▼ 0.50% · 3.625%
HK$21,654
−HK$1,358/mo
▼ 0.25% · 3.875%
HK$22,327
−HK$685/mo
Today · 4.125%
HK$23,012
baseline
▲ 0.50% · 4.625%
HK$24,412
+HK$1,400/mo
Deposit HK$4.75M · loan HK$4.75M · min. income ≈ HK$46,024/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$319,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,090
−HK$1,301/mo
▼ 0.25% · 3.875%
HK$24,736
−HK$655/mo
Today · 4.125%
HK$25,391
baseline
▲ 0.50% · 4.625%
HK$26,729
+HK$1,338/mo
Deposit HK$4.75M · loan HK$4.75M · min. income ≈ HK$50,782/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$319,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,819
−HK$1,494/mo
▼ 0.25% · 3.875%
HK$24,560
−HK$753/mo
Today · 4.125%
HK$25,313
baseline
▲ 0.50% · 4.625%
HK$26,853
+HK$1,540/mo
Deposit HK$4.27M · loan HK$5.22M · min. income ≈ HK$50,626/mo (50% DSR)
Upfront cash ≈ HK$4.59M (deposit + AVD stamp duty HK$319,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,499
−HK$1,431/mo
▼ 0.25% · 3.875%
HK$27,209
−HK$721/mo
Today · 4.125%
HK$27,930
baseline
▲ 0.50% · 4.625%
HK$29,402
+HK$1,472/mo
Deposit HK$4.27M · loan HK$5.22M · min. income ≈ HK$55,860/mo (50% DSR)
Upfront cash ≈ HK$4.59M (deposit + AVD stamp duty HK$319,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,984
−HK$1,630/mo
▼ 0.25% · 3.875%
HK$26,793
−HK$821/mo
Today · 4.125%
HK$27,614
baseline
▲ 0.50% · 4.625%
HK$29,294
+HK$1,680/mo
Deposit HK$3.80M · loan HK$5.70M · min. income ≈ HK$55,228/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$319,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,907
−HK$1,562/mo
▼ 0.25% · 3.875%
HK$29,683
−HK$786/mo
Today · 4.125%
HK$30,469
baseline
▲ 0.50% · 4.625%
HK$32,075
+HK$1,606/mo
Deposit HK$3.80M · loan HK$5.70M · min. income ≈ HK$60,938/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$319,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,150
−HK$1,765/mo
▼ 0.25% · 3.875%
HK$29,025
−HK$890/mo
Today · 4.125%
HK$29,915
baseline
▲ 0.50% · 4.625%
HK$31,735
+HK$1,820/mo
Deposit HK$3.32M · loan HK$6.17M · min. income ≈ HK$59,830/mo (50% DSR)
Upfront cash ≈ HK$3.64M (deposit + AVD stamp duty HK$319,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,316
−HK$1,692/mo
▼ 0.25% · 3.875%
HK$32,156
−HK$852/mo
Today · 4.125%
HK$33,008
baseline
▲ 0.50% · 4.625%
HK$34,748
+HK$1,740/mo
Deposit HK$3.32M · loan HK$6.17M · min. income ≈ HK$66,016/mo (50% DSR)
Upfront cash ≈ HK$3.64M (deposit + AVD stamp duty HK$319,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,315
−HK$1,901/mo
▼ 0.25% · 3.875%
HK$31,258
−HK$958/mo
Today · 4.125%
HK$32,216
baseline
▲ 0.50% · 4.625%
HK$34,177
+HK$1,961/mo
Deposit HK$2.85M · loan HK$6.65M · min. income ≈ HK$64,432/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$319,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,725
−HK$1,822/mo
▼ 0.25% · 3.875%
HK$34,630
−HK$917/mo
Today · 4.125%
HK$35,547
baseline
▲ 0.50% · 4.625%
HK$37,421
+HK$1,874/mo
Deposit HK$2.85M · loan HK$6.65M · min. income ≈ HK$71,094/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$319,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,481
−HK$2,036/mo
▼ 0.25% · 3.875%
HK$33,491
−HK$1,026/mo
Today · 4.125%
HK$34,517
baseline
▲ 0.50% · 4.625%
HK$36,618
+HK$2,101/mo
Deposit HK$2.37M · loan HK$7.12M · min. income ≈ HK$69,034/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$319,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,134
−HK$1,953/mo
▼ 0.25% · 3.875%
HK$37,103
−HK$984/mo
Today · 4.125%
HK$38,087
baseline
▲ 0.50% · 4.625%
HK$40,094
+HK$2,007/mo
Deposit HK$2.37M · loan HK$7.12M · min. income ≈ HK$76,174/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$319,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,646
−HK$2,173/mo
▼ 0.25% · 3.875%
HK$35,724
−HK$1,095/mo
Today · 4.125%
HK$36,819
baseline
▲ 0.50% · 4.625%
HK$39,059
+HK$2,240/mo
Deposit HK$1.90M · loan HK$7.60M · min. income ≈ HK$73,638/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$319,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,543
−HK$2,083/mo
▼ 0.25% · 3.875%
HK$39,577
−HK$1,049/mo
Today · 4.125%
HK$40,626
baseline
▲ 0.50% · 4.625%
HK$42,767
+HK$2,141/mo
Deposit HK$1.90M · loan HK$7.60M · min. income ≈ HK$81,252/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$319,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,811
−HK$2,309/mo
▼ 0.25% · 3.875%
HK$37,956
−HK$1,164/mo
Today · 4.125%
HK$39,120
baseline
▲ 0.50% · 4.625%
HK$41,500
+HK$2,380/mo
Deposit HK$1.42M · loan HK$8.07M · min. income ≈ HK$78,240/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$319,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,952
−HK$2,213/mo
▼ 0.25% · 3.875%
HK$42,051
−HK$1,114/mo
Today · 4.125%
HK$43,165
baseline
▲ 0.50% · 4.625%
HK$45,440
+HK$2,275/mo
Deposit HK$1.42M · loan HK$8.07M · min. income ≈ HK$86,330/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$319,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,977
−HK$2,444/mo
▼ 0.25% · 3.875%
HK$40,189
−HK$1,232/mo
Today · 4.125%
HK$41,421
baseline
▲ 0.50% · 4.625%
HK$43,941
+HK$2,520/mo
Deposit HK$950K · loan HK$8.55M · min. income ≈ HK$82,842/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$319,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,361
−HK$2,343/mo
▼ 0.25% · 3.875%
HK$44,524
−HK$1,180/mo
Today · 4.125%
HK$45,704
baseline
▲ 0.50% · 4.625%
HK$48,113
+HK$2,409/mo
Deposit HK$950K · loan HK$8.55M · min. income ≈ HK$91,408/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$319,619 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).