▼ 0.50% · 3.625%
HK$22,453
−HK$1,408/mo
▼ 0.25% · 3.875%
HK$23,151
−HK$710/mo
Today · 4.125%
HK$23,861
baseline
▲ 0.50% · 4.625%
HK$25,313
+HK$1,452/mo
Deposit HK$4.92M · loan HK$4.92M · min. income ≈ HK$47,722/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$354,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,979
−HK$1,349/mo
▼ 0.25% · 3.875%
HK$25,648
−HK$680/mo
Today · 4.125%
HK$26,328
baseline
▲ 0.50% · 4.625%
HK$27,716
+HK$1,388/mo
Deposit HK$4.92M · loan HK$4.92M · min. income ≈ HK$52,656/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$354,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,698
−HK$1,549/mo
▼ 0.25% · 3.875%
HK$25,466
−HK$781/mo
Today · 4.125%
HK$26,247
baseline
▲ 0.50% · 4.625%
HK$27,844
+HK$1,597/mo
Deposit HK$4.43M · loan HK$5.42M · min. income ≈ HK$52,494/mo (50% DSR)
Upfront cash ≈ HK$4.79M (deposit + AVD stamp duty HK$354,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,476
−HK$1,485/mo
▼ 0.25% · 3.875%
HK$28,213
−HK$748/mo
Today · 4.125%
HK$28,961
baseline
▲ 0.50% · 4.625%
HK$30,487
+HK$1,526/mo
Deposit HK$4.43M · loan HK$5.42M · min. income ≈ HK$57,922/mo (50% DSR)
Upfront cash ≈ HK$4.79M (deposit + AVD stamp duty HK$354,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,943
−HK$1,690/mo
▼ 0.25% · 3.875%
HK$27,781
−HK$852/mo
Today · 4.125%
HK$28,633
baseline
▲ 0.50% · 4.625%
HK$30,375
+HK$1,742/mo
Deposit HK$3.94M · loan HK$5.91M · min. income ≈ HK$57,266/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$354,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,974
−HK$1,620/mo
▼ 0.25% · 3.875%
HK$30,778
−HK$816/mo
Today · 4.125%
HK$31,594
baseline
▲ 0.50% · 4.625%
HK$33,259
+HK$1,665/mo
Deposit HK$3.94M · loan HK$5.91M · min. income ≈ HK$63,188/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$354,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,189
−HK$1,830/mo
▼ 0.25% · 3.875%
HK$30,097
−HK$922/mo
Today · 4.125%
HK$31,019
baseline
▲ 0.50% · 4.625%
HK$32,906
+HK$1,887/mo
Deposit HK$3.45M · loan HK$6.40M · min. income ≈ HK$62,038/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$354,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,472
−HK$1,754/mo
▼ 0.25% · 3.875%
HK$33,343
−HK$883/mo
Today · 4.125%
HK$34,226
baseline
▲ 0.50% · 4.625%
HK$36,031
+HK$1,805/mo
Deposit HK$3.45M · loan HK$6.40M · min. income ≈ HK$68,452/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$354,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,434
−HK$1,971/mo
▼ 0.25% · 3.875%
HK$32,412
−HK$993/mo
Today · 4.125%
HK$33,405
baseline
▲ 0.50% · 4.625%
HK$35,438
+HK$2,033/mo
Deposit HK$2.95M · loan HK$6.89M · min. income ≈ HK$66,810/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$354,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,970
−HK$1,889/mo
▼ 0.25% · 3.875%
HK$35,908
−HK$951/mo
Today · 4.125%
HK$36,859
baseline
▲ 0.50% · 4.625%
HK$38,802
+HK$1,943/mo
Deposit HK$2.95M · loan HK$6.89M · min. income ≈ HK$73,718/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$354,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,679
−HK$2,112/mo
▼ 0.25% · 3.875%
HK$34,727
−HK$1,064/mo
Today · 4.125%
HK$35,791
baseline
▲ 0.50% · 4.625%
HK$37,969
+HK$2,178/mo
Deposit HK$2.46M · loan HK$7.38M · min. income ≈ HK$71,582/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$354,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,468
−HK$2,024/mo
▼ 0.25% · 3.875%
HK$38,473
−HK$1,019/mo
Today · 4.125%
HK$39,492
baseline
▲ 0.50% · 4.625%
HK$41,574
+HK$2,082/mo
Deposit HK$2.46M · loan HK$7.38M · min. income ≈ HK$78,984/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$354,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,925
−HK$2,252/mo
▼ 0.25% · 3.875%
HK$37,042
−HK$1,135/mo
Today · 4.125%
HK$38,177
baseline
▲ 0.50% · 4.625%
HK$40,500
+HK$2,323/mo
Deposit HK$1.97M · loan HK$7.88M · min. income ≈ HK$76,354/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$354,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,966
−HK$2,159/mo
▼ 0.25% · 3.875%
HK$41,038
−HK$1,087/mo
Today · 4.125%
HK$42,125
baseline
▲ 0.50% · 4.625%
HK$44,345
+HK$2,220/mo
Deposit HK$1.97M · loan HK$7.88M · min. income ≈ HK$84,250/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$354,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,170
−HK$2,393/mo
▼ 0.25% · 3.875%
HK$39,357
−HK$1,206/mo
Today · 4.125%
HK$40,563
baseline
▲ 0.50% · 4.625%
HK$43,032
+HK$2,469/mo
Deposit HK$1.48M · loan HK$8.37M · min. income ≈ HK$81,126/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$354,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,464
−HK$2,294/mo
▼ 0.25% · 3.875%
HK$43,602
−HK$1,156/mo
Today · 4.125%
HK$44,758
baseline
▲ 0.50% · 4.625%
HK$47,117
+HK$2,359/mo
Deposit HK$1.48M · loan HK$8.37M · min. income ≈ HK$89,516/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$354,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,415
−HK$2,534/mo
▼ 0.25% · 3.875%
HK$41,672
−HK$1,277/mo
Today · 4.125%
HK$42,949
baseline
▲ 0.50% · 4.625%
HK$45,563
+HK$2,614/mo
Deposit HK$985K · loan HK$8.86M · min. income ≈ HK$85,898/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$354,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,961
−HK$2,429/mo
▼ 0.25% · 3.875%
HK$46,167
−HK$1,223/mo
Today · 4.125%
HK$47,390
baseline
▲ 0.50% · 4.625%
HK$49,889
+HK$2,499/mo
Deposit HK$985K · loan HK$8.86M · min. income ≈ HK$94,780/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$354,662 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).