▼ 0.50% · 3.625%
HK$2,564
−HK$160/mo
▼ 0.25% · 3.875%
HK$2,643
−HK$81/mo
Today · 4.125%
HK$2,724
baseline
▲ 0.50% · 4.625%
HK$2,890
+HK$166/mo
Deposit HK$562K · loan HK$562K · min. income ≈ HK$5,448/mo (50% DSR)
Upfront cash ≈ HK$562K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,852
−HK$154/mo
▼ 0.25% · 3.875%
HK$2,929
−HK$77/mo
Today · 4.125%
HK$3,006
baseline
▲ 0.50% · 4.625%
HK$3,165
+HK$159/mo
Deposit HK$562K · loan HK$562K · min. income ≈ HK$6,012/mo (50% DSR)
Upfront cash ≈ HK$562K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,820
−HK$177/mo
▼ 0.25% · 3.875%
HK$2,908
−HK$89/mo
Today · 4.125%
HK$2,997
baseline
▲ 0.50% · 4.625%
HK$3,179
+HK$182/mo
Deposit HK$506K · loan HK$618K · min. income ≈ HK$5,994/mo (50% DSR)
Upfront cash ≈ HK$506K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,137
−HK$170/mo
▼ 0.25% · 3.875%
HK$3,221
−HK$86/mo
Today · 4.125%
HK$3,307
baseline
▲ 0.50% · 4.625%
HK$3,481
+HK$174/mo
Deposit HK$506K · loan HK$618K · min. income ≈ HK$6,614/mo (50% DSR)
Upfront cash ≈ HK$506K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,076
−HK$193/mo
▼ 0.25% · 3.875%
HK$3,172
−HK$97/mo
Today · 4.125%
HK$3,269
baseline
▲ 0.50% · 4.625%
HK$3,468
+HK$199/mo
Deposit HK$450K · loan HK$675K · min. income ≈ HK$6,538/mo (50% DSR)
Upfront cash ≈ HK$450K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,423
−HK$184/mo
▼ 0.25% · 3.875%
HK$3,514
−HK$93/mo
Today · 4.125%
HK$3,607
baseline
▲ 0.50% · 4.625%
HK$3,798
+HK$191/mo
Deposit HK$450K · loan HK$675K · min. income ≈ HK$7,214/mo (50% DSR)
Upfront cash ≈ HK$450K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,333
−HK$209/mo
▼ 0.25% · 3.875%
HK$3,437
−HK$105/mo
Today · 4.125%
HK$3,542
baseline
▲ 0.50% · 4.625%
HK$3,757
+HK$215/mo
Deposit HK$394K · loan HK$731K · min. income ≈ HK$7,084/mo (50% DSR)
Upfront cash ≈ HK$394K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,708
−HK$200/mo
▼ 0.25% · 3.875%
HK$3,807
−HK$101/mo
Today · 4.125%
HK$3,908
baseline
▲ 0.50% · 4.625%
HK$4,114
+HK$206/mo
Deposit HK$394K · loan HK$731K · min. income ≈ HK$7,816/mo (50% DSR)
Upfront cash ≈ HK$394K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,589
−HK$225/mo
▼ 0.25% · 3.875%
HK$3,701
−HK$113/mo
Today · 4.125%
HK$3,814
baseline
▲ 0.50% · 4.625%
HK$4,046
+HK$232/mo
Deposit HK$337K · loan HK$787K · min. income ≈ HK$7,628/mo (50% DSR)
Upfront cash ≈ HK$337K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,993
−HK$216/mo
▼ 0.25% · 3.875%
HK$4,100
−HK$109/mo
Today · 4.125%
HK$4,209
baseline
▲ 0.50% · 4.625%
HK$4,431
+HK$222/mo
Deposit HK$337K · loan HK$787K · min. income ≈ HK$8,418/mo (50% DSR)
Upfront cash ≈ HK$337K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,846
−HK$241/mo
▼ 0.25% · 3.875%
HK$3,965
−HK$122/mo
Today · 4.125%
HK$4,087
baseline
▲ 0.50% · 4.625%
HK$4,335
+HK$248/mo
Deposit HK$281K · loan HK$843K · min. income ≈ HK$8,174/mo (50% DSR)
Upfront cash ≈ HK$281K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,278
−HK$231/mo
▼ 0.25% · 3.875%
HK$4,393
−HK$116/mo
Today · 4.125%
HK$4,509
baseline
▲ 0.50% · 4.625%
HK$4,747
+HK$238/mo
Deposit HK$281K · loan HK$843K · min. income ≈ HK$9,018/mo (50% DSR)
Upfront cash ≈ HK$281K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,102
−HK$257/mo
▼ 0.25% · 3.875%
HK$4,230
−HK$129/mo
Today · 4.125%
HK$4,359
baseline
▲ 0.50% · 4.625%
HK$4,624
+HK$265/mo
Deposit HK$225K · loan HK$899K · min. income ≈ HK$8,718/mo (50% DSR)
Upfront cash ≈ HK$225K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,563
−HK$247/mo
▼ 0.25% · 3.875%
HK$4,686
−HK$124/mo
Today · 4.125%
HK$4,810
baseline
▲ 0.50% · 4.625%
HK$5,063
+HK$253/mo
Deposit HK$225K · loan HK$899K · min. income ≈ HK$9,620/mo (50% DSR)
Upfront cash ≈ HK$225K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,358
−HK$274/mo
▼ 0.25% · 3.875%
HK$4,494
−HK$138/mo
Today · 4.125%
HK$4,632
baseline
▲ 0.50% · 4.625%
HK$4,913
+HK$281/mo
Deposit HK$169K · loan HK$956K · min. income ≈ HK$9,264/mo (50% DSR)
Upfront cash ≈ HK$169K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,849
−HK$262/mo
▼ 0.25% · 3.875%
HK$4,979
−HK$132/mo
Today · 4.125%
HK$5,111
baseline
▲ 0.50% · 4.625%
HK$5,380
+HK$269/mo
Deposit HK$169K · loan HK$956K · min. income ≈ HK$10,222/mo (50% DSR)
Upfront cash ≈ HK$169K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,615
−HK$289/mo
▼ 0.25% · 3.875%
HK$4,758
−HK$146/mo
Today · 4.125%
HK$4,904
baseline
▲ 0.50% · 4.625%
HK$5,202
+HK$298/mo
Deposit HK$112K · loan HK$1.01M · min. income ≈ HK$9,808/mo (50% DSR)
Upfront cash ≈ HK$113K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,134
−HK$277/mo
▼ 0.25% · 3.875%
HK$5,271
−HK$140/mo
Today · 4.125%
HK$5,411
baseline
▲ 0.50% · 4.625%
HK$5,696
+HK$285/mo
Deposit HK$112K · loan HK$1.01M · min. income ≈ HK$10,822/mo (50% DSR)
Upfront cash ≈ HK$113K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).