▼ 0.50% · 3.625%
HK$3,242
−HK$203/mo
▼ 0.25% · 3.875%
HK$3,343
−HK$102/mo
Today · 4.125%
HK$3,445
baseline
▲ 0.50% · 4.625%
HK$3,655
+HK$210/mo
Deposit HK$711K · loan HK$711K · min. income ≈ HK$6,890/mo (50% DSR)
Upfront cash ≈ HK$711K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,606
−HK$195/mo
▼ 0.25% · 3.875%
HK$3,703
−HK$98/mo
Today · 4.125%
HK$3,801
baseline
▲ 0.50% · 4.625%
HK$4,002
+HK$201/mo
Deposit HK$711K · loan HK$711K · min. income ≈ HK$7,602/mo (50% DSR)
Upfront cash ≈ HK$711K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,566
−HK$223/mo
▼ 0.25% · 3.875%
HK$3,677
−HK$112/mo
Today · 4.125%
HK$3,789
baseline
▲ 0.50% · 4.625%
HK$4,020
+HK$231/mo
Deposit HK$640K · loan HK$782K · min. income ≈ HK$7,578/mo (50% DSR)
Upfront cash ≈ HK$640K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,967
−HK$214/mo
▼ 0.25% · 3.875%
HK$4,073
−HK$108/mo
Today · 4.125%
HK$4,181
baseline
▲ 0.50% · 4.625%
HK$4,402
+HK$221/mo
Deposit HK$640K · loan HK$782K · min. income ≈ HK$8,362/mo (50% DSR)
Upfront cash ≈ HK$640K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,890
−HK$244/mo
▼ 0.25% · 3.875%
HK$4,011
−HK$123/mo
Today · 4.125%
HK$4,134
baseline
▲ 0.50% · 4.625%
HK$4,386
+HK$252/mo
Deposit HK$569K · loan HK$853K · min. income ≈ HK$8,268/mo (50% DSR)
Upfront cash ≈ HK$569K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,328
−HK$233/mo
▼ 0.25% · 3.875%
HK$4,444
−HK$117/mo
Today · 4.125%
HK$4,561
baseline
▲ 0.50% · 4.625%
HK$4,802
+HK$241/mo
Deposit HK$569K · loan HK$853K · min. income ≈ HK$9,122/mo (50% DSR)
Upfront cash ≈ HK$569K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,214
−HK$264/mo
▼ 0.25% · 3.875%
HK$4,345
−HK$133/mo
Today · 4.125%
HK$4,478
baseline
▲ 0.50% · 4.625%
HK$4,751
+HK$273/mo
Deposit HK$498K · loan HK$924K · min. income ≈ HK$8,956/mo (50% DSR)
Upfront cash ≈ HK$498K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,688
−HK$254/mo
▼ 0.25% · 3.875%
HK$4,814
−HK$128/mo
Today · 4.125%
HK$4,942
baseline
▲ 0.50% · 4.625%
HK$5,202
+HK$260/mo
Deposit HK$498K · loan HK$924K · min. income ≈ HK$9,884/mo (50% DSR)
Upfront cash ≈ HK$498K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,538
−HK$285/mo
▼ 0.25% · 3.875%
HK$4,680
−HK$143/mo
Today · 4.125%
HK$4,823
baseline
▲ 0.50% · 4.625%
HK$5,116
+HK$293/mo
Deposit HK$426K · loan HK$995K · min. income ≈ HK$9,646/mo (50% DSR)
Upfront cash ≈ HK$427K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,049
−HK$273/mo
▼ 0.25% · 3.875%
HK$5,184
−HK$138/mo
Today · 4.125%
HK$5,322
baseline
▲ 0.50% · 4.625%
HK$5,602
+HK$280/mo
Deposit HK$426K · loan HK$995K · min. income ≈ HK$10,644/mo (50% DSR)
Upfront cash ≈ HK$427K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,863
−HK$304/mo
▼ 0.25% · 3.875%
HK$5,014
−HK$153/mo
Today · 4.125%
HK$5,167
baseline
▲ 0.50% · 4.625%
HK$5,482
+HK$315/mo
Deposit HK$355K · loan HK$1.07M · min. income ≈ HK$10,334/mo (50% DSR)
Upfront cash ≈ HK$356K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,410
−HK$292/mo
▼ 0.25% · 3.875%
HK$5,555
−HK$147/mo
Today · 4.125%
HK$5,702
baseline
▲ 0.50% · 4.625%
HK$6,002
+HK$300/mo
Deposit HK$355K · loan HK$1.07M · min. income ≈ HK$11,404/mo (50% DSR)
Upfront cash ≈ HK$356K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,187
−HK$325/mo
▼ 0.25% · 3.875%
HK$5,348
−HK$164/mo
Today · 4.125%
HK$5,512
baseline
▲ 0.50% · 4.625%
HK$5,847
+HK$335/mo
Deposit HK$284K · loan HK$1.14M · min. income ≈ HK$11,024/mo (50% DSR)
Upfront cash ≈ HK$284K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,770
−HK$312/mo
▼ 0.25% · 3.875%
HK$5,925
−HK$157/mo
Today · 4.125%
HK$6,082
baseline
▲ 0.50% · 4.625%
HK$6,403
+HK$321/mo
Deposit HK$284K · loan HK$1.14M · min. income ≈ HK$12,164/mo (50% DSR)
Upfront cash ≈ HK$284K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,511
−HK$345/mo
▼ 0.25% · 3.875%
HK$5,682
−HK$174/mo
Today · 4.125%
HK$5,856
baseline
▲ 0.50% · 4.625%
HK$6,213
+HK$357/mo
Deposit HK$213K · loan HK$1.21M · min. income ≈ HK$11,712/mo (50% DSR)
Upfront cash ≈ HK$213K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,131
−HK$331/mo
▼ 0.25% · 3.875%
HK$6,295
−HK$167/mo
Today · 4.125%
HK$6,462
baseline
▲ 0.50% · 4.625%
HK$6,803
+HK$341/mo
Deposit HK$213K · loan HK$1.21M · min. income ≈ HK$12,924/mo (50% DSR)
Upfront cash ≈ HK$213K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,835
−HK$366/mo
▼ 0.25% · 3.875%
HK$6,017
−HK$184/mo
Today · 4.125%
HK$6,201
baseline
▲ 0.50% · 4.625%
HK$6,578
+HK$377/mo
Deposit HK$142K · loan HK$1.28M · min. income ≈ HK$12,402/mo (50% DSR)
Upfront cash ≈ HK$142K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,491
−HK$351/mo
▼ 0.25% · 3.875%
HK$6,666
−HK$176/mo
Today · 4.125%
HK$6,842
baseline
▲ 0.50% · 4.625%
HK$7,203
+HK$361/mo
Deposit HK$142K · loan HK$1.28M · min. income ≈ HK$13,684/mo (50% DSR)
Upfront cash ≈ HK$142K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).