▼ 0.50% · 3.625%
HK$17,935
−HK$1,125/mo
▼ 0.25% · 3.875%
HK$18,493
−HK$567/mo
Today · 4.125%
HK$19,060
baseline
▲ 0.50% · 4.625%
HK$20,219
+HK$1,159/mo
Deposit HK$3.93M · loan HK$3.93M · min. income ≈ HK$38,120/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$235,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,952
−HK$1,078/mo
▼ 0.25% · 3.875%
HK$20,488
−HK$542/mo
Today · 4.125%
HK$21,030
baseline
▲ 0.50% · 4.625%
HK$22,139
+HK$1,109/mo
Deposit HK$3.93M · loan HK$3.93M · min. income ≈ HK$42,060/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$235,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,728
−HK$1,238/mo
▼ 0.25% · 3.875%
HK$20,342
−HK$624/mo
Today · 4.125%
HK$20,966
baseline
▲ 0.50% · 4.625%
HK$22,241
+HK$1,275/mo
Deposit HK$3.54M · loan HK$4.33M · min. income ≈ HK$41,932/mo (50% DSR)
Upfront cash ≈ HK$3.78M (deposit + AVD stamp duty HK$235,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,948
−HK$1,185/mo
▼ 0.25% · 3.875%
HK$22,536
−HK$597/mo
Today · 4.125%
HK$23,133
baseline
▲ 0.50% · 4.625%
HK$24,353
+HK$1,220/mo
Deposit HK$3.54M · loan HK$4.33M · min. income ≈ HK$46,266/mo (50% DSR)
Upfront cash ≈ HK$3.78M (deposit + AVD stamp duty HK$235,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,522
−HK$1,349/mo
▼ 0.25% · 3.875%
HK$22,191
−HK$680/mo
Today · 4.125%
HK$22,871
baseline
▲ 0.50% · 4.625%
HK$24,263
+HK$1,392/mo
Deposit HK$3.15M · loan HK$4.72M · min. income ≈ HK$45,742/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$235,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,943
−HK$1,293/mo
▼ 0.25% · 3.875%
HK$24,585
−HK$651/mo
Today · 4.125%
HK$25,236
baseline
▲ 0.50% · 4.625%
HK$26,567
+HK$1,331/mo
Deposit HK$3.15M · loan HK$4.72M · min. income ≈ HK$50,472/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$235,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,315
−HK$1,462/mo
▼ 0.25% · 3.875%
HK$24,041
−HK$736/mo
Today · 4.125%
HK$24,777
baseline
▲ 0.50% · 4.625%
HK$26,285
+HK$1,508/mo
Deposit HK$2.75M · loan HK$5.11M · min. income ≈ HK$49,554/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$235,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,938
−HK$1,401/mo
▼ 0.25% · 3.875%
HK$26,634
−HK$705/mo
Today · 4.125%
HK$27,339
baseline
▲ 0.50% · 4.625%
HK$28,781
+HK$1,442/mo
Deposit HK$2.75M · loan HK$5.11M · min. income ≈ HK$54,678/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$235,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,109
−HK$1,574/mo
▼ 0.25% · 3.875%
HK$25,890
−HK$793/mo
Today · 4.125%
HK$26,683
baseline
▲ 0.50% · 4.625%
HK$28,307
+HK$1,624/mo
Deposit HK$2.36M · loan HK$5.51M · min. income ≈ HK$53,366/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$235,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,933
−HK$1,509/mo
▼ 0.25% · 3.875%
HK$28,683
−HK$759/mo
Today · 4.125%
HK$29,442
baseline
▲ 0.50% · 4.625%
HK$30,994
+HK$1,552/mo
Deposit HK$2.36M · loan HK$5.51M · min. income ≈ HK$58,884/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$235,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,902
−HK$1,687/mo
▼ 0.25% · 3.875%
HK$27,739
−HK$850/mo
Today · 4.125%
HK$28,589
baseline
▲ 0.50% · 4.625%
HK$30,329
+HK$1,740/mo
Deposit HK$1.97M · loan HK$5.90M · min. income ≈ HK$57,178/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$235,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,929
−HK$1,617/mo
▼ 0.25% · 3.875%
HK$30,731
−HK$815/mo
Today · 4.125%
HK$31,546
baseline
▲ 0.50% · 4.625%
HK$33,208
+HK$1,662/mo
Deposit HK$1.97M · loan HK$5.90M · min. income ≈ HK$63,092/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$235,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,696
−HK$1,799/mo
▼ 0.25% · 3.875%
HK$29,588
−HK$907/mo
Today · 4.125%
HK$30,495
baseline
▲ 0.50% · 4.625%
HK$32,351
+HK$1,856/mo
Deposit HK$1.57M · loan HK$6.29M · min. income ≈ HK$60,990/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$235,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,924
−HK$1,725/mo
▼ 0.25% · 3.875%
HK$32,780
−HK$869/mo
Today · 4.125%
HK$33,649
baseline
▲ 0.50% · 4.625%
HK$35,422
+HK$1,773/mo
Deposit HK$1.57M · loan HK$6.29M · min. income ≈ HK$67,298/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$235,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,489
−HK$1,912/mo
▼ 0.25% · 3.875%
HK$31,438
−HK$963/mo
Today · 4.125%
HK$32,401
baseline
▲ 0.50% · 4.625%
HK$34,373
+HK$1,972/mo
Deposit HK$1.18M · loan HK$6.69M · min. income ≈ HK$64,802/mo (50% DSR)
Upfront cash ≈ HK$1.42M (deposit + AVD stamp duty HK$235,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,919
−HK$1,833/mo
▼ 0.25% · 3.875%
HK$34,829
−HK$923/mo
Today · 4.125%
HK$35,752
baseline
▲ 0.50% · 4.625%
HK$37,636
+HK$1,884/mo
Deposit HK$1.18M · loan HK$6.69M · min. income ≈ HK$71,504/mo (50% DSR)
Upfront cash ≈ HK$1.42M (deposit + AVD stamp duty HK$235,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,283
−HK$2,024/mo
▼ 0.25% · 3.875%
HK$33,287
−HK$1,020/mo
Today · 4.125%
HK$34,307
baseline
▲ 0.50% · 4.625%
HK$36,395
+HK$2,088/mo
Deposit HK$787K · loan HK$7.08M · min. income ≈ HK$68,614/mo (50% DSR)
Upfront cash ≈ HK$1.02M (deposit + AVD stamp duty HK$235,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,914
−HK$1,941/mo
▼ 0.25% · 3.875%
HK$36,878
−HK$977/mo
Today · 4.125%
HK$37,855
baseline
▲ 0.50% · 4.625%
HK$39,850
+HK$1,995/mo
Deposit HK$787K · loan HK$7.08M · min. income ≈ HK$75,710/mo (50% DSR)
Upfront cash ≈ HK$1.02M (deposit + AVD stamp duty HK$235,959 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).