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Home Kowloon City District STARS BY THE HARBOUR TOWER 1

23/F A

in STARS BY THE HARBOUR TOWER 1

Kowloon City District · Kowloon

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Floor
2/F C 824 ft² 3/F A 1,356 ft² 3/F B 1,084 ft² 3/F C 846 ft² 5/F A 1,356 ft² 5/F B 1,084 ft² 5/F C 846 ft² 6/F A 1,356 ft² 6/F B 1,086 ft² 6/F C 846 ft² 7/F A 1,356 ft² 7/F B 1,084 ft² 7/F C 846 ft² 8/F A 1,356 ft² 8/F B 1,084 ft² 8/F C 846 ft² 9/F A 1,356 ft² 9/F A 9/F C 846 ft² 10/F A 1,358 ft² 10/F B 1,084 ft² 10/F C 846 ft² 11/F A 1,356 ft² 11/F B 1,084 ft² 11/F C 846 ft² 12/F B 1,086 ft² 12/F C 846 ft² 15/F A 1,356 ft² 15/F B 1,084 ft² 15/F C 846 ft² 16/F A 1,376 ft² 16/F B 1,096 ft² 16/F C 853 ft² 17/F A 1,376 ft² 17/F B 1,096 ft² 17/F C 846 ft² 18/F B 1,096 ft² 18/F C 846 ft² 19/F A 1,387 ft² 19/F B 1,096 ft² 19/F C 846 ft² 20/F B 1,096 ft² 20/F C 846 ft² 21/F C 846 ft² 22/F A 1,410 ft² 22/F B 1,096 ft² 22/F C 846 ft² 23/F A 1,408 ft² 23/F B 1,096 ft² 23/F C 846 ft² 25/F C 846 ft² 26/F A 1,408 ft² 26/F C 873 ft² 27/F A 1,410 ft² 27/F B 1,098 ft² 27/F C 872 ft² 28/F A 1,408 ft² 28/F B 1,096 ft² 28/F C 872 ft² 30/F A 1,408 ft² 30/F B 1,096 ft² 30/F C 873 ft² 31/F A 1,410 ft² 31/F A 1,410 ft² 31/F B 1,098 ft²
Crescira AVM · estimated value ● Medium confidence
HK$38.69M
≈ HK$27,478 / ft² saleable · updated 2026-06-01
Not an offer or formal valuation
Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 70% mortgage, the deposit on this unit is about HK$11.61M, with repayments around HK$131,254/mo for the first 5 years.

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Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$123,509
−HK$7,745/mo
▼ 0.25% · 3.875%
HK$127,351
−HK$3,903/mo
Today · 4.125%
HK$131,254
baseline
▲ 0.50% · 4.625%
HK$139,241
+HK$7,987/mo

Deposit HK$11.61M · loan HK$27.08M · min. income ≈ HK$262,508/mo (50% DSR)

Upfront cash ≈ HK$13.25M (deposit + AVD stamp duty HK$1,644,280 · Scale 2, in force from 26 Feb 2026)

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Mass Transit Railway Whampoa Station
≈ 6 min walk · 436 m
Education
24
schools within 1 km (7 within 500 m)
Daily convenience
43
within 1 km (14 within 500 m)
Health
2
hospitals/clinics within 1 km
Recreation
34
parks, libraries, sports within 1 km

Excellent connectivity — about 6 min walk to Mass Transit Railway Whampoa Station Station.

Family-friendly — 24 schools within a 1 km walk.

Everyday convenience — 43 shopping and daily-needs spots nearby.

Healthcare close by — 2 hospitals/clinics within 1 km.

Green space & leisure — 34 parks, libraries and sports venues nearby.

Location

Unit Information

Floor
23/F
Flat
A
Saleable Area
1,408 Saleable ft²
District
Kowloon City District · Kowloon
School net (POA)
35

Transaction History

Date Price Gain / loss
2015-09-02 HK$40.37M —

Other appraised units in this building

2/F C
824 ft²
HK$17.64M
3/F A
1,356 ft²
HK$31.90M
3/F B
1,084 ft²
HK$24.79M
3/F C
846 ft²
HK$17.71M
5/F A
1,356 ft²
HK$32.72M
5/F B
1,084 ft²
HK$25.29M
Data sourced from Renavon.com