▼ 0.50% · 3.625%
HK$3,591
−HK$225/mo
▼ 0.25% · 3.875%
HK$3,702
−HK$114/mo
Today · 4.125%
HK$3,816
baseline
▲ 0.50% · 4.625%
HK$4,048
+HK$232/mo
Deposit HK$787K · loan HK$787K · min. income ≈ HK$7,632/mo (50% DSR)
Upfront cash ≈ HK$787K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,995
−HK$215/mo
▼ 0.25% · 3.875%
HK$4,102
−HK$108/mo
Today · 4.125%
HK$4,210
baseline
▲ 0.50% · 4.625%
HK$4,432
+HK$222/mo
Deposit HK$787K · loan HK$787K · min. income ≈ HK$8,420/mo (50% DSR)
Upfront cash ≈ HK$787K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,950
−HK$247/mo
▼ 0.25% · 3.875%
HK$4,073
−HK$124/mo
Today · 4.125%
HK$4,197
baseline
▲ 0.50% · 4.625%
HK$4,453
+HK$256/mo
Deposit HK$709K · loan HK$866K · min. income ≈ HK$8,394/mo (50% DSR)
Upfront cash ≈ HK$709K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,394
−HK$237/mo
▼ 0.25% · 3.875%
HK$4,512
−HK$119/mo
Today · 4.125%
HK$4,631
baseline
▲ 0.50% · 4.625%
HK$4,876
+HK$245/mo
Deposit HK$709K · loan HK$866K · min. income ≈ HK$9,262/mo (50% DSR)
Upfront cash ≈ HK$709K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,309
−HK$270/mo
▼ 0.25% · 3.875%
HK$4,443
−HK$136/mo
Today · 4.125%
HK$4,579
baseline
▲ 0.50% · 4.625%
HK$4,858
+HK$279/mo
Deposit HK$630K · loan HK$945K · min. income ≈ HK$9,158/mo (50% DSR)
Upfront cash ≈ HK$630K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,794
−HK$259/mo
▼ 0.25% · 3.875%
HK$4,922
−HK$131/mo
Today · 4.125%
HK$5,053
baseline
▲ 0.50% · 4.625%
HK$5,319
+HK$266/mo
Deposit HK$630K · loan HK$945K · min. income ≈ HK$10,106/mo (50% DSR)
Upfront cash ≈ HK$630K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,668
−HK$293/mo
▼ 0.25% · 3.875%
HK$4,813
−HK$148/mo
Today · 4.125%
HK$4,961
baseline
▲ 0.50% · 4.625%
HK$5,262
+HK$301/mo
Deposit HK$551K · loan HK$1.02M · min. income ≈ HK$9,922/mo (50% DSR)
Upfront cash ≈ HK$551K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,193
−HK$281/mo
▼ 0.25% · 3.875%
HK$5,332
−HK$142/mo
Today · 4.125%
HK$5,474
baseline
▲ 0.50% · 4.625%
HK$5,762
+HK$288/mo
Deposit HK$551K · loan HK$1.02M · min. income ≈ HK$10,948/mo (50% DSR)
Upfront cash ≈ HK$551K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,027
−HK$315/mo
▼ 0.25% · 3.875%
HK$5,183
−HK$159/mo
Today · 4.125%
HK$5,342
baseline
▲ 0.50% · 4.625%
HK$5,667
+HK$325/mo
Deposit HK$472K · loan HK$1.10M · min. income ≈ HK$10,684/mo (50% DSR)
Upfront cash ≈ HK$473K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,592
−HK$303/mo
▼ 0.25% · 3.875%
HK$5,742
−HK$153/mo
Today · 4.125%
HK$5,895
baseline
▲ 0.50% · 4.625%
HK$6,205
+HK$310/mo
Deposit HK$472K · loan HK$1.10M · min. income ≈ HK$11,790/mo (50% DSR)
Upfront cash ≈ HK$473K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,386
−HK$338/mo
▼ 0.25% · 3.875%
HK$5,554
−HK$170/mo
Today · 4.125%
HK$5,724
baseline
▲ 0.50% · 4.625%
HK$6,072
+HK$348/mo
Deposit HK$394K · loan HK$1.18M · min. income ≈ HK$11,448/mo (50% DSR)
Upfront cash ≈ HK$394K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,992
−HK$324/mo
▼ 0.25% · 3.875%
HK$6,153
−HK$163/mo
Today · 4.125%
HK$6,316
baseline
▲ 0.50% · 4.625%
HK$6,649
+HK$333/mo
Deposit HK$394K · loan HK$1.18M · min. income ≈ HK$12,632/mo (50% DSR)
Upfront cash ≈ HK$394K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,745
−HK$360/mo
▼ 0.25% · 3.875%
HK$5,924
−HK$181/mo
Today · 4.125%
HK$6,105
baseline
▲ 0.50% · 4.625%
HK$6,477
+HK$372/mo
Deposit HK$315K · loan HK$1.26M · min. income ≈ HK$12,210/mo (50% DSR)
Upfront cash ≈ HK$315K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,391
−HK$346/mo
▼ 0.25% · 3.875%
HK$6,563
−HK$174/mo
Today · 4.125%
HK$6,737
baseline
▲ 0.50% · 4.625%
HK$7,092
+HK$355/mo
Deposit HK$315K · loan HK$1.26M · min. income ≈ HK$13,474/mo (50% DSR)
Upfront cash ≈ HK$315K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,104
−HK$383/mo
▼ 0.25% · 3.875%
HK$6,294
−HK$193/mo
Today · 4.125%
HK$6,487
baseline
▲ 0.50% · 4.625%
HK$6,882
+HK$395/mo
Deposit HK$236K · loan HK$1.34M · min. income ≈ HK$12,974/mo (50% DSR)
Upfront cash ≈ HK$236K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,791
−HK$367/mo
▼ 0.25% · 3.875%
HK$6,973
−HK$185/mo
Today · 4.125%
HK$7,158
baseline
▲ 0.50% · 4.625%
HK$7,535
+HK$377/mo
Deposit HK$236K · loan HK$1.34M · min. income ≈ HK$14,316/mo (50% DSR)
Upfront cash ≈ HK$236K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,463
−HK$406/mo
▼ 0.25% · 3.875%
HK$6,664
−HK$205/mo
Today · 4.125%
HK$6,869
baseline
▲ 0.50% · 4.625%
HK$7,287
+HK$418/mo
Deposit HK$157K · loan HK$1.42M · min. income ≈ HK$13,738/mo (50% DSR)
Upfront cash ≈ HK$158K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,190
−HK$389/mo
▼ 0.25% · 3.875%
HK$7,383
−HK$196/mo
Today · 4.125%
HK$7,579
baseline
▲ 0.50% · 4.625%
HK$7,978
+HK$399/mo
Deposit HK$157K · loan HK$1.42M · min. income ≈ HK$15,158/mo (50% DSR)
Upfront cash ≈ HK$158K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).