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Crescira AVM · estimated value Medium confidence
HK$35.77M
≈ HK$25,406 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$10.73M, with repayments around HK$121,356/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$114,195
−HK$7,161/mo
▼ 0.25% · 3.875%
HK$117,747
−HK$3,609/mo
Today · 4.125%
HK$121,356
baseline
▲ 0.50% · 4.625%
HK$128,740
+HK$7,384/mo

Deposit HK$10.73M · loan HK$25.04M · min. income ≈ HK$242,712/mo (50% DSR)

Upfront cash ≈ HK$12.25M (deposit + AVD stamp duty HK$1,520,276 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
23/F
Flat
A
Saleable Area
1,408 ft²
District
Kowloon City District · Kowloon
School net (POA)
35

Transaction History

Date Price Gain / loss
2015-09-02 HK$40.37M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Whampoa
≈ 6 min walk · 407 m
Education
31
schools within 1 km (10 within 500 m)
Daily convenience
44
within 1 km (16 within 500 m)
Health
2
hospitals/clinics within 1 km
Recreation
34
parks, libraries, sports within 1 km

Excellent connectivity — about 6 min walk to Whampoa Station (a rail station within an 8-min walk earns this label).

Family-friendly — 31 schools within a 1 km walk.

Everyday convenience — 44 shopping and daily-needs spots nearby.

Healthcare close by — 2 hospitals/clinics within 1 km.

Green space & leisure — 34 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com