▼ 0.50% · 3.625%
HK$16,260
−HK$1,019/mo
▼ 0.25% · 3.875%
HK$16,765
−HK$514/mo
Today · 4.125%
HK$17,279
baseline
▲ 0.50% · 4.625%
HK$18,331
+HK$1,052/mo
Deposit HK$3.57M · loan HK$3.57M · min. income ≈ HK$34,558/mo (50% DSR)
Upfront cash ≈ HK$3.78M (deposit + AVD stamp duty HK$213,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,089
−HK$977/mo
▼ 0.25% · 3.875%
HK$18,574
−HK$492/mo
Today · 4.125%
HK$19,066
baseline
▲ 0.50% · 4.625%
HK$20,071
+HK$1,005/mo
Deposit HK$3.57M · loan HK$3.57M · min. income ≈ HK$38,132/mo (50% DSR)
Upfront cash ≈ HK$3.78M (deposit + AVD stamp duty HK$213,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,885
−HK$1,122/mo
▼ 0.25% · 3.875%
HK$18,442
−HK$565/mo
Today · 4.125%
HK$19,007
baseline
▲ 0.50% · 4.625%
HK$20,164
+HK$1,157/mo
Deposit HK$3.21M · loan HK$3.92M · min. income ≈ HK$38,014/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$213,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,897
−HK$1,075/mo
▼ 0.25% · 3.875%
HK$20,431
−HK$541/mo
Today · 4.125%
HK$20,972
baseline
▲ 0.50% · 4.625%
HK$22,078
+HK$1,106/mo
Deposit HK$3.21M · loan HK$3.92M · min. income ≈ HK$41,944/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$213,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,511
−HK$1,224/mo
▼ 0.25% · 3.875%
HK$20,118
−HK$617/mo
Today · 4.125%
HK$20,735
baseline
▲ 0.50% · 4.625%
HK$21,997
+HK$1,262/mo
Deposit HK$2.85M · loan HK$4.28M · min. income ≈ HK$41,470/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$213,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,706
−HK$1,173/mo
▼ 0.25% · 3.875%
HK$22,288
−HK$591/mo
Today · 4.125%
HK$22,879
baseline
▲ 0.50% · 4.625%
HK$24,085
+HK$1,206/mo
Deposit HK$2.85M · loan HK$4.28M · min. income ≈ HK$45,758/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$213,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,137
−HK$1,326/mo
▼ 0.25% · 3.875%
HK$21,795
−HK$668/mo
Today · 4.125%
HK$22,463
baseline
▲ 0.50% · 4.625%
HK$23,830
+HK$1,367/mo
Deposit HK$2.50M · loan HK$4.63M · min. income ≈ HK$44,926/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$213,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,515
−HK$1,271/mo
▼ 0.25% · 3.875%
HK$24,146
−HK$640/mo
Today · 4.125%
HK$24,786
baseline
▲ 0.50% · 4.625%
HK$26,092
+HK$1,306/mo
Deposit HK$2.50M · loan HK$4.63M · min. income ≈ HK$49,572/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$213,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,763
−HK$1,428/mo
▼ 0.25% · 3.875%
HK$23,471
−HK$720/mo
Today · 4.125%
HK$24,191
baseline
▲ 0.50% · 4.625%
HK$25,663
+HK$1,472/mo
Deposit HK$2.14M · loan HK$4.99M · min. income ≈ HK$48,382/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$213,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,324
−HK$1,368/mo
▼ 0.25% · 3.875%
HK$26,003
−HK$689/mo
Today · 4.125%
HK$26,692
baseline
▲ 0.50% · 4.625%
HK$28,099
+HK$1,407/mo
Deposit HK$2.14M · loan HK$4.99M · min. income ≈ HK$53,384/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$213,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,389
−HK$1,530/mo
▼ 0.25% · 3.875%
HK$25,148
−HK$771/mo
Today · 4.125%
HK$25,919
baseline
▲ 0.50% · 4.625%
HK$27,496
+HK$1,577/mo
Deposit HK$1.78M · loan HK$5.35M · min. income ≈ HK$51,838/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$213,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,133
−HK$1,466/mo
▼ 0.25% · 3.875%
HK$27,861
−HK$738/mo
Today · 4.125%
HK$28,599
baseline
▲ 0.50% · 4.625%
HK$30,106
+HK$1,507/mo
Deposit HK$1.78M · loan HK$5.35M · min. income ≈ HK$57,198/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$213,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,015
−HK$1,632/mo
▼ 0.25% · 3.875%
HK$26,824
−HK$823/mo
Today · 4.125%
HK$27,647
baseline
▲ 0.50% · 4.625%
HK$29,329
+HK$1,682/mo
Deposit HK$1.43M · loan HK$5.70M · min. income ≈ HK$55,294/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$213,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,942
−HK$1,563/mo
▼ 0.25% · 3.875%
HK$29,718
−HK$787/mo
Today · 4.125%
HK$30,505
baseline
▲ 0.50% · 4.625%
HK$32,113
+HK$1,608/mo
Deposit HK$1.43M · loan HK$5.70M · min. income ≈ HK$61,010/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$213,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,641
−HK$1,734/mo
▼ 0.25% · 3.875%
HK$28,501
−HK$874/mo
Today · 4.125%
HK$29,375
baseline
▲ 0.50% · 4.625%
HK$31,162
+HK$1,787/mo
Deposit HK$1.07M · loan HK$6.06M · min. income ≈ HK$58,750/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$213,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,751
−HK$1,661/mo
▼ 0.25% · 3.875%
HK$31,575
−HK$837/mo
Today · 4.125%
HK$32,412
baseline
▲ 0.50% · 4.625%
HK$34,120
+HK$1,708/mo
Deposit HK$1.07M · loan HK$6.06M · min. income ≈ HK$64,824/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$213,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,267
−HK$1,835/mo
▼ 0.25% · 3.875%
HK$30,178
−HK$924/mo
Today · 4.125%
HK$31,102
baseline
▲ 0.50% · 4.625%
HK$32,995
+HK$1,893/mo
Deposit HK$713K · loan HK$6.42M · min. income ≈ HK$62,204/mo (50% DSR)
Upfront cash ≈ HK$927K (deposit + AVD stamp duty HK$213,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,559
−HK$1,760/mo
▼ 0.25% · 3.875%
HK$33,433
−HK$886/mo
Today · 4.125%
HK$34,319
baseline
▲ 0.50% · 4.625%
HK$36,127
+HK$1,808/mo
Deposit HK$713K · loan HK$6.42M · min. income ≈ HK$68,638/mo (50% DSR)
Upfront cash ≈ HK$927K (deposit + AVD stamp duty HK$213,918 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).