▼ 0.50% · 3.625%
HK$20,667
−HK$1,296/mo
▼ 0.25% · 3.875%
HK$21,310
−HK$653/mo
Today · 4.125%
HK$21,963
baseline
▲ 0.50% · 4.625%
HK$23,300
+HK$1,337/mo
Deposit HK$4.53M · loan HK$4.53M · min. income ≈ HK$43,926/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$276,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,992
−HK$1,243/mo
▼ 0.25% · 3.875%
HK$23,609
−HK$626/mo
Today · 4.125%
HK$24,235
baseline
▲ 0.50% · 4.625%
HK$25,512
+HK$1,277/mo
Deposit HK$4.53M · loan HK$4.53M · min. income ≈ HK$48,470/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$276,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,734
−HK$1,426/mo
▼ 0.25% · 3.875%
HK$23,441
−HK$719/mo
Today · 4.125%
HK$24,160
baseline
▲ 0.50% · 4.625%
HK$25,630
+HK$1,470/mo
Deposit HK$4.08M · loan HK$4.99M · min. income ≈ HK$48,320/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$276,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,292
−HK$1,366/mo
▼ 0.25% · 3.875%
HK$25,970
−HK$688/mo
Today · 4.125%
HK$26,658
baseline
▲ 0.50% · 4.625%
HK$28,063
+HK$1,405/mo
Deposit HK$4.08M · loan HK$4.99M · min. income ≈ HK$53,316/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$276,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,801
−HK$1,555/mo
▼ 0.25% · 3.875%
HK$25,572
−HK$784/mo
Today · 4.125%
HK$26,356
baseline
▲ 0.50% · 4.625%
HK$27,960
+HK$1,604/mo
Deposit HK$3.63M · loan HK$5.44M · min. income ≈ HK$52,712/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$276,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,591
−HK$1,490/mo
▼ 0.25% · 3.875%
HK$28,331
−HK$750/mo
Today · 4.125%
HK$29,081
baseline
▲ 0.50% · 4.625%
HK$30,614
+HK$1,533/mo
Deposit HK$3.63M · loan HK$5.44M · min. income ≈ HK$58,162/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$276,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,868
−HK$1,685/mo
▼ 0.25% · 3.875%
HK$27,703
−HK$850/mo
Today · 4.125%
HK$28,553
baseline
▲ 0.50% · 4.625%
HK$30,290
+HK$1,737/mo
Deposit HK$3.17M · loan HK$5.89M · min. income ≈ HK$57,106/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$276,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,890
−HK$1,615/mo
▼ 0.25% · 3.875%
HK$30,692
−HK$813/mo
Today · 4.125%
HK$31,505
baseline
▲ 0.50% · 4.625%
HK$33,166
+HK$1,661/mo
Deposit HK$3.17M · loan HK$5.89M · min. income ≈ HK$63,010/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$276,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,934
−HK$1,815/mo
▼ 0.25% · 3.875%
HK$29,834
−HK$915/mo
Today · 4.125%
HK$30,749
baseline
▲ 0.50% · 4.625%
HK$32,620
+HK$1,871/mo
Deposit HK$2.72M · loan HK$6.34M · min. income ≈ HK$61,498/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$276,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,189
−HK$1,739/mo
▼ 0.25% · 3.875%
HK$33,053
−HK$875/mo
Today · 4.125%
HK$33,928
baseline
▲ 0.50% · 4.625%
HK$35,717
+HK$1,789/mo
Deposit HK$2.72M · loan HK$6.34M · min. income ≈ HK$67,856/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$276,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,001
−HK$1,944/mo
▼ 0.25% · 3.875%
HK$31,966
−HK$979/mo
Today · 4.125%
HK$32,945
baseline
▲ 0.50% · 4.625%
HK$34,950
+HK$2,005/mo
Deposit HK$2.27M · loan HK$6.80M · min. income ≈ HK$65,890/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$276,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,489
−HK$1,863/mo
▼ 0.25% · 3.875%
HK$35,413
−HK$939/mo
Today · 4.125%
HK$36,352
baseline
▲ 0.50% · 4.625%
HK$38,268
+HK$1,916/mo
Deposit HK$2.27M · loan HK$6.80M · min. income ≈ HK$72,704/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$276,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,068
−HK$2,074/mo
▼ 0.25% · 3.875%
HK$34,097
−HK$1,045/mo
Today · 4.125%
HK$35,142
baseline
▲ 0.50% · 4.625%
HK$37,280
+HK$2,138/mo
Deposit HK$1.81M · loan HK$7.25M · min. income ≈ HK$70,284/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$276,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,788
−HK$1,987/mo
▼ 0.25% · 3.875%
HK$37,774
−HK$1,001/mo
Today · 4.125%
HK$38,775
baseline
▲ 0.50% · 4.625%
HK$40,819
+HK$2,044/mo
Deposit HK$1.81M · loan HK$7.25M · min. income ≈ HK$77,550/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$276,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,135
−HK$2,203/mo
▼ 0.25% · 3.875%
HK$36,228
−HK$1,110/mo
Today · 4.125%
HK$37,338
baseline
▲ 0.50% · 4.625%
HK$39,610
+HK$2,272/mo
Deposit HK$1.36M · loan HK$7.70M · min. income ≈ HK$74,676/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$276,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,087
−HK$2,112/mo
▼ 0.25% · 3.875%
HK$40,135
−HK$1,064/mo
Today · 4.125%
HK$41,199
baseline
▲ 0.50% · 4.625%
HK$43,370
+HK$2,171/mo
Deposit HK$1.36M · loan HK$7.70M · min. income ≈ HK$82,398/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$276,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,201
−HK$2,333/mo
▼ 0.25% · 3.875%
HK$38,359
−HK$1,175/mo
Today · 4.125%
HK$39,534
baseline
▲ 0.50% · 4.625%
HK$41,940
+HK$2,406/mo
Deposit HK$906K · loan HK$8.16M · min. income ≈ HK$79,068/mo (50% DSR)
Upfront cash ≈ HK$1.18M (deposit + AVD stamp duty HK$276,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,386
−HK$2,236/mo
▼ 0.25% · 3.875%
HK$42,496
−HK$1,126/mo
Today · 4.125%
HK$43,622
baseline
▲ 0.50% · 4.625%
HK$45,922
+HK$2,300/mo
Deposit HK$906K · loan HK$8.16M · min. income ≈ HK$87,244/mo (50% DSR)
Upfront cash ≈ HK$1.18M (deposit + AVD stamp duty HK$276,366 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).