▼ 0.50% · 3.625%
HK$19,948
−HK$1,251/mo
▼ 0.25% · 3.875%
HK$20,569
−HK$630/mo
Today · 4.125%
HK$21,199
baseline
▲ 0.50% · 4.625%
HK$22,489
+HK$1,290/mo
Deposit HK$4.37M · loan HK$4.37M · min. income ≈ HK$42,398/mo (50% DSR)
Upfront cash ≈ HK$4.64M (deposit + AVD stamp duty HK$262,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,192
−HK$1,199/mo
▼ 0.25% · 3.875%
HK$22,787
−HK$604/mo
Today · 4.125%
HK$23,391
baseline
▲ 0.50% · 4.625%
HK$24,624
+HK$1,233/mo
Deposit HK$4.37M · loan HK$4.37M · min. income ≈ HK$46,782/mo (50% DSR)
Upfront cash ≈ HK$4.64M (deposit + AVD stamp duty HK$262,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,943
−HK$1,376/mo
▼ 0.25% · 3.875%
HK$22,625
−HK$694/mo
Today · 4.125%
HK$23,319
baseline
▲ 0.50% · 4.625%
HK$24,738
+HK$1,419/mo
Deposit HK$3.94M · loan HK$4.81M · min. income ≈ HK$46,638/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$262,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,411
−HK$1,319/mo
▼ 0.25% · 3.875%
HK$25,066
−HK$664/mo
Today · 4.125%
HK$25,730
baseline
▲ 0.50% · 4.625%
HK$27,086
+HK$1,356/mo
Deposit HK$3.94M · loan HK$4.81M · min. income ≈ HK$51,460/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$262,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,938
−HK$1,501/mo
▼ 0.25% · 3.875%
HK$24,682
−HK$757/mo
Today · 4.125%
HK$25,439
baseline
▲ 0.50% · 4.625%
HK$26,987
+HK$1,548/mo
Deposit HK$3.50M · loan HK$5.25M · min. income ≈ HK$50,878/mo (50% DSR)
Upfront cash ≈ HK$3.76M (deposit + AVD stamp duty HK$262,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,630
−HK$1,439/mo
▼ 0.25% · 3.875%
HK$27,345
−HK$724/mo
Today · 4.125%
HK$28,069
baseline
▲ 0.50% · 4.625%
HK$29,549
+HK$1,480/mo
Deposit HK$3.50M · loan HK$5.25M · min. income ≈ HK$56,138/mo (50% DSR)
Upfront cash ≈ HK$3.76M (deposit + AVD stamp duty HK$262,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,932
−HK$1,627/mo
▼ 0.25% · 3.875%
HK$26,739
−HK$820/mo
Today · 4.125%
HK$27,559
baseline
▲ 0.50% · 4.625%
HK$29,236
+HK$1,677/mo
Deposit HK$3.06M · loan HK$5.69M · min. income ≈ HK$55,118/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$262,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,850
−HK$1,558/mo
▼ 0.25% · 3.875%
HK$29,623
−HK$785/mo
Today · 4.125%
HK$30,408
baseline
▲ 0.50% · 4.625%
HK$32,011
+HK$1,603/mo
Deposit HK$3.06M · loan HK$5.69M · min. income ≈ HK$60,816/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$262,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,927
−HK$1,752/mo
▼ 0.25% · 3.875%
HK$28,796
−HK$883/mo
Today · 4.125%
HK$29,679
baseline
▲ 0.50% · 4.625%
HK$31,484
+HK$1,805/mo
Deposit HK$2.62M · loan HK$6.12M · min. income ≈ HK$59,358/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$262,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,069
−HK$1,678/mo
▼ 0.25% · 3.875%
HK$31,902
−HK$845/mo
Today · 4.125%
HK$32,747
baseline
▲ 0.50% · 4.625%
HK$34,474
+HK$1,727/mo
Deposit HK$2.62M · loan HK$6.12M · min. income ≈ HK$65,494/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$262,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,922
−HK$1,876/mo
▼ 0.25% · 3.875%
HK$30,853
−HK$945/mo
Today · 4.125%
HK$31,798
baseline
▲ 0.50% · 4.625%
HK$33,733
+HK$1,935/mo
Deposit HK$2.19M · loan HK$6.56M · min. income ≈ HK$63,596/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$262,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,288
−HK$1,798/mo
▼ 0.25% · 3.875%
HK$34,181
−HK$905/mo
Today · 4.125%
HK$35,086
baseline
▲ 0.50% · 4.625%
HK$36,936
+HK$1,850/mo
Deposit HK$2.19M · loan HK$6.56M · min. income ≈ HK$70,172/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$262,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,917
−HK$2,001/mo
▼ 0.25% · 3.875%
HK$32,910
−HK$1,008/mo
Today · 4.125%
HK$33,918
baseline
▲ 0.50% · 4.625%
HK$35,982
+HK$2,064/mo
Deposit HK$1.75M · loan HK$7.00M · min. income ≈ HK$67,836/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$262,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,507
−HK$1,919/mo
▼ 0.25% · 3.875%
HK$36,459
−HK$967/mo
Today · 4.125%
HK$37,426
baseline
▲ 0.50% · 4.625%
HK$39,398
+HK$1,972/mo
Deposit HK$1.75M · loan HK$7.00M · min. income ≈ HK$74,852/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$262,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,912
−HK$2,126/mo
▼ 0.25% · 3.875%
HK$34,967
−HK$1,071/mo
Today · 4.125%
HK$36,038
baseline
▲ 0.50% · 4.625%
HK$38,231
+HK$2,193/mo
Deposit HK$1.31M · loan HK$7.44M · min. income ≈ HK$72,076/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$262,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,726
−HK$2,039/mo
▼ 0.25% · 3.875%
HK$38,738
−HK$1,027/mo
Today · 4.125%
HK$39,765
baseline
▲ 0.50% · 4.625%
HK$41,861
+HK$2,096/mo
Deposit HK$1.31M · loan HK$7.44M · min. income ≈ HK$79,530/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$262,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,906
−HK$2,252/mo
▼ 0.25% · 3.875%
HK$37,023
−HK$1,135/mo
Today · 4.125%
HK$38,158
baseline
▲ 0.50% · 4.625%
HK$40,480
+HK$2,322/mo
Deposit HK$875K · loan HK$7.87M · min. income ≈ HK$76,316/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$262,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,946
−HK$2,158/mo
▼ 0.25% · 3.875%
HK$41,017
−HK$1,087/mo
Today · 4.125%
HK$42,104
baseline
▲ 0.50% · 4.625%
HK$44,323
+HK$2,219/mo
Deposit HK$875K · loan HK$7.87M · min. income ≈ HK$84,208/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$262,445 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).