▼ 0.50% · 3.625%
HK$18,513
−HK$1,161/mo
▼ 0.25% · 3.875%
HK$19,089
−HK$585/mo
Today · 4.125%
HK$19,674
baseline
▲ 0.50% · 4.625%
HK$20,871
+HK$1,197/mo
Deposit HK$4.06M · loan HK$4.06M · min. income ≈ HK$39,348/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$243,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,595
−HK$1,113/mo
▼ 0.25% · 3.875%
HK$21,148
−HK$560/mo
Today · 4.125%
HK$21,708
baseline
▲ 0.50% · 4.625%
HK$22,852
+HK$1,144/mo
Deposit HK$4.06M · loan HK$4.06M · min. income ≈ HK$43,416/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$243,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,364
−HK$1,277/mo
▼ 0.25% · 3.875%
HK$20,998
−HK$643/mo
Today · 4.125%
HK$21,641
baseline
▲ 0.50% · 4.625%
HK$22,958
+HK$1,317/mo
Deposit HK$3.65M · loan HK$4.47M · min. income ≈ HK$43,282/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$243,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,655
−HK$1,224/mo
▼ 0.25% · 3.875%
HK$23,263
−HK$616/mo
Today · 4.125%
HK$23,879
baseline
▲ 0.50% · 4.625%
HK$25,138
+HK$1,259/mo
Deposit HK$3.65M · loan HK$4.47M · min. income ≈ HK$47,758/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$243,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,215
−HK$1,394/mo
▼ 0.25% · 3.875%
HK$22,907
−HK$702/mo
Today · 4.125%
HK$23,609
baseline
▲ 0.50% · 4.625%
HK$25,045
+HK$1,436/mo
Deposit HK$3.25M · loan HK$4.87M · min. income ≈ HK$47,218/mo (50% DSR)
Upfront cash ≈ HK$3.49M (deposit + AVD stamp duty HK$243,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,714
−HK$1,336/mo
▼ 0.25% · 3.875%
HK$25,377
−HK$673/mo
Today · 4.125%
HK$26,050
baseline
▲ 0.50% · 4.625%
HK$27,423
+HK$1,373/mo
Deposit HK$3.25M · loan HK$4.87M · min. income ≈ HK$52,100/mo (50% DSR)
Upfront cash ≈ HK$3.49M (deposit + AVD stamp duty HK$243,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,067
−HK$1,509/mo
▼ 0.25% · 3.875%
HK$24,815
−HK$761/mo
Today · 4.125%
HK$25,576
baseline
▲ 0.50% · 4.625%
HK$27,132
+HK$1,556/mo
Deposit HK$2.84M · loan HK$5.28M · min. income ≈ HK$51,152/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$243,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,774
−HK$1,447/mo
▼ 0.25% · 3.875%
HK$27,492
−HK$729/mo
Today · 4.125%
HK$28,221
baseline
▲ 0.50% · 4.625%
HK$29,708
+HK$1,487/mo
Deposit HK$2.84M · loan HK$5.28M · min. income ≈ HK$56,442/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$243,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,918
−HK$1,625/mo
▼ 0.25% · 3.875%
HK$26,724
−HK$819/mo
Today · 4.125%
HK$27,543
baseline
▲ 0.50% · 4.625%
HK$29,219
+HK$1,676/mo
Deposit HK$2.44M · loan HK$5.68M · min. income ≈ HK$55,086/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$243,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,834
−HK$1,557/mo
▼ 0.25% · 3.875%
HK$29,607
−HK$784/mo
Today · 4.125%
HK$30,391
baseline
▲ 0.50% · 4.625%
HK$31,993
+HK$1,602/mo
Deposit HK$2.44M · loan HK$5.68M · min. income ≈ HK$60,782/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$243,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,769
−HK$1,742/mo
▼ 0.25% · 3.875%
HK$28,633
−HK$878/mo
Today · 4.125%
HK$29,511
baseline
▲ 0.50% · 4.625%
HK$31,306
+HK$1,795/mo
Deposit HK$2.03M · loan HK$6.09M · min. income ≈ HK$59,022/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$243,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,893
−HK$1,669/mo
▼ 0.25% · 3.875%
HK$31,722
−HK$840/mo
Today · 4.125%
HK$32,562
baseline
▲ 0.50% · 4.625%
HK$34,279
+HK$1,717/mo
Deposit HK$2.03M · loan HK$6.09M · min. income ≈ HK$65,124/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$243,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,621
−HK$1,857/mo
▼ 0.25% · 3.875%
HK$30,542
−HK$936/mo
Today · 4.125%
HK$31,478
baseline
▲ 0.50% · 4.625%
HK$33,393
+HK$1,915/mo
Deposit HK$1.62M · loan HK$6.50M · min. income ≈ HK$62,956/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$243,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,953
−HK$1,780/mo
▼ 0.25% · 3.875%
HK$33,836
−HK$897/mo
Today · 4.125%
HK$34,733
baseline
▲ 0.50% · 4.625%
HK$36,564
+HK$1,831/mo
Deposit HK$1.62M · loan HK$6.50M · min. income ≈ HK$69,466/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$243,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,472
−HK$1,973/mo
▼ 0.25% · 3.875%
HK$32,451
−HK$994/mo
Today · 4.125%
HK$33,445
baseline
▲ 0.50% · 4.625%
HK$35,481
+HK$2,036/mo
Deposit HK$1.22M · loan HK$6.90M · min. income ≈ HK$66,890/mo (50% DSR)
Upfront cash ≈ HK$1.46M (deposit + AVD stamp duty HK$243,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,012
−HK$1,892/mo
▼ 0.25% · 3.875%
HK$35,951
−HK$953/mo
Today · 4.125%
HK$36,904
baseline
▲ 0.50% · 4.625%
HK$38,849
+HK$1,945/mo
Deposit HK$1.22M · loan HK$6.90M · min. income ≈ HK$73,808/mo (50% DSR)
Upfront cash ≈ HK$1.46M (deposit + AVD stamp duty HK$243,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,323
−HK$2,090/mo
▼ 0.25% · 3.875%
HK$34,360
−HK$1,053/mo
Today · 4.125%
HK$35,413
baseline
▲ 0.50% · 4.625%
HK$37,568
+HK$2,155/mo
Deposit HK$812K · loan HK$7.31M · min. income ≈ HK$70,826/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$243,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,072
−HK$2,003/mo
▼ 0.25% · 3.875%
HK$38,066
−HK$1,009/mo
Today · 4.125%
HK$39,075
baseline
▲ 0.50% · 4.625%
HK$41,134
+HK$2,059/mo
Deposit HK$812K · loan HK$7.31M · min. income ≈ HK$78,150/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$243,564 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).