▼ 0.50% · 3.625%
HK$3,503
−HK$220/mo
▼ 0.25% · 3.875%
HK$3,612
−HK$111/mo
Today · 4.125%
HK$3,723
baseline
▲ 0.50% · 4.625%
HK$3,950
+HK$227/mo
Deposit HK$768K · loan HK$768K · min. income ≈ HK$7,446/mo (50% DSR)
Upfront cash ≈ HK$768K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,897
−HK$211/mo
▼ 0.25% · 3.875%
HK$4,002
−HK$106/mo
Today · 4.125%
HK$4,108
baseline
▲ 0.50% · 4.625%
HK$4,325
+HK$217/mo
Deposit HK$768K · loan HK$768K · min. income ≈ HK$8,216/mo (50% DSR)
Upfront cash ≈ HK$768K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,854
−HK$241/mo
▼ 0.25% · 3.875%
HK$3,974
−HK$121/mo
Today · 4.125%
HK$4,095
baseline
▲ 0.50% · 4.625%
HK$4,345
+HK$250/mo
Deposit HK$691K · loan HK$845K · min. income ≈ HK$8,190/mo (50% DSR)
Upfront cash ≈ HK$691K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,287
−HK$232/mo
▼ 0.25% · 3.875%
HK$4,402
−HK$117/mo
Today · 4.125%
HK$4,519
baseline
▲ 0.50% · 4.625%
HK$4,757
+HK$238/mo
Deposit HK$691K · loan HK$845K · min. income ≈ HK$9,038/mo (50% DSR)
Upfront cash ≈ HK$691K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,204
−HK$264/mo
▼ 0.25% · 3.875%
HK$4,335
−HK$133/mo
Today · 4.125%
HK$4,468
baseline
▲ 0.50% · 4.625%
HK$4,740
+HK$272/mo
Deposit HK$615K · loan HK$922K · min. income ≈ HK$8,936/mo (50% DSR)
Upfront cash ≈ HK$615K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,677
−HK$253/mo
▼ 0.25% · 3.875%
HK$4,802
−HK$128/mo
Today · 4.125%
HK$4,930
baseline
▲ 0.50% · 4.625%
HK$5,190
+HK$260/mo
Deposit HK$615K · loan HK$922K · min. income ≈ HK$9,860/mo (50% DSR)
Upfront cash ≈ HK$615K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,554
−HK$286/mo
▼ 0.25% · 3.875%
HK$4,696
−HK$144/mo
Today · 4.125%
HK$4,840
baseline
▲ 0.50% · 4.625%
HK$5,135
+HK$295/mo
Deposit HK$538K · loan HK$999K · min. income ≈ HK$9,680/mo (50% DSR)
Upfront cash ≈ HK$538K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,067
−HK$273/mo
▼ 0.25% · 3.875%
HK$5,203
−HK$137/mo
Today · 4.125%
HK$5,340
baseline
▲ 0.50% · 4.625%
HK$5,622
+HK$282/mo
Deposit HK$538K · loan HK$999K · min. income ≈ HK$10,680/mo (50% DSR)
Upfront cash ≈ HK$538K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,905
−HK$307/mo
▼ 0.25% · 3.875%
HK$5,057
−HK$155/mo
Today · 4.125%
HK$5,212
baseline
▲ 0.50% · 4.625%
HK$5,529
+HK$317/mo
Deposit HK$461K · loan HK$1.08M · min. income ≈ HK$10,424/mo (50% DSR)
Upfront cash ≈ HK$461K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,456
−HK$295/mo
▼ 0.25% · 3.875%
HK$5,603
−HK$148/mo
Today · 4.125%
HK$5,751
baseline
▲ 0.50% · 4.625%
HK$6,054
+HK$303/mo
Deposit HK$461K · loan HK$1.08M · min. income ≈ HK$11,502/mo (50% DSR)
Upfront cash ≈ HK$461K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,255
−HK$330/mo
▼ 0.25% · 3.875%
HK$5,419
−HK$166/mo
Today · 4.125%
HK$5,585
baseline
▲ 0.50% · 4.625%
HK$5,924
+HK$339/mo
Deposit HK$384K · loan HK$1.15M · min. income ≈ HK$11,170/mo (50% DSR)
Upfront cash ≈ HK$384K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,846
−HK$316/mo
▼ 0.25% · 3.875%
HK$6,003
−HK$159/mo
Today · 4.125%
HK$6,162
baseline
▲ 0.50% · 4.625%
HK$6,487
+HK$325/mo
Deposit HK$384K · loan HK$1.15M · min. income ≈ HK$12,324/mo (50% DSR)
Upfront cash ≈ HK$384K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,605
−HK$352/mo
▼ 0.25% · 3.875%
HK$5,780
−HK$177/mo
Today · 4.125%
HK$5,957
baseline
▲ 0.50% · 4.625%
HK$6,319
+HK$362/mo
Deposit HK$307K · loan HK$1.23M · min. income ≈ HK$11,914/mo (50% DSR)
Upfront cash ≈ HK$307K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,236
−HK$337/mo
▼ 0.25% · 3.875%
HK$6,403
−HK$170/mo
Today · 4.125%
HK$6,573
baseline
▲ 0.50% · 4.625%
HK$6,919
+HK$346/mo
Deposit HK$307K · loan HK$1.23M · min. income ≈ HK$13,146/mo (50% DSR)
Upfront cash ≈ HK$307K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,956
−HK$373/mo
▼ 0.25% · 3.875%
HK$6,141
−HK$188/mo
Today · 4.125%
HK$6,329
baseline
▲ 0.50% · 4.625%
HK$6,714
+HK$385/mo
Deposit HK$230K · loan HK$1.31M · min. income ≈ HK$12,658/mo (50% DSR)
Upfront cash ≈ HK$231K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,626
−HK$358/mo
▼ 0.25% · 3.875%
HK$6,803
−HK$181/mo
Today · 4.125%
HK$6,984
baseline
▲ 0.50% · 4.625%
HK$7,352
+HK$368/mo
Deposit HK$230K · loan HK$1.31M · min. income ≈ HK$13,968/mo (50% DSR)
Upfront cash ≈ HK$231K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,306
−HK$396/mo
▼ 0.25% · 3.875%
HK$6,502
−HK$200/mo
Today · 4.125%
HK$6,702
baseline
▲ 0.50% · 4.625%
HK$7,109
+HK$407/mo
Deposit HK$154K · loan HK$1.38M · min. income ≈ HK$13,404/mo (50% DSR)
Upfront cash ≈ HK$154K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,015
−HK$380/mo
▼ 0.25% · 3.875%
HK$7,204
−HK$191/mo
Today · 4.125%
HK$7,395
baseline
▲ 0.50% · 4.625%
HK$7,784
+HK$389/mo
Deposit HK$154K · loan HK$1.38M · min. income ≈ HK$14,790/mo (50% DSR)
Upfront cash ≈ HK$154K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).