▼ 0.50% · 3.625%
HK$19,544
−HK$1,226/mo
▼ 0.25% · 3.875%
HK$20,152
−HK$618/mo
Today · 4.125%
HK$20,770
baseline
▲ 0.50% · 4.625%
HK$22,033
+HK$1,263/mo
Deposit HK$4.29M · loan HK$4.29M · min. income ≈ HK$41,540/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$257,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,743
−HK$1,174/mo
▼ 0.25% · 3.875%
HK$22,326
−HK$591/mo
Today · 4.125%
HK$22,917
baseline
▲ 0.50% · 4.625%
HK$24,125
+HK$1,208/mo
Deposit HK$4.29M · loan HK$4.29M · min. income ≈ HK$45,834/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$257,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,498
−HK$1,349/mo
▼ 0.25% · 3.875%
HK$22,167
−HK$680/mo
Today · 4.125%
HK$22,847
baseline
▲ 0.50% · 4.625%
HK$24,237
+HK$1,390/mo
Deposit HK$3.86M · loan HK$4.71M · min. income ≈ HK$45,694/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$257,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,917
−HK$1,292/mo
▼ 0.25% · 3.875%
HK$24,558
−HK$651/mo
Today · 4.125%
HK$25,209
baseline
▲ 0.50% · 4.625%
HK$26,538
+HK$1,329/mo
Deposit HK$3.86M · loan HK$4.71M · min. income ≈ HK$50,418/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$257,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,453
−HK$1,471/mo
▼ 0.25% · 3.875%
HK$24,182
−HK$742/mo
Today · 4.125%
HK$24,924
baseline
▲ 0.50% · 4.625%
HK$26,440
+HK$1,516/mo
Deposit HK$3.43M · loan HK$5.14M · min. income ≈ HK$49,848/mo (50% DSR)
Upfront cash ≈ HK$3.69M (deposit + AVD stamp duty HK$257,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,091
−HK$1,410/mo
▼ 0.25% · 3.875%
HK$26,791
−HK$710/mo
Today · 4.125%
HK$27,501
baseline
▲ 0.50% · 4.625%
HK$28,950
+HK$1,449/mo
Deposit HK$3.43M · loan HK$5.14M · min. income ≈ HK$55,002/mo (50% DSR)
Upfront cash ≈ HK$3.69M (deposit + AVD stamp duty HK$257,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,407
−HK$1,594/mo
▼ 0.25% · 3.875%
HK$26,198
−HK$803/mo
Today · 4.125%
HK$27,001
baseline
▲ 0.50% · 4.625%
HK$28,643
+HK$1,642/mo
Deposit HK$3.00M · loan HK$5.57M · min. income ≈ HK$54,002/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$257,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,265
−HK$1,527/mo
▼ 0.25% · 3.875%
HK$29,023
−HK$769/mo
Today · 4.125%
HK$29,792
baseline
▲ 0.50% · 4.625%
HK$31,363
+HK$1,571/mo
Deposit HK$3.00M · loan HK$5.57M · min. income ≈ HK$59,584/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$257,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,362
−HK$1,715/mo
▼ 0.25% · 3.875%
HK$28,213
−HK$864/mo
Today · 4.125%
HK$29,077
baseline
▲ 0.50% · 4.625%
HK$30,847
+HK$1,770/mo
Deposit HK$2.57M · loan HK$6.00M · min. income ≈ HK$58,154/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$257,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,440
−HK$1,644/mo
▼ 0.25% · 3.875%
HK$31,256
−HK$828/mo
Today · 4.125%
HK$32,084
baseline
▲ 0.50% · 4.625%
HK$33,775
+HK$1,691/mo
Deposit HK$2.57M · loan HK$6.00M · min. income ≈ HK$64,168/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$257,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,316
−HK$1,838/mo
▼ 0.25% · 3.875%
HK$30,228
−HK$926/mo
Today · 4.125%
HK$31,154
baseline
▲ 0.50% · 4.625%
HK$33,050
+HK$1,896/mo
Deposit HK$2.14M · loan HK$6.43M · min. income ≈ HK$62,308/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$257,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,614
−HK$1,762/mo
▼ 0.25% · 3.875%
HK$33,489
−HK$887/mo
Today · 4.125%
HK$34,376
baseline
▲ 0.50% · 4.625%
HK$36,188
+HK$1,812/mo
Deposit HK$2.14M · loan HK$6.43M · min. income ≈ HK$68,752/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$257,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,270
−HK$1,961/mo
▼ 0.25% · 3.875%
HK$32,243
−HK$988/mo
Today · 4.125%
HK$33,231
baseline
▲ 0.50% · 4.625%
HK$35,253
+HK$2,022/mo
Deposit HK$1.71M · loan HK$6.86M · min. income ≈ HK$66,462/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$257,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,788
−HK$1,880/mo
▼ 0.25% · 3.875%
HK$35,721
−HK$947/mo
Today · 4.125%
HK$36,668
baseline
▲ 0.50% · 4.625%
HK$38,600
+HK$1,932/mo
Deposit HK$1.71M · loan HK$6.86M · min. income ≈ HK$73,336/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$257,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,225
−HK$2,083/mo
▼ 0.25% · 3.875%
HK$34,258
−HK$1,050/mo
Today · 4.125%
HK$35,308
baseline
▲ 0.50% · 4.625%
HK$37,457
+HK$2,149/mo
Deposit HK$1.29M · loan HK$7.29M · min. income ≈ HK$70,616/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$257,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,962
−HK$1,997/mo
▼ 0.25% · 3.875%
HK$37,954
−HK$1,005/mo
Today · 4.125%
HK$38,959
baseline
▲ 0.50% · 4.625%
HK$41,013
+HK$2,054/mo
Deposit HK$1.29M · loan HK$7.29M · min. income ≈ HK$77,918/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$257,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,179
−HK$2,206/mo
▼ 0.25% · 3.875%
HK$36,274
−HK$1,111/mo
Today · 4.125%
HK$37,385
baseline
▲ 0.50% · 4.625%
HK$39,660
+HK$2,275/mo
Deposit HK$857K · loan HK$7.71M · min. income ≈ HK$74,770/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$257,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,137
−HK$2,114/mo
▼ 0.25% · 3.875%
HK$40,186
−HK$1,065/mo
Today · 4.125%
HK$41,251
baseline
▲ 0.50% · 4.625%
HK$43,425
+HK$2,174/mo
Deposit HK$857K · loan HK$7.71M · min. income ≈ HK$82,502/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$257,130 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).