
▲ 0.50% · 4.625%
HK$4,165
+HK$239/mo
Deposit HK$270K · loan HK$810K · min. income ≈ HK$7,852/mo (50% DSR)
Upfront cash ≈ HK$270K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,110
−HK$222/mo
▼ 0.25% · 3.875%
HK$4,221
−HK$111/mo
Today · 4.125%
HK$4,332
baseline
▲ 0.50% · 4.625%
HK$4,561
+HK$229/mo
Deposit HK$270K · loan HK$810K · min. income ≈ HK$8,664/mo (50% DSR)
Upfront cash ≈ HK$270K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,941
−HK$247/mo
▼ 0.25% · 3.875%
HK$4,064
−HK$124/mo
Today · 4.125%
HK$4,188
baseline
▲ 0.50% · 4.625%
HK$4,443
+HK$255/mo
Deposit HK$216K · loan HK$864K · min. income ≈ HK$8,376/mo (50% DSR)
Upfront cash ≈ HK$216K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,384
−HK$237/mo
▼ 0.25% · 3.875%
HK$4,502
−HK$119/mo
Today · 4.125%
HK$4,621
baseline
▲ 0.50% · 4.625%
HK$4,865
+HK$244/mo
Deposit HK$216K · loan HK$864K · min. income ≈ HK$9,242/mo (50% DSR)
Upfront cash ≈ HK$216K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,187
−HK$263/mo
▼ 0.25% · 3.875%
HK$4,318
−HK$132/mo
Today · 4.125%
HK$4,450
baseline
▲ 0.50% · 4.625%
HK$4,721
+HK$271/mo
Deposit HK$162K · loan HK$918K · min. income ≈ HK$8,900/mo (50% DSR)
Upfront cash ≈ HK$162K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,658
−HK$252/mo
▼ 0.25% · 3.875%
HK$4,783
−HK$127/mo
Today · 4.125%
HK$4,910
baseline
▲ 0.50% · 4.625%
HK$5,169
+HK$259/mo
Deposit HK$162K · loan HK$918K · min. income ≈ HK$9,820/mo (50% DSR)
Upfront cash ≈ HK$162K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,434
−HK$278/mo
▼ 0.25% · 3.875%
HK$4,572
−HK$140/mo
Today · 4.125%
HK$4,712
baseline
▲ 0.50% · 4.625%
HK$4,998
+HK$286/mo
Deposit HK$108K · loan HK$972K · min. income ≈ HK$9,424/mo (50% DSR)
Upfront cash ≈ HK$108K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,932
−HK$267/mo
▼ 0.25% · 3.875%
HK$5,065
−HK$134/mo
Today · 4.125%
HK$5,199
baseline
▲ 0.50% · 4.625%
HK$5,473
+HK$274/mo
Deposit HK$108K · loan HK$972K · min. income ≈ HK$10,398/mo (50% DSR)
Upfront cash ≈ HK$108K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).