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Home Yau Tsim Mong District The Waterfront Phase 2 Tower 5

38/F D

in The Waterfront Phase 2 Tower 5

Yau Tsim Mong District · Kowloon

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Floor
9/F A 930 ft² 9/F B 1,200 ft² 9/F C 930 ft² 9/F D 1,060 ft² 9/F E 1,197 ft² 9/F F 1,060 ft² 10/F A 930 ft² 10/F B 1,200 ft² 10/F C 930 ft² 10/F D 1,060 ft² 10/F E 1,197 ft² 10/F F 1,060 ft² 11/F A 930 ft² 11/F B 1,200 ft² 11/F C 930 ft² 11/F D 1,060 ft² 11/F E 1,197 ft² 11/F F 1,060 ft² 12/F A 930 ft² 12/F B 1,200 ft² 12/F C 930 ft² 12/F D 1,060 ft² 12/F E 1,197 ft² 12/F F 1,060 ft² 13/F A 930 ft² 13/F B 1,200 ft² 13/F C 930 ft² 13/F D 1,060 ft² 13/F E 1,197 ft² 13/F F 1,060 ft² 15/F A 930 ft² 15/F B 1,200 ft² 15/F C 930 ft² 15/F D 1,060 ft² 15/F E 1,197 ft² 15/F F 1,060 ft² 16/F A 930 ft² 16/F B 1,200 ft² 16/F C 930 ft² 16/F D 1,060 ft² 16/F E 1,197 ft² 16/F F 1,060 ft² 17/F A 930 ft² 17/F B 1,200 ft² 17/F C 930 ft² 17/F D 1,060 ft² 17/F E 1,197 ft² 17/F F 1,060 ft² 18/F A 930 ft² 18/F B 1,200 ft² 18/F C 930 ft² 18/F D 1,060 ft² 18/F F 1,060 ft² 19/F A 930 ft² 19/F B 1,200 ft² 19/F C 930 ft² 19/F D 1,060 ft² 19/F E 1,197 ft² 19/F F 1,060 ft² 20/F A 933 ft² 20/F B 1,212 ft² 20/F C 933 ft² 20/F D 1,056 ft² 20/F E 2,011 ft² 20/F F 1,060 ft² 21/F A 933 ft² 21/F B 1,212 ft² 21/F C 933 ft² 21/F D 1,056 ft² 21/F F 1,060 ft² 22/F A 933 ft² 22/F B 1,212 ft² 22/F C 933 ft² 22/F D 1,056 ft² 22/F E 2,011 ft² 22/F F 1,060 ft² 23/F A 933 ft² 23/F B 1,212 ft² 23/F C 933 ft² 23/F D 1,056 ft² 23/F F 1,060 ft² 25/F A 933 ft² 25/F B 1,212 ft² 25/F C 933 ft² 25/F D 1,056 ft² 25/F E 2,011 ft² 25/F F 1,060 ft² 26/F A 933 ft² 26/F B 1,212 ft² 26/F C 933 ft² 26/F D 1,056 ft² 26/F F 1,060 ft² 27/F A 933 ft² 27/F B 1,212 ft² 27/F C 933 ft² 27/F D 1,991 ft² 27/F E 2,011 ft² 27/F F 1,999 ft² 28/F A 933 ft² 28/F B 1,212 ft² 28/F C 933 ft² 29/F A 933 ft² 29/F B 1,212 ft² 29/F C 933 ft² 29/F D 1,991 ft² 29/F E 2,011 ft² 29/F F 1,999 ft² 30/F A 933 ft² 30/F B 1,212 ft² 30/F C 933 ft² 31/F A 933 ft² 31/F B 1,212 ft² 31/F C 933 ft² 31/F D 1,991 ft² 31/F E 2,011 ft² 31/F F 1,999 ft² 32/F A 933 ft² 32/F B 1,212 ft² 32/F C 933 ft² 33/F A 933 ft² 33/F B 1,212 ft² 33/F C 933 ft² 33/F D 1,991 ft² 33/F E 2,011 ft² 33/F F 1,999 ft² 35/F A 933 ft² 35/F B 1,212 ft² 35/F C 933 ft² 36/F A 933 ft² 36/F B 1,212 ft² 36/F C 933 ft² 36/F D 1,991 ft² 36/F E 2,011 ft² 36/F F 1,999 ft² 37/F A 933 ft² 37/F B 1,212 ft² 37/F C 933 ft² 38/F C 1,642 ft² 38/F A 1,642 ft² 38/F B 1,221 ft² 38/F D 1,996 ft² 38/F E 2,028 ft² 38/F F 2,007 ft² 39/F B 1,221 ft² 40/F A 1,642 ft² 40/F B 1,221 ft² 40/F C 1,642 ft² 40/F D 1,996 ft² 40/F E 2,028 ft² 40/F F 2,007 ft² 41/F B 1,221 ft² 42/F A 1,642 ft² 42/F B 1,605 ft² 42/F C 1,642 ft² 42/F D 1,996 ft² 42/F E 2,028 ft² 42/F F 2,007 ft² 45/F A 1,642 ft² 45/F B 1,605 ft² 45/F C 1,642 ft² 45/F D 1,996 ft² 45/F E 2,028 ft² 45/F F 2,007 ft²
Crescira AVM · estimated value ● Medium confidence
HK$62.83M
≈ HK$31,478 / ft² saleable · updated 2026-09-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$18.85M, with repayments around HK$213,156/mo for the first 5 years.

Open full planner →
Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$200,578
−HK$12,578/mo
▼ 0.25% · 3.875%
HK$206,817
−HK$6,339/mo
Today · 4.125%
HK$213,156
baseline
▲ 0.50% · 4.625%
HK$226,126
+HK$12,970/mo

Deposit HK$18.85M · loan HK$43.98M · min. income ≈ HK$426,312/mo (50% DSR)

Upfront cash ≈ HK$21.52M (deposit + AVD stamp duty HK$2,670,307 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
38/F
Flat
D
Saleable Area
1,996 ft²
Gross Area
2,555 ft²
Efficiency
78%
District
Yau Tsim Mong District · Kowloon
School net (POA)
31

Transaction History

Date Price Gain / loss
2007-05-23 HK$22.03M —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Kowloon
≈ 3 min walk · 176 m
Education
21
schools within 1 km (4 within 500 m)
Daily convenience
41
within 1 km (4 within 500 m)
Health
12
hospitals/clinics within 1 km
Recreation
40
parks, libraries, sports within 1 km

Excellent connectivity — about 3 min walk to Kowloon Station (a rail station within an 8-min walk earns this label).

Family-friendly — 21 schools within a 1 km walk.

Everyday convenience — 41 shopping and daily-needs spots nearby.

Healthcare close by — 12 hospitals/clinics within 1 km.

Green space & leisure — 40 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

9/F A
930 ft²
HK$20.76M
9/F B
1,200 ft²
HK$29.10M
9/F C
930 ft²
HK$20.99M
9/F D
1,060 ft²
HK$24.76M
9/F E
1,197 ft²
HK$28.10M
9/F F
1,060 ft²
HK$23.69M