▼ 0.50% · 3.625%
HK$20,807
−HK$1,305/mo
▼ 0.25% · 3.875%
HK$21,454
−HK$658/mo
Today · 4.125%
HK$22,112
baseline
▲ 0.50% · 4.625%
HK$23,457
+HK$1,345/mo
Deposit HK$4.56M · loan HK$4.56M · min. income ≈ HK$44,224/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$282,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,148
−HK$1,250/mo
▼ 0.25% · 3.875%
HK$23,768
−HK$630/mo
Today · 4.125%
HK$24,398
baseline
▲ 0.50% · 4.625%
HK$25,684
+HK$1,286/mo
Deposit HK$4.56M · loan HK$4.56M · min. income ≈ HK$48,796/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$282,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,888
−HK$1,435/mo
▼ 0.25% · 3.875%
HK$23,600
−HK$723/mo
Today · 4.125%
HK$24,323
baseline
▲ 0.50% · 4.625%
HK$25,803
+HK$1,480/mo
Deposit HK$4.11M · loan HK$5.02M · min. income ≈ HK$48,646/mo (50% DSR)
Upfront cash ≈ HK$4.39M (deposit + AVD stamp duty HK$282,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,462
−HK$1,376/mo
▼ 0.25% · 3.875%
HK$26,145
−HK$693/mo
Today · 4.125%
HK$26,838
baseline
▲ 0.50% · 4.625%
HK$28,253
+HK$1,415/mo
Deposit HK$4.11M · loan HK$5.02M · min. income ≈ HK$53,676/mo (50% DSR)
Upfront cash ≈ HK$4.39M (deposit + AVD stamp duty HK$282,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,968
−HK$1,566/mo
▼ 0.25% · 3.875%
HK$25,745
−HK$789/mo
Today · 4.125%
HK$26,534
baseline
▲ 0.50% · 4.625%
HK$28,149
+HK$1,615/mo
Deposit HK$3.65M · loan HK$5.47M · min. income ≈ HK$53,068/mo (50% DSR)
Upfront cash ≈ HK$3.93M (deposit + AVD stamp duty HK$282,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,777
−HK$1,501/mo
▼ 0.25% · 3.875%
HK$28,522
−HK$756/mo
Today · 4.125%
HK$29,278
baseline
▲ 0.50% · 4.625%
HK$30,821
+HK$1,543/mo
Deposit HK$3.65M · loan HK$5.47M · min. income ≈ HK$58,556/mo (50% DSR)
Upfront cash ≈ HK$3.93M (deposit + AVD stamp duty HK$282,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,049
−HK$1,696/mo
▼ 0.25% · 3.875%
HK$27,890
−HK$855/mo
Today · 4.125%
HK$28,745
baseline
▲ 0.50% · 4.625%
HK$30,494
+HK$1,749/mo
Deposit HK$3.19M · loan HK$5.93M · min. income ≈ HK$57,490/mo (50% DSR)
Upfront cash ≈ HK$3.48M (deposit + AVD stamp duty HK$282,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,092
−HK$1,626/mo
▼ 0.25% · 3.875%
HK$30,899
−HK$819/mo
Today · 4.125%
HK$31,718
baseline
▲ 0.50% · 4.625%
HK$33,389
+HK$1,671/mo
Deposit HK$3.19M · loan HK$5.93M · min. income ≈ HK$63,436/mo (50% DSR)
Upfront cash ≈ HK$3.48M (deposit + AVD stamp duty HK$282,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,130
−HK$1,826/mo
▼ 0.25% · 3.875%
HK$30,036
−HK$920/mo
Today · 4.125%
HK$30,956
baseline
▲ 0.50% · 4.625%
HK$32,840
+HK$1,884/mo
Deposit HK$2.74M · loan HK$6.39M · min. income ≈ HK$61,912/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$282,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,407
−HK$1,750/mo
▼ 0.25% · 3.875%
HK$33,276
−HK$881/mo
Today · 4.125%
HK$34,157
baseline
▲ 0.50% · 4.625%
HK$35,958
+HK$1,801/mo
Deposit HK$2.74M · loan HK$6.39M · min. income ≈ HK$68,314/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$282,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,210
−HK$1,958/mo
▼ 0.25% · 3.875%
HK$32,181
−HK$987/mo
Today · 4.125%
HK$33,168
baseline
▲ 0.50% · 4.625%
HK$35,186
+HK$2,018/mo
Deposit HK$2.28M · loan HK$6.84M · min. income ≈ HK$66,336/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$282,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,721
−HK$1,876/mo
▼ 0.25% · 3.875%
HK$35,653
−HK$944/mo
Today · 4.125%
HK$36,597
baseline
▲ 0.50% · 4.625%
HK$38,526
+HK$1,929/mo
Deposit HK$2.28M · loan HK$6.84M · min. income ≈ HK$73,194/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$282,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,291
−HK$2,088/mo
▼ 0.25% · 3.875%
HK$34,327
−HK$1,052/mo
Today · 4.125%
HK$35,379
baseline
▲ 0.50% · 4.625%
HK$37,532
+HK$2,153/mo
Deposit HK$1.82M · loan HK$7.30M · min. income ≈ HK$70,758/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$282,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,036
−HK$2,001/mo
▼ 0.25% · 3.875%
HK$38,029
−HK$1,008/mo
Today · 4.125%
HK$39,037
baseline
▲ 0.50% · 4.625%
HK$41,095
+HK$2,058/mo
Deposit HK$1.82M · loan HK$7.30M · min. income ≈ HK$78,074/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$282,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,372
−HK$2,218/mo
▼ 0.25% · 3.875%
HK$36,472
−HK$1,118/mo
Today · 4.125%
HK$37,590
baseline
▲ 0.50% · 4.625%
HK$39,877
+HK$2,287/mo
Deposit HK$1.37M · loan HK$7.76M · min. income ≈ HK$75,180/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$282,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,351
−HK$2,126/mo
▼ 0.25% · 3.875%
HK$40,406
−HK$1,071/mo
Today · 4.125%
HK$41,477
baseline
▲ 0.50% · 4.625%
HK$43,663
+HK$2,186/mo
Deposit HK$1.37M · loan HK$7.76M · min. income ≈ HK$82,954/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$282,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,453
−HK$2,348/mo
▼ 0.25% · 3.875%
HK$38,618
−HK$1,183/mo
Today · 4.125%
HK$39,801
baseline
▲ 0.50% · 4.625%
HK$42,223
+HK$2,422/mo
Deposit HK$912K · loan HK$8.21M · min. income ≈ HK$79,602/mo (50% DSR)
Upfront cash ≈ HK$1.19M (deposit + AVD stamp duty HK$282,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,666
−HK$2,251/mo
▼ 0.25% · 3.875%
HK$42,783
−HK$1,134/mo
Today · 4.125%
HK$43,917
baseline
▲ 0.50% · 4.625%
HK$46,232
+HK$2,315/mo
Deposit HK$912K · loan HK$8.21M · min. income ≈ HK$87,834/mo (50% DSR)
Upfront cash ≈ HK$1.19M (deposit + AVD stamp duty HK$282,485 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).