▼ 0.50% · 3.625%
HK$17,884
−HK$1,122/mo
▼ 0.25% · 3.875%
HK$18,441
−HK$565/mo
Today · 4.125%
HK$19,006
baseline
▲ 0.50% · 4.625%
HK$20,162
+HK$1,156/mo
Deposit HK$3.92M · loan HK$3.92M · min. income ≈ HK$38,012/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$235,296 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,896
−HK$1,075/mo
▼ 0.25% · 3.875%
HK$20,430
−HK$541/mo
Today · 4.125%
HK$20,971
baseline
▲ 0.50% · 4.625%
HK$22,077
+HK$1,106/mo
Deposit HK$3.92M · loan HK$3.92M · min. income ≈ HK$41,942/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$235,296 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,673
−HK$1,234/mo
▼ 0.25% · 3.875%
HK$20,285
−HK$622/mo
Today · 4.125%
HK$20,907
baseline
▲ 0.50% · 4.625%
HK$22,179
+HK$1,272/mo
Deposit HK$3.53M · loan HK$4.31M · min. income ≈ HK$41,814/mo (50% DSR)
Upfront cash ≈ HK$3.76M (deposit + AVD stamp duty HK$235,296 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,886
−HK$1,182/mo
▼ 0.25% · 3.875%
HK$22,473
−HK$595/mo
Today · 4.125%
HK$23,068
baseline
▲ 0.50% · 4.625%
HK$24,284
+HK$1,216/mo
Deposit HK$3.53M · loan HK$4.31M · min. income ≈ HK$46,136/mo (50% DSR)
Upfront cash ≈ HK$3.76M (deposit + AVD stamp duty HK$235,296 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,461
−HK$1,346/mo
▼ 0.25% · 3.875%
HK$22,129
−HK$678/mo
Today · 4.125%
HK$22,807
baseline
▲ 0.50% · 4.625%
HK$24,195
+HK$1,388/mo
Deposit HK$3.14M · loan HK$4.71M · min. income ≈ HK$45,614/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$235,296 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,876
−HK$1,289/mo
▼ 0.25% · 3.875%
HK$24,516
−HK$649/mo
Today · 4.125%
HK$25,165
baseline
▲ 0.50% · 4.625%
HK$26,492
+HK$1,327/mo
Deposit HK$3.14M · loan HK$4.71M · min. income ≈ HK$50,330/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$235,296 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,250
−HK$1,458/mo
▼ 0.25% · 3.875%
HK$23,973
−HK$735/mo
Today · 4.125%
HK$24,708
baseline
▲ 0.50% · 4.625%
HK$26,211
+HK$1,503/mo
Deposit HK$2.75M · loan HK$5.10M · min. income ≈ HK$49,416/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$235,296 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,865
−HK$1,398/mo
▼ 0.25% · 3.875%
HK$26,559
−HK$704/mo
Today · 4.125%
HK$27,263
baseline
▲ 0.50% · 4.625%
HK$28,700
+HK$1,437/mo
Deposit HK$2.75M · loan HK$5.10M · min. income ≈ HK$54,526/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$235,296 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,038
−HK$1,570/mo
▼ 0.25% · 3.875%
HK$25,817
−HK$791/mo
Today · 4.125%
HK$26,608
baseline
▲ 0.50% · 4.625%
HK$28,227
+HK$1,619/mo
Deposit HK$2.35M · loan HK$5.49M · min. income ≈ HK$53,216/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$235,296 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,855
−HK$1,505/mo
▼ 0.25% · 3.875%
HK$28,602
−HK$758/mo
Today · 4.125%
HK$29,360
baseline
▲ 0.50% · 4.625%
HK$30,907
+HK$1,547/mo
Deposit HK$2.35M · loan HK$5.49M · min. income ≈ HK$58,720/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$235,296 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,827
−HK$1,682/mo
▼ 0.25% · 3.875%
HK$27,661
−HK$848/mo
Today · 4.125%
HK$28,509
baseline
▲ 0.50% · 4.625%
HK$30,244
+HK$1,735/mo
Deposit HK$1.96M · loan HK$5.88M · min. income ≈ HK$57,018/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$235,296 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,844
−HK$1,613/mo
▼ 0.25% · 3.875%
HK$30,645
−HK$812/mo
Today · 4.125%
HK$31,457
baseline
▲ 0.50% · 4.625%
HK$33,115
+HK$1,658/mo
Deposit HK$1.96M · loan HK$5.88M · min. income ≈ HK$62,914/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$235,296 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,615
−HK$1,795/mo
▼ 0.25% · 3.875%
HK$29,505
−HK$905/mo
Today · 4.125%
HK$30,410
baseline
▲ 0.50% · 4.625%
HK$32,260
+HK$1,850/mo
Deposit HK$1.57M · loan HK$6.27M · min. income ≈ HK$60,820/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$235,296 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,834
−HK$1,720/mo
▼ 0.25% · 3.875%
HK$32,688
−HK$866/mo
Today · 4.125%
HK$33,554
baseline
▲ 0.50% · 4.625%
HK$35,323
+HK$1,769/mo
Deposit HK$1.57M · loan HK$6.27M · min. income ≈ HK$67,108/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$235,296 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,404
−HK$1,906/mo
▼ 0.25% · 3.875%
HK$31,349
−HK$961/mo
Today · 4.125%
HK$32,310
baseline
▲ 0.50% · 4.625%
HK$34,276
+HK$1,966/mo
Deposit HK$1.18M · loan HK$6.67M · min. income ≈ HK$64,620/mo (50% DSR)
Upfront cash ≈ HK$1.41M (deposit + AVD stamp duty HK$235,296 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,824
−HK$1,827/mo
▼ 0.25% · 3.875%
HK$34,731
−HK$920/mo
Today · 4.125%
HK$35,651
baseline
▲ 0.50% · 4.625%
HK$37,530
+HK$1,879/mo
Deposit HK$1.18M · loan HK$6.67M · min. income ≈ HK$71,302/mo (50% DSR)
Upfront cash ≈ HK$1.41M (deposit + AVD stamp duty HK$235,296 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,192
−HK$2,019/mo
▼ 0.25% · 3.875%
HK$33,193
−HK$1,018/mo
Today · 4.125%
HK$34,211
baseline
▲ 0.50% · 4.625%
HK$36,292
+HK$2,081/mo
Deposit HK$784K · loan HK$7.06M · min. income ≈ HK$68,422/mo (50% DSR)
Upfront cash ≈ HK$1.02M (deposit + AVD stamp duty HK$235,296 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,813
−HK$1,935/mo
▼ 0.25% · 3.875%
HK$36,774
−HK$974/mo
Today · 4.125%
HK$37,748
baseline
▲ 0.50% · 4.625%
HK$39,738
+HK$1,990/mo
Deposit HK$784K · loan HK$7.06M · min. income ≈ HK$75,496/mo (50% DSR)
Upfront cash ≈ HK$1.02M (deposit + AVD stamp duty HK$235,296 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).