▼ 0.50% · 3.625%
HK$19,504
−HK$1,223/mo
▼ 0.25% · 3.875%
HK$20,111
−HK$616/mo
Today · 4.125%
HK$20,727
baseline
▲ 0.50% · 4.625%
HK$21,988
+HK$1,261/mo
Deposit HK$4.28M · loan HK$4.28M · min. income ≈ HK$41,454/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$256,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,698
−HK$1,172/mo
▼ 0.25% · 3.875%
HK$22,280
−HK$590/mo
Today · 4.125%
HK$22,870
baseline
▲ 0.50% · 4.625%
HK$24,076
+HK$1,206/mo
Deposit HK$4.28M · loan HK$4.28M · min. income ≈ HK$45,740/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$256,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,455
−HK$1,345/mo
▼ 0.25% · 3.875%
HK$22,122
−HK$678/mo
Today · 4.125%
HK$22,800
baseline
▲ 0.50% · 4.625%
HK$24,187
+HK$1,387/mo
Deposit HK$3.85M · loan HK$4.70M · min. income ≈ HK$45,600/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$256,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,868
−HK$1,289/mo
▼ 0.25% · 3.875%
HK$24,508
−HK$649/mo
Today · 4.125%
HK$25,157
baseline
▲ 0.50% · 4.625%
HK$26,484
+HK$1,327/mo
Deposit HK$3.85M · loan HK$4.70M · min. income ≈ HK$50,314/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$256,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,405
−HK$1,468/mo
▼ 0.25% · 3.875%
HK$24,133
−HK$740/mo
Today · 4.125%
HK$24,873
baseline
▲ 0.50% · 4.625%
HK$26,386
+HK$1,513/mo
Deposit HK$3.42M · loan HK$5.13M · min. income ≈ HK$49,746/mo (50% DSR)
Upfront cash ≈ HK$3.68M (deposit + AVD stamp duty HK$256,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,038
−HK$1,407/mo
▼ 0.25% · 3.875%
HK$26,736
−HK$709/mo
Today · 4.125%
HK$27,445
baseline
▲ 0.50% · 4.625%
HK$28,891
+HK$1,446/mo
Deposit HK$3.42M · loan HK$5.13M · min. income ≈ HK$54,890/mo (50% DSR)
Upfront cash ≈ HK$3.68M (deposit + AVD stamp duty HK$256,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,355
−HK$1,590/mo
▼ 0.25% · 3.875%
HK$26,144
−HK$801/mo
Today · 4.125%
HK$26,945
baseline
▲ 0.50% · 4.625%
HK$28,585
+HK$1,640/mo
Deposit HK$2.99M · loan HK$5.56M · min. income ≈ HK$53,890/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$256,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,208
−HK$1,524/mo
▼ 0.25% · 3.875%
HK$28,964
−HK$768/mo
Today · 4.125%
HK$29,732
baseline
▲ 0.50% · 4.625%
HK$31,299
+HK$1,567/mo
Deposit HK$2.99M · loan HK$5.56M · min. income ≈ HK$59,464/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$256,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,306
−HK$1,712/mo
▼ 0.25% · 3.875%
HK$28,155
−HK$863/mo
Today · 4.125%
HK$29,018
baseline
▲ 0.50% · 4.625%
HK$30,784
+HK$1,766/mo
Deposit HK$2.57M · loan HK$5.99M · min. income ≈ HK$58,036/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$256,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,377
−HK$1,642/mo
▼ 0.25% · 3.875%
HK$31,192
−HK$827/mo
Today · 4.125%
HK$32,019
baseline
▲ 0.50% · 4.625%
HK$33,706
+HK$1,687/mo
Deposit HK$2.57M · loan HK$5.99M · min. income ≈ HK$64,038/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$256,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,256
−HK$1,835/mo
▼ 0.25% · 3.875%
HK$30,166
−HK$925/mo
Today · 4.125%
HK$31,091
baseline
▲ 0.50% · 4.625%
HK$32,983
+HK$1,892/mo
Deposit HK$2.14M · loan HK$6.42M · min. income ≈ HK$62,182/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$256,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,547
−HK$1,759/mo
▼ 0.25% · 3.875%
HK$33,420
−HK$886/mo
Today · 4.125%
HK$34,306
baseline
▲ 0.50% · 4.625%
HK$36,114
+HK$1,808/mo
Deposit HK$2.14M · loan HK$6.42M · min. income ≈ HK$68,612/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$256,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,207
−HK$1,957/mo
▼ 0.25% · 3.875%
HK$32,177
−HK$987/mo
Today · 4.125%
HK$33,164
baseline
▲ 0.50% · 4.625%
HK$35,181
+HK$2,017/mo
Deposit HK$1.71M · loan HK$6.84M · min. income ≈ HK$66,328/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$256,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,717
−HK$1,876/mo
▼ 0.25% · 3.875%
HK$35,648
−HK$945/mo
Today · 4.125%
HK$36,593
baseline
▲ 0.50% · 4.625%
HK$38,522
+HK$1,929/mo
Deposit HK$1.71M · loan HK$6.84M · min. income ≈ HK$73,186/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$256,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,157
−HK$2,079/mo
▼ 0.25% · 3.875%
HK$34,188
−HK$1,048/mo
Today · 4.125%
HK$35,236
baseline
▲ 0.50% · 4.625%
HK$37,380
+HK$2,144/mo
Deposit HK$1.28M · loan HK$7.27M · min. income ≈ HK$70,472/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$256,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,887
−HK$1,993/mo
▼ 0.25% · 3.875%
HK$37,876
−HK$1,004/mo
Today · 4.125%
HK$38,880
baseline
▲ 0.50% · 4.625%
HK$40,929
+HK$2,049/mo
Deposit HK$1.28M · loan HK$7.27M · min. income ≈ HK$77,760/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$256,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,107
−HK$2,202/mo
▼ 0.25% · 3.875%
HK$36,199
−HK$1,110/mo
Today · 4.125%
HK$37,309
baseline
▲ 0.50% · 4.625%
HK$39,579
+HK$2,270/mo
Deposit HK$855K · loan HK$7.70M · min. income ≈ HK$74,618/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$256,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,057
−HK$2,110/mo
▼ 0.25% · 3.875%
HK$40,104
−HK$1,063/mo
Today · 4.125%
HK$41,167
baseline
▲ 0.50% · 4.625%
HK$43,337
+HK$2,170/mo
Deposit HK$855K · loan HK$7.70M · min. income ≈ HK$82,334/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$256,605 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).