▼ 0.50% · 3.625%
HK$20,108
−HK$1,261/mo
▼ 0.25% · 3.875%
HK$20,734
−HK$635/mo
Today · 4.125%
HK$21,369
baseline
▲ 0.50% · 4.625%
HK$22,670
+HK$1,301/mo
Deposit HK$4.41M · loan HK$4.41M · min. income ≈ HK$42,738/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$264,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,370
−HK$1,209/mo
▼ 0.25% · 3.875%
HK$22,970
−HK$609/mo
Today · 4.125%
HK$23,579
baseline
▲ 0.50% · 4.625%
HK$24,822
+HK$1,243/mo
Deposit HK$4.41M · loan HK$4.41M · min. income ≈ HK$47,158/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$264,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,119
−HK$1,387/mo
▼ 0.25% · 3.875%
HK$22,807
−HK$699/mo
Today · 4.125%
HK$23,506
baseline
▲ 0.50% · 4.625%
HK$24,937
+HK$1,431/mo
Deposit HK$3.97M · loan HK$4.85M · min. income ≈ HK$47,012/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$264,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,608
−HK$1,329/mo
▼ 0.25% · 3.875%
HK$25,267
−HK$670/mo
Today · 4.125%
HK$25,937
baseline
▲ 0.50% · 4.625%
HK$27,304
+HK$1,367/mo
Deposit HK$3.97M · loan HK$4.85M · min. income ≈ HK$51,874/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$264,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,130
−HK$1,513/mo
▼ 0.25% · 3.875%
HK$24,881
−HK$762/mo
Today · 4.125%
HK$25,643
baseline
▲ 0.50% · 4.625%
HK$27,204
+HK$1,561/mo
Deposit HK$3.53M · loan HK$5.29M · min. income ≈ HK$51,286/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$264,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,845
−HK$1,450/mo
▼ 0.25% · 3.875%
HK$27,565
−HK$730/mo
Today · 4.125%
HK$28,295
baseline
▲ 0.50% · 4.625%
HK$29,786
+HK$1,491/mo
Deposit HK$3.53M · loan HK$5.29M · min. income ≈ HK$56,590/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$264,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,141
−HK$1,639/mo
▼ 0.25% · 3.875%
HK$26,954
−HK$826/mo
Today · 4.125%
HK$27,780
baseline
▲ 0.50% · 4.625%
HK$29,471
+HK$1,691/mo
Deposit HK$3.09M · loan HK$5.73M · min. income ≈ HK$55,560/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$264,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,082
−HK$1,571/mo
▼ 0.25% · 3.875%
HK$29,862
−HK$791/mo
Today · 4.125%
HK$30,653
baseline
▲ 0.50% · 4.625%
HK$32,269
+HK$1,616/mo
Deposit HK$3.09M · loan HK$5.73M · min. income ≈ HK$61,306/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$264,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,152
−HK$1,765/mo
▼ 0.25% · 3.875%
HK$29,028
−HK$889/mo
Today · 4.125%
HK$29,917
baseline
▲ 0.50% · 4.625%
HK$31,738
+HK$1,821/mo
Deposit HK$2.65M · loan HK$6.17M · min. income ≈ HK$59,834/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$264,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,319
−HK$1,692/mo
▼ 0.25% · 3.875%
HK$32,159
−HK$852/mo
Today · 4.125%
HK$33,011
baseline
▲ 0.50% · 4.625%
HK$34,751
+HK$1,740/mo
Deposit HK$2.65M · loan HK$6.17M · min. income ≈ HK$66,022/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$264,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,163
−HK$1,891/mo
▼ 0.25% · 3.875%
HK$31,101
−HK$953/mo
Today · 4.125%
HK$32,054
baseline
▲ 0.50% · 4.625%
HK$34,005
+HK$1,951/mo
Deposit HK$2.20M · loan HK$6.61M · min. income ≈ HK$64,108/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$264,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,556
−HK$1,813/mo
▼ 0.25% · 3.875%
HK$34,456
−HK$913/mo
Today · 4.125%
HK$35,369
baseline
▲ 0.50% · 4.625%
HK$37,233
+HK$1,864/mo
Deposit HK$2.20M · loan HK$6.61M · min. income ≈ HK$70,738/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$264,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,174
−HK$2,017/mo
▼ 0.25% · 3.875%
HK$33,174
−HK$1,017/mo
Today · 4.125%
HK$34,191
baseline
▲ 0.50% · 4.625%
HK$36,272
+HK$2,081/mo
Deposit HK$1.76M · loan HK$7.05M · min. income ≈ HK$68,382/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$264,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,793
−HK$1,934/mo
▼ 0.25% · 3.875%
HK$36,753
−HK$974/mo
Today · 4.125%
HK$37,727
baseline
▲ 0.50% · 4.625%
HK$39,715
+HK$1,988/mo
Deposit HK$1.76M · loan HK$7.05M · min. income ≈ HK$75,454/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$264,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,184
−HK$2,144/mo
▼ 0.25% · 3.875%
HK$35,248
−HK$1,080/mo
Today · 4.125%
HK$36,328
baseline
▲ 0.50% · 4.625%
HK$38,539
+HK$2,211/mo
Deposit HK$1.32M · loan HK$7.50M · min. income ≈ HK$72,656/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$264,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,030
−HK$2,054/mo
▼ 0.25% · 3.875%
HK$39,050
−HK$1,034/mo
Today · 4.125%
HK$40,084
baseline
▲ 0.50% · 4.625%
HK$42,197
+HK$2,113/mo
Deposit HK$1.32M · loan HK$7.50M · min. income ≈ HK$80,168/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$264,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,195
−HK$2,270/mo
▼ 0.25% · 3.875%
HK$37,321
−HK$1,144/mo
Today · 4.125%
HK$38,465
baseline
▲ 0.50% · 4.625%
HK$40,806
+HK$2,341/mo
Deposit HK$882K · loan HK$7.94M · min. income ≈ HK$76,930/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$264,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,267
−HK$2,175/mo
▼ 0.25% · 3.875%
HK$41,347
−HK$1,095/mo
Today · 4.125%
HK$42,442
baseline
▲ 0.50% · 4.625%
HK$44,680
+HK$2,238/mo
Deposit HK$882K · loan HK$7.94M · min. income ≈ HK$84,884/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$264,556 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).