▼ 0.50% · 3.625%
HK$3,288
−HK$206/mo
▼ 0.25% · 3.875%
HK$3,390
−HK$104/mo
Today · 4.125%
HK$3,494
baseline
▲ 0.50% · 4.625%
HK$3,706
+HK$212/mo
Deposit HK$721K · loan HK$721K · min. income ≈ HK$6,988/mo (50% DSR)
Upfront cash ≈ HK$721K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,658
−HK$197/mo
▼ 0.25% · 3.875%
HK$3,756
−HK$99/mo
Today · 4.125%
HK$3,855
baseline
▲ 0.50% · 4.625%
HK$4,058
+HK$203/mo
Deposit HK$721K · loan HK$721K · min. income ≈ HK$7,710/mo (50% DSR)
Upfront cash ≈ HK$721K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,617
−HK$226/mo
▼ 0.25% · 3.875%
HK$3,729
−HK$114/mo
Today · 4.125%
HK$3,843
baseline
▲ 0.50% · 4.625%
HK$4,077
+HK$234/mo
Deposit HK$649K · loan HK$793K · min. income ≈ HK$7,686/mo (50% DSR)
Upfront cash ≈ HK$649K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,023
−HK$218/mo
▼ 0.25% · 3.875%
HK$4,131
−HK$110/mo
Today · 4.125%
HK$4,241
baseline
▲ 0.50% · 4.625%
HK$4,464
+HK$223/mo
Deposit HK$649K · loan HK$793K · min. income ≈ HK$8,482/mo (50% DSR)
Upfront cash ≈ HK$649K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,945
−HK$248/mo
▼ 0.25% · 3.875%
HK$4,068
−HK$125/mo
Today · 4.125%
HK$4,193
baseline
▲ 0.50% · 4.625%
HK$4,448
+HK$255/mo
Deposit HK$577K · loan HK$865K · min. income ≈ HK$8,386/mo (50% DSR)
Upfront cash ≈ HK$577K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,389
−HK$237/mo
▼ 0.25% · 3.875%
HK$4,507
−HK$119/mo
Today · 4.125%
HK$4,626
baseline
▲ 0.50% · 4.625%
HK$4,870
+HK$244/mo
Deposit HK$577K · loan HK$865K · min. income ≈ HK$9,252/mo (50% DSR)
Upfront cash ≈ HK$577K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,274
−HK$268/mo
▼ 0.25% · 3.875%
HK$4,407
−HK$135/mo
Today · 4.125%
HK$4,542
baseline
▲ 0.50% · 4.625%
HK$4,818
+HK$276/mo
Deposit HK$505K · loan HK$937K · min. income ≈ HK$9,084/mo (50% DSR)
Upfront cash ≈ HK$505K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,755
−HK$257/mo
▼ 0.25% · 3.875%
HK$4,882
−HK$130/mo
Today · 4.125%
HK$5,012
baseline
▲ 0.50% · 4.625%
HK$5,276
+HK$264/mo
Deposit HK$505K · loan HK$937K · min. income ≈ HK$10,024/mo (50% DSR)
Upfront cash ≈ HK$505K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,603
−HK$288/mo
▼ 0.25% · 3.875%
HK$4,746
−HK$145/mo
Today · 4.125%
HK$4,891
baseline
▲ 0.50% · 4.625%
HK$5,189
+HK$298/mo
Deposit HK$433K · loan HK$1.01M · min. income ≈ HK$9,782/mo (50% DSR)
Upfront cash ≈ HK$433K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,121
−HK$276/mo
▼ 0.25% · 3.875%
HK$5,258
−HK$139/mo
Today · 4.125%
HK$5,397
baseline
▲ 0.50% · 4.625%
HK$5,682
+HK$285/mo
Deposit HK$433K · loan HK$1.01M · min. income ≈ HK$10,794/mo (50% DSR)
Upfront cash ≈ HK$433K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,932
−HK$309/mo
▼ 0.25% · 3.875%
HK$5,085
−HK$156/mo
Today · 4.125%
HK$5,241
baseline
▲ 0.50% · 4.625%
HK$5,560
+HK$319/mo
Deposit HK$360K · loan HK$1.08M · min. income ≈ HK$10,482/mo (50% DSR)
Upfront cash ≈ HK$361K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,486
−HK$297/mo
▼ 0.25% · 3.875%
HK$5,633
−HK$150/mo
Today · 4.125%
HK$5,783
baseline
▲ 0.50% · 4.625%
HK$6,088
+HK$305/mo
Deposit HK$360K · loan HK$1.08M · min. income ≈ HK$11,566/mo (50% DSR)
Upfront cash ≈ HK$361K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,260
−HK$330/mo
▼ 0.25% · 3.875%
HK$5,424
−HK$166/mo
Today · 4.125%
HK$5,590
baseline
▲ 0.50% · 4.625%
HK$5,930
+HK$340/mo
Deposit HK$288K · loan HK$1.15M · min. income ≈ HK$11,180/mo (50% DSR)
Upfront cash ≈ HK$288K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,852
−HK$316/mo
▼ 0.25% · 3.875%
HK$6,009
−HK$159/mo
Today · 4.125%
HK$6,168
baseline
▲ 0.50% · 4.625%
HK$6,493
+HK$325/mo
Deposit HK$288K · loan HK$1.15M · min. income ≈ HK$12,336/mo (50% DSR)
Upfront cash ≈ HK$288K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,589
−HK$351/mo
▼ 0.25% · 3.875%
HK$5,763
−HK$177/mo
Today · 4.125%
HK$5,940
baseline
▲ 0.50% · 4.625%
HK$6,301
+HK$361/mo
Deposit HK$216K · loan HK$1.23M · min. income ≈ HK$11,880/mo (50% DSR)
Upfront cash ≈ HK$216K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,218
−HK$336/mo
▼ 0.25% · 3.875%
HK$6,385
−HK$169/mo
Today · 4.125%
HK$6,554
baseline
▲ 0.50% · 4.625%
HK$6,899
+HK$345/mo
Deposit HK$216K · loan HK$1.23M · min. income ≈ HK$13,108/mo (50% DSR)
Upfront cash ≈ HK$216K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,918
−HK$371/mo
▼ 0.25% · 3.875%
HK$6,102
−HK$187/mo
Today · 4.125%
HK$6,289
baseline
▲ 0.50% · 4.625%
HK$6,672
+HK$383/mo
Deposit HK$144K · loan HK$1.30M · min. income ≈ HK$12,578/mo (50% DSR)
Upfront cash ≈ HK$144K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,584
−HK$355/mo
▼ 0.25% · 3.875%
HK$6,760
−HK$179/mo
Today · 4.125%
HK$6,939
baseline
▲ 0.50% · 4.625%
HK$7,305
+HK$366/mo
Deposit HK$144K · loan HK$1.30M · min. income ≈ HK$13,878/mo (50% DSR)
Upfront cash ≈ HK$144K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).