▼ 0.50% · 3.625%
HK$22,668
−HK$1,422/mo
▼ 0.25% · 3.875%
HK$23,373
−HK$717/mo
Today · 4.125%
HK$24,090
baseline
▲ 0.50% · 4.625%
HK$25,556
+HK$1,466/mo
Deposit HK$4.97M · loan HK$4.97M · min. income ≈ HK$48,180/mo (50% DSR)
Upfront cash ≈ HK$5.33M (deposit + AVD stamp duty HK$364,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,218
−HK$1,363/mo
▼ 0.25% · 3.875%
HK$25,895
−HK$686/mo
Today · 4.125%
HK$26,581
baseline
▲ 0.50% · 4.625%
HK$27,982
+HK$1,401/mo
Deposit HK$4.97M · loan HK$4.97M · min. income ≈ HK$53,162/mo (50% DSR)
Upfront cash ≈ HK$5.33M (deposit + AVD stamp duty HK$364,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,935
−HK$1,564/mo
▼ 0.25% · 3.875%
HK$25,711
−HK$788/mo
Today · 4.125%
HK$26,499
baseline
▲ 0.50% · 4.625%
HK$28,111
+HK$1,612/mo
Deposit HK$4.47M · loan HK$5.47M · min. income ≈ HK$52,998/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$364,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,740
−HK$1,499/mo
▼ 0.25% · 3.875%
HK$28,484
−HK$755/mo
Today · 4.125%
HK$29,239
baseline
▲ 0.50% · 4.625%
HK$30,780
+HK$1,541/mo
Deposit HK$4.47M · loan HK$5.47M · min. income ≈ HK$58,478/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$364,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,202
−HK$1,706/mo
▼ 0.25% · 3.875%
HK$28,048
−HK$860/mo
Today · 4.125%
HK$28,908
baseline
▲ 0.50% · 4.625%
HK$30,667
+HK$1,759/mo
Deposit HK$3.98M · loan HK$5.96M · min. income ≈ HK$57,816/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$364,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,262
−HK$1,635/mo
▼ 0.25% · 3.875%
HK$31,074
−HK$823/mo
Today · 4.125%
HK$31,897
baseline
▲ 0.50% · 4.625%
HK$33,578
+HK$1,681/mo
Deposit HK$3.98M · loan HK$5.96M · min. income ≈ HK$63,794/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$364,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,469
−HK$1,848/mo
▼ 0.25% · 3.875%
HK$30,385
−HK$932/mo
Today · 4.125%
HK$31,317
baseline
▲ 0.50% · 4.625%
HK$33,222
+HK$1,905/mo
Deposit HK$3.48M · loan HK$6.46M · min. income ≈ HK$62,634/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$364,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,784
−HK$1,771/mo
▼ 0.25% · 3.875%
HK$33,663
−HK$892/mo
Today · 4.125%
HK$34,555
baseline
▲ 0.50% · 4.625%
HK$36,376
+HK$1,821/mo
Deposit HK$3.48M · loan HK$6.46M · min. income ≈ HK$69,110/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$364,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,736
−HK$1,990/mo
▼ 0.25% · 3.875%
HK$32,723
−HK$1,003/mo
Today · 4.125%
HK$33,726
baseline
▲ 0.50% · 4.625%
HK$35,778
+HK$2,052/mo
Deposit HK$2.98M · loan HK$6.96M · min. income ≈ HK$67,452/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$364,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,306
−HK$1,907/mo
▼ 0.25% · 3.875%
HK$36,252
−HK$961/mo
Today · 4.125%
HK$37,213
baseline
▲ 0.50% · 4.625%
HK$39,175
+HK$1,962/mo
Deposit HK$2.98M · loan HK$6.96M · min. income ≈ HK$74,426/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$364,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,002
−HK$2,133/mo
▼ 0.25% · 3.875%
HK$35,060
−HK$1,075/mo
Today · 4.125%
HK$36,135
baseline
▲ 0.50% · 4.625%
HK$38,333
+HK$2,198/mo
Deposit HK$2.49M · loan HK$7.46M · min. income ≈ HK$72,270/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$364,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,827
−HK$2,044/mo
▼ 0.25% · 3.875%
HK$38,842
−HK$1,029/mo
Today · 4.125%
HK$39,871
baseline
▲ 0.50% · 4.625%
HK$41,973
+HK$2,102/mo
Deposit HK$2.49M · loan HK$7.46M · min. income ≈ HK$79,742/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$364,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,269
−HK$2,275/mo
▼ 0.25% · 3.875%
HK$37,397
−HK$1,147/mo
Today · 4.125%
HK$38,544
baseline
▲ 0.50% · 4.625%
HK$40,889
+HK$2,345/mo
Deposit HK$1.99M · loan HK$7.95M · min. income ≈ HK$77,088/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$364,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,349
−HK$2,180/mo
▼ 0.25% · 3.875%
HK$41,431
−HK$1,098/mo
Today · 4.125%
HK$42,529
baseline
▲ 0.50% · 4.625%
HK$44,771
+HK$2,242/mo
Deposit HK$1.99M · loan HK$7.95M · min. income ≈ HK$85,058/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$364,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,536
−HK$2,417/mo
▼ 0.25% · 3.875%
HK$39,735
−HK$1,218/mo
Today · 4.125%
HK$40,953
baseline
▲ 0.50% · 4.625%
HK$43,445
+HK$2,492/mo
Deposit HK$1.49M · loan HK$8.45M · min. income ≈ HK$81,906/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$364,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,871
−HK$2,316/mo
▼ 0.25% · 3.875%
HK$44,021
−HK$1,166/mo
Today · 4.125%
HK$45,187
baseline
▲ 0.50% · 4.625%
HK$47,569
+HK$2,382/mo
Deposit HK$1.49M · loan HK$8.45M · min. income ≈ HK$90,374/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$364,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,803
−HK$2,559/mo
▼ 0.25% · 3.875%
HK$42,072
−HK$1,290/mo
Today · 4.125%
HK$43,362
baseline
▲ 0.50% · 4.625%
HK$46,000
+HK$2,638/mo
Deposit HK$994K · loan HK$8.95M · min. income ≈ HK$86,724/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$364,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,393
−HK$2,452/mo
▼ 0.25% · 3.875%
HK$46,610
−HK$1,235/mo
Today · 4.125%
HK$47,845
baseline
▲ 0.50% · 4.625%
HK$50,367
+HK$2,522/mo
Deposit HK$994K · loan HK$8.95M · min. income ≈ HK$95,690/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$364,113 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).